| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| AgroCapital | 21,900 | 16,894,000 | 11 | 170 |
| ANED | 5,400 | 6,579,000 | 3 | 129 |
| Banco FIE | 231,100 | 569,322,000 | 6 | 129 |
| BancoSol | 215,300 | 861,418,000 | 30 | 129 |
| CIDRE | 8,500 | 126,578,000 | 8 | 129 |
| Coop Fatima | 6,300 | 44,280,000 | 7 | 170 |
| CRECER | 166,900 | 134,626,000 | 13 | 129 |
| Diaconia | 67,000 | 85,734,000 | 2 | 129 |
| Ecofuturo | 59,200 | 226,839,000 | 5 | 129 |
| EMPRENDER | 8,700 | 2,380,000 | 3 | 170 |
| Fassil FFP | 57,600 | 325,081,000 | 5 | 129 |
| FONCRESOL | 3,900 | 9,573,000 | 3 | 129 |
| FONDECO | 14,200 | 24,274,000 | 3 | 129 |
| Fortaleza | 20,100 | 164,530,000 | 13 | 129 |
| FUBODE | 29,400 | 24,444,000 | 7 | 129 |
| FUNBODEM | 8,600 | 15,798,000 | 9 | 129 |
| IDEPRO | 10,400 | 40,479,000 | 2 | 129 |
| IMPRO | 2,400 | 2,885,000 | 4 | 129 |
| ProCredit | 84,300 | 257,487,000 | 8 | 170 |
| PRODEM | 44,900 | 62,529,000 | 4 | 129 |
| ProMujer BOL | 115,200 | 50,753,000 | 3 | 129 |
| Sartawi | 14,600 | 26,842,000 | 8 | 129 |
| Institution Type | RurBank |
| Is this institution regulated? | Yes |
| Website address | http://www.nrbank.org |
| Year established | 1987 |
| Head of Institution | Nuamah-Danquah Samuel |
| Regions active | Ashanti Region |
| # Branches | 7 |
| Total Portfolio (nat'l) | GHS 4,463,063.91 |
| Total Portfolio (USD) | USD 2,265,514.68 |
| Active clients with loans | 4,099 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | ARB Apex Bank, GHAMFIN |
| Funders | SCIMP/IFAD, SPEED, ARB Apex Bank |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Lending | GHS 200 - 1,500 | 6 - 12 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Tech Asst Visits | |||||||
| Micro Enterprise Loan | GHS 200 - 10,000 | 6 - 12 | 20% - 40% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Tech Asst Visits, Business Training | |||||||
| Susu Loan | GHS 200 - 10,000 | 6 | 40% - 60% | 60% - 80% | Business, Other, Petty Traders | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Other Training, Personal hygiene & health education |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Lending | 28.1% annual, Flat | 1 Fee | 1 Ins | None | 20.0% upfront | 47.8% | 73.3% | 38 | ||||||||
| Micro Enterprise Loan | 28.1% annual, Flat | 1 Fee | 1 Ins | None | 20.0% upfront | 52.2% - 54% | 82.1% - 85.9% | 33 | ||||||||
| Susu Loan | 28.1% annual, Flat | 1 Fee | 1 Ins | None | 33.3% upfront | 53.1% - 54% | 121.1% - 123.6% | 23 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| N (# of Samples) | ||||||
| Total Borrrowers of Samples | ||||||
| Avg | ||||||
| Min | ||||||
| Max | ||||||
| Std Dev | ||||||
| By Inst Type | ||||||
| By Country | ||||||
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| From 0 to | ||||||
| to | ||||||
| to | ||||||
| to ∞ | ||||||
