Institution # Borrowers Portfolio (US$) Products Age of Data
AgroCapital21,90016,894,00011173
ANED5,4006,579,0003131
Banco FIE231,100569,322,0006131
BancoSol215,300861,418,00030131
CIDRE8,500126,578,0008131
Coop Fatima6,30044,280,0007173
CRECER166,900134,626,00013131
Diaconia67,00085,734,0002131
Ecofuturo59,200226,839,0005131
EMPRENDER8,7002,380,0003173
Fassil FFP57,600325,081,0005131
FONCRESOL3,9009,573,0003131
FONDECO14,20024,274,0003131
Fortaleza20,100164,530,00013131
FUBODE29,40024,444,0007131
FUNBODEM8,60015,798,0009131
IDEPRO10,40040,479,0002131
IMPRO2,4002,885,0004131
ProCredit84,300257,487,0008173
PRODEM44,90062,529,0004131
ProMujer BOL115,20050,753,0003131
Sartawi14,60026,842,0008131
Please note that the information you are viewing is 159 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Simli Pong SimplipongTamale, Northern Region
Data approved: 2011-12-07
Data version: 1
Age of data: 159 months

Product

Agriculture Loan Product 1 of 3 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (GHS)GHS 72,460
Portfolio (USD)USD 36,781.73
Active Clients with Loans120
Approximate % Female Clients40% - 60%
Approximate % Urban Clients0% - 20%
Methodology
Individual
Solidarity groupx
Village banking
Self help group
Other
Description
This Loan is given mainly to farmers who may require some farm inputs for successful farming. Farmers submit a report to a supervisor to approve before loans are given.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
OtherFarming
Other (2)
Included Services
Credit education
Group meetingsx
Credit insurancex
Workplace visits
Business training
Other trainingx
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
OtherMust be in a group
Other (2)must have a farm
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyGHS
Minimum loan sizeGHS 300
Maximum loan sizeGHS 500
Loan Term and Grace Period
Shortest loan term6.0 months
Longest loan term12.0 months
Approx average9.0 months
Grace Period
Grace period usage100%
Average grace period4.0 months
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end paymentx
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest20.00%
Highest quoted nominal interest20.00%
Interest rate periodYearly
Interest Rate Calculation MethodFlat
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Agriculture Loan samples
Sample 1Sample 2Sample 3
Loan AmountGHS 350GHS 350GHS 350
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot Known
Disbursement Date2011-02-222011-02-222011-02-22
Loan Term (Months)10.0 months10.0 months10.0 months
Grace Period (Months)4.0 months4.0 months4.0 months
Total Cost of CreditNot KnownNot KnownNot Known
True Price by Comp     
Interest and Fee Component29.8%30.1%29.8%
Insurance Component0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%
Full APR (int fee ins tax dep)29.8%30.1%29.8%
Transparency Index676667
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
Agriculture Loan Price Graphs


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Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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