| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| AgroCapital | 21,900 | 16,894,000 | 11 | 177 |
| ANED | 5,400 | 6,579,000 | 3 | 136 |
| Banco FIE | 231,100 | 569,322,000 | 6 | 136 |
| BancoSol | 215,300 | 861,418,000 | 30 | 136 |
| CIDRE | 8,500 | 126,578,000 | 8 | 136 |
| Coop Fatima | 6,300 | 44,280,000 | 7 | 177 |
| CRECER | 166,900 | 134,626,000 | 13 | 136 |
| Diaconia | 67,000 | 85,734,000 | 2 | 136 |
| Ecofuturo | 59,200 | 226,839,000 | 5 | 136 |
| EMPRENDER | 8,700 | 2,380,000 | 3 | 177 |
| Fassil FFP | 57,600 | 325,081,000 | 5 | 136 |
| FONCRESOL | 3,900 | 9,573,000 | 3 | 136 |
| FONDECO | 14,200 | 24,274,000 | 3 | 136 |
| Fortaleza | 20,100 | 164,530,000 | 13 | 136 |
| FUBODE | 29,400 | 24,444,000 | 7 | 136 |
| FUNBODEM | 8,600 | 15,798,000 | 9 | 136 |
| IDEPRO | 10,400 | 40,479,000 | 2 | 136 |
| IMPRO | 2,400 | 2,885,000 | 4 | 136 |
| ProCredit | 84,300 | 257,487,000 | 8 | 177 |
| PRODEM | 44,900 | 62,529,000 | 4 | 136 |
| ProMujer BOL | 115,200 | 50,753,000 | 3 | 136 |
| Sartawi | 14,600 | 26,842,000 | 8 | 136 |
| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | N/A |
| Website address | http://www.uob.rw/ |
| Year established | 1997 |
| Head of Institution | Jeffrey J. Lee |
| Regions active | 0 |
| # Branches | 36 |
| Total Portfolio (nat'l) | RWF 6,225,428,134 |
| Total Portfolio (USD) | USD 10,551,573.11 |
| Active clients with loans | 32,690 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | Opportunity International, Hope International, World Relief |
| Funders | MasterCard Foundation, Gates Foundation, Credit Suisse, European Union |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Advanced Community Banking | RWF 250,000 - 1,500,000 | 4 - 12 | 80% - 100% | 40% - 60% | Business, Other | Women, Men, Have business | Credit Educ, Business Training | |||||||
| Community Banking | RWF 30,000 - 1,200,000 | 4 | 80% - 100% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Business Training | |||||||
| Micro Individual/Business Loan | RWF 500,000 - 10,000,000 | 4 - 60 | 40% - 60% | 80% - 100% | Business, Consumer | Women, Men | ||||||||
| New Solidarity Group | RWF 250,000 - 5,000,000 | 4 - 24 | 60% - 80% | 80% - 100% | Business, Consumer, Other | Women, Men, Have business | Credit Educ, Group Mtgs, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Advanced Community Banking | 24.0%-30.0% annual, Flat | 1 Fee | 1 Ins | 18.00% loan amt | 10.0% upfront 10.00% ongoing | 48.6% - 53.4% | 62.6% - 70.8% | 35 | ||||||||
| Community Banking | 30.0%-36.0% annual, Flat | 0 Fees | 1 Ins | None | 10.0% upfront | 63.4% - 63.5% | 83.1% - 83.5% | 36 | ||||||||
| Micro Individual/Business Loan | 18.0%-24.0% annual, Decl Bal | 1 Fee | 0 Ins | 18.00% loan amt | N/A | 0% - 27.8% | 22.2% - 28.6% | 69 | ||||||||
| New Solidarity Group | 18.0%-24.0% annual, Flat | 1 Fee | 0 Ins | 18.00% loan amt | 15.0% upfront 15.00% ongoing | 0% - 54.8% | 54.1% - 107.5% | 24 |
| Key Statistics | |
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| # Products | |
| # Institutions | |
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| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
