Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
AgroCapital | 21,900 | 16,894,000 | 11 | 176 |
ANED | 5,400 | 6,579,000 | 3 | 134 |
Banco FIE | 231,100 | 569,322,000 | 6 | 134 |
BancoSol | 215,300 | 861,418,000 | 30 | 134 |
CIDRE | 8,500 | 126,578,000 | 8 | 134 |
Coop Fatima | 6,300 | 44,280,000 | 7 | 176 |
CRECER | 166,900 | 134,626,000 | 13 | 134 |
Diaconia | 67,000 | 85,734,000 | 2 | 134 |
Ecofuturo | 59,200 | 226,839,000 | 5 | 134 |
EMPRENDER | 8,700 | 2,380,000 | 3 | 176 |
Fassil FFP | 57,600 | 325,081,000 | 5 | 134 |
FONCRESOL | 3,900 | 9,573,000 | 3 | 134 |
FONDECO | 14,200 | 24,274,000 | 3 | 134 |
Fortaleza | 20,100 | 164,530,000 | 13 | 134 |
FUBODE | 29,400 | 24,444,000 | 7 | 134 |
FUNBODEM | 8,600 | 15,798,000 | 9 | 134 |
IDEPRO | 10,400 | 40,479,000 | 2 | 134 |
IMPRO | 2,400 | 2,885,000 | 4 | 134 |
ProCredit | 84,300 | 257,487,000 | 8 | 176 |
PRODEM | 44,900 | 62,529,000 | 4 | 134 |
ProMujer BOL | 115,200 | 50,753,000 | 3 | 134 |
Sartawi | 14,600 | 26,842,000 | 8 | 134 |
Outstanding portfolio (PKR) | PKR 437,474,719 |
Portfolio (USD) | USD 4,464,027.75 |
Active Clients with Loans | 31,917 |
Approximate % Female Clients | 40% - 60% |
Approximate % Urban Clients | 0 |
Any purpose | |
Income generation | |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | x |
Other | Fattening/Breeding of Sheep, Goat, and other milk animals. |
Other (2) |
Credit education | x |
Group meetings | x |
Credit insurance | |
Workplace visits | x |
Business training | |
Other training | x |
Other | |
Other (2) | |
No other services | x |
Men | x |
Women | x |
Must run a business | |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
Currency | PKR |
Minimum loan size | PKR 15,000 |
Maximum loan size | 40,000 |
Loans less than PKR 10,000 | 0 |
PKR 10,000-25,000 | 100% |
PKR 25,000-50,000 | 0 |
PKR 50,000-75,000 | 0 |
PKR 75,000-150,000 | 0 |
Greater than PKR 150,000 | 0 |
Shortest loan term | 6.0 months |
Longest loan term | 18.0 months |
Approx average | DK |
Loans 3 months or less | 0 |
Between 4 and 6 months | 70% |
Between 7 and 9 months | 0 |
Between 10 and 12 months | 0 |
Between 13 and 18 months | 30% |
Longer than 18 months | 0 |
Grace period usage | 100% |
Average grace period | DK |
Daily | |
Weekly | |
Every 2 weeks | |
Every 4 weeks | |
Monthly | x |
Every 2 months | |
Quarterly | x |
Every 6 months | x |
Every 12 months | x |
Single end payment | x |
Irregular payments |
Lowest quoted nominal interest | 20.00% |
Highest quoted nominal interest | 20.00% |
Interest rate period | Yearly |
Interest Rate Calculation Method | Decl Bal |
Subsidized by funder request? | No |
Is rate fixed for entire loan term | Yes |
Fee 1 | Fee 2 | ||
---|---|---|---|
Description | CIB & DC Charges | Behbood Fund | |
% of loan amount - min | 0 | 0 | |
% of loan amount - max | 0 | 0 | |
OR, Fixed amount - min | 350 | 150 | |
Fixed amount - max | 350 | 300 | |
Reason for variation | N/A | First time loanee pays 150. Subsequent loan is charged 300. | |
Appears on Repayment Sched? | Yes | Yes |
Required for | Never |
Criteria | N/A |
Is deposit indicated on the repayment schedule? | N/A |
Do borrowers control deposit in their group? | N/A |
% loan amount deposited | N/A |
or, Fixed-amount deposited | N/A |
% loan amount deposited | N/A |
or, Fixed-amount deposited | N/A |
Conditions on access to deposit | N/A |
Minimum interest rate paid | N/A |
Maximum interest rate paid | N/A |
Interest payment frequency | N/A |
Are taxes charged on this product? | No |
Sample 1 | Sample 2 | Sample 3 | |||
---|---|---|---|---|---|
Loan Amount | PKR 25,000 | PKR 25,000 | PKR 25,000 | ||
Loan Cycle (1, 2, 3, etc) | Not Known | Not Known | Not Known | ||
Disbursement Date | 2013-12-23 | 2013-12-23 | 2013-12-23 | ||
Loan Term (Months) | 12.0 months | 12.0 months | 12.0 months | ||
Grace Period (Months) | 0.1 months | 0.0 months | 0.0 months | ||
Total Cost of Credit | PKR 4,310 | PKR 3,291 | PKR 3,291 | ||
True Price by Comp | |||||
Interest price component | 19.1% | 19.9% | 19.9% | ||
Fee Component | 2.7% | 3.8% | 3.8% | ||
Insurance Component | 0.0% | 0.0% | 0.0% | ||
Tax Component | 0.0% | 0.0% | 0.0% | ||
Deposit Component | 0.0% | 0.0% | 0.0% | ||
Full APR (int fee ins tax dep) | 21.8% | 23.7% | 23.7% | ||
Transparency Index | N/A | N/A | N/A | ||
Original Repayment Schedule | |||||
MFT Pricing Calculation |
Key Statistics | |
---|---|
# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|