Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
AgroCapital | 21,900 | 16,894,000 | 11 | 171 |
ANED | 5,400 | 6,579,000 | 3 | 129 |
Banco FIE | 231,100 | 569,322,000 | 6 | 129 |
BancoSol | 215,300 | 861,418,000 | 30 | 129 |
CIDRE | 8,500 | 126,578,000 | 8 | 129 |
Coop Fatima | 6,300 | 44,280,000 | 7 | 171 |
CRECER | 166,900 | 134,626,000 | 13 | 129 |
Diaconia | 67,000 | 85,734,000 | 2 | 129 |
Ecofuturo | 59,200 | 226,839,000 | 5 | 129 |
EMPRENDER | 8,700 | 2,380,000 | 3 | 171 |
Fassil FFP | 57,600 | 325,081,000 | 5 | 129 |
FONCRESOL | 3,900 | 9,573,000 | 3 | 129 |
FONDECO | 14,200 | 24,274,000 | 3 | 129 |
Fortaleza | 20,100 | 164,530,000 | 13 | 129 |
FUBODE | 29,400 | 24,444,000 | 7 | 129 |
FUNBODEM | 8,600 | 15,798,000 | 9 | 129 |
IDEPRO | 10,400 | 40,479,000 | 2 | 129 |
IMPRO | 2,400 | 2,885,000 | 4 | 129 |
ProCredit | 84,300 | 257,487,000 | 8 | 171 |
PRODEM | 44,900 | 62,529,000 | 4 | 129 |
ProMujer BOL | 115,200 | 50,753,000 | 3 | 129 |
Sartawi | 14,600 | 26,842,000 | 8 | 129 |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.sccimicrofinance.com/ |
Year established | 1995 |
Head of Institution | Mrs. R.Girija |
Regions active | Andhra Pradesh, Karnataka, Maharashtra, Orissa, Tamil Nadu |
# Branches | 83 |
Total Portfolio (nat'l) | INR 892,862,262 |
Total Portfolio (USD) | USD 16,846,457.77 |
Active clients with loans | 121,066 |
Approximate % female clients | 100% |
Approximate % urban clients | 60% - 80% |
Network affiliations | MFIN, SA-DHAN |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Fortnightly Loan | INR 5,000 - 30,000 | 12 - 24 | 100% | 60% - 80% | Business, Education | Women, Have business, Low HH Inc, Med HH Inc, 3 Out of 5 members should have own house in a group, Age should be above 18 and upto 58 | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
Weekly JLG | INR 5,000 - 30,000 | 12 - 24 | 100% | 80% - 100% | Business, Education | Women, Have business, Low HH Inc, Med HH Inc, 3 out of 5 members should have own house, Age should be above 18 and upto 58 | Credit Educ, Group Mtgs, Credit Ins, Business Training, Product Linkages |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Fortnightly Loan | 26.8% - 27.3% | 29.1% - 29.6% | 30.9% - 31.5% | Yes | Yes | Yes | 93 | |||||||
Weekly JLG | 25.8% - 26.6% | 28% - 28.8% | 29.8% - 30.6% | Yes | Yes | Yes | 96 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Fortnightly Loan | 25.0%-26.7% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 29.1% - 29.6% | 30.9% - 31.5% | 80 | ||||||||
Weekly JLG | 25.0%-26.7% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 28% - 28.8% | 29.8% - 30.6% | 83 |
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