Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
AgroCapital | 21,900 | 16,894,000 | 11 | 176 |
ANED | 5,400 | 6,579,000 | 3 | 134 |
Banco FIE | 231,100 | 569,322,000 | 6 | 134 |
BancoSol | 215,300 | 861,418,000 | 30 | 134 |
CIDRE | 8,500 | 126,578,000 | 8 | 134 |
Coop Fatima | 6,300 | 44,280,000 | 7 | 176 |
CRECER | 166,900 | 134,626,000 | 13 | 134 |
Diaconia | 67,000 | 85,734,000 | 2 | 134 |
Ecofuturo | 59,200 | 226,839,000 | 5 | 134 |
EMPRENDER | 8,700 | 2,380,000 | 3 | 176 |
Fassil FFP | 57,600 | 325,081,000 | 5 | 134 |
FONCRESOL | 3,900 | 9,573,000 | 3 | 134 |
FONDECO | 14,200 | 24,274,000 | 3 | 134 |
Fortaleza | 20,100 | 164,530,000 | 13 | 134 |
FUBODE | 29,400 | 24,444,000 | 7 | 134 |
FUNBODEM | 8,600 | 15,798,000 | 9 | 134 |
IDEPRO | 10,400 | 40,479,000 | 2 | 134 |
IMPRO | 2,400 | 2,885,000 | 4 | 134 |
ProCredit | 84,300 | 257,487,000 | 8 | 176 |
PRODEM | 44,900 | 62,529,000 | 4 | 134 |
ProMujer BOL | 115,200 | 50,753,000 | 3 | 134 |
Sartawi | 14,600 | 26,842,000 | 8 | 134 |
Outstanding portfolio (RWF) | RWF 50,000,000 |
Portfolio (USD) | USD 84,746 |
Active Clients with Loans | 15 |
Approximate % Female Clients | 60% - 80% |
Approximate % Urban Clients | 80% - 100% |
Any purpose | |
Income generation | x |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | x |
Other | |
Other (2) |
Credit education | |
Group meetings | |
Credit insurance | |
Workplace visits | |
Business training | |
Other training | |
Other | |
Other (2) | |
No other services |
Men | x |
Women | x |
Must run a business | x |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
Currency | RWF |
Minimum loan size | 0 |
Maximum loan size | 0 |
Shortest loan term | 0 |
Longest loan term | 0 |
Approx average | 0 |
Loans 3 months or less | N/A |
Between 4 and 6 months | N/A |
Between 7 and 9 months | N/A |
Between 10 and 12 months | N/A |
Between 13 and 18 months | N/A |
Longer than 18 months | N/A |
Grace period usage | 0 |
Average grace period | 0 |
Daily | |
Weekly | |
Every 2 weeks | |
Every 4 weeks | |
Monthly | |
Every 2 months | |
Quarterly | |
Every 6 months | |
Every 12 months | |
Single end payment | |
Irregular payments |
Lowest quoted nominal interest | 0 |
Highest quoted nominal interest | 0 |
Interest rate period | |
Interest Rate Calculation Method | 0 |
Subsidized by funder request? | N/A |
Is rate fixed for entire loan term | N/A |
Fee 1 | |
---|---|
Description | Commission sur credit |
% of loan amount - min | 1.00% |
% of loan amount - max | 1.00% |
OR, Fixed amount - min | 0 |
Fixed amount - max | 0 |
Reason for variation | |
Appears on Repayment Sched? | No |
Ins 1 | |
---|---|
Description | Assurance sur credit - depends on age, loan amount and loan term |
% of loan amount - min | 1.00% |
% of loan amount - max | 10.00% |
OR, Fixed amount - min | 0 |
Fixed amount - max | 0 |
Reason for variation | |
Appears on Repayment Sched? |
Required for | |
Criteria | N/A |
Is deposit indicated on the repayment schedule? | |
Do borrowers control deposit in their group? |
% loan amount deposited | 0 |
or, Fixed-amount deposited | 0 |
% loan amount deposited | 0 |
or, Fixed-amount deposited | 0 |
Conditions on access to deposit |
Minimum interest rate paid | 0 |
Maximum interest rate paid | 0 |
Interest payment frequency | N/A |
Are taxes charged on this product? | No |
Sample 1 | Sample 2 | Sample 3 | Sample 4 | ||||
---|---|---|---|---|---|---|---|
Loan Amount | RWF 500,000 | RWF 3,000,000 | RWF 4,000,000 | RWF 5,000,000 | |||
Loan Cycle (1, 2, 3, etc) | |||||||
Disbursement Date | |||||||
Loan Term (Months) | 1.0 month | 3.0 months | 2.0 months | 3.0 months | |||
Grace Period (Months) | 0.0 months | 0.0 months | 0.0 months | 0.0 months | |||
Total Cost of Credit | Not Known | Not Known | Not Known | Not Known | |||
True Price by Comp | |||||||
Interest and Fee Component | 59.4% | 53.8% | 56.2% | 51.9% | |||
Insurance Component | 3.3% | 0.4% | 0.9% | 0.6% | |||
Tax Component | 2.3% | 0.8% | 1.2% | 0.8% | |||
Deposit Component | 0.0% | 0.0% | 0.0% | 0.0% | |||
Full APR (int fee ins tax dep) | 65.0% | 55.0% | 58.3% | 53.3% | |||
Transparency Index | N/A | N/A | N/A | N/A | |||
Original Repayment Schedule | |||||||
MFT Pricing Calculation |
Key Statistics | |
---|---|
# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|