Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
AgroCapital | 21,900 | 16,894,000 | 11 | 169 |
ANED | 5,400 | 6,579,000 | 3 | 127 |
Banco FIE | 231,100 | 569,322,000 | 6 | 127 |
BancoSol | 215,300 | 861,418,000 | 30 | 127 |
CIDRE | 8,500 | 126,578,000 | 8 | 127 |
Coop Fatima | 6,300 | 44,280,000 | 7 | 169 |
CRECER | 166,900 | 134,626,000 | 13 | 127 |
Diaconia | 67,000 | 85,734,000 | 2 | 127 |
Ecofuturo | 59,200 | 226,839,000 | 5 | 127 |
EMPRENDER | 8,700 | 2,380,000 | 3 | 169 |
Fassil FFP | 57,600 | 325,081,000 | 5 | 127 |
FONCRESOL | 3,900 | 9,573,000 | 3 | 127 |
FONDECO | 14,200 | 24,274,000 | 3 | 127 |
Fortaleza | 20,100 | 164,530,000 | 13 | 127 |
FUBODE | 29,400 | 24,444,000 | 7 | 127 |
FUNBODEM | 8,600 | 15,798,000 | 9 | 127 |
IDEPRO | 10,400 | 40,479,000 | 2 | 127 |
IMPRO | 2,400 | 2,885,000 | 4 | 127 |
ProCredit | 84,300 | 257,487,000 | 8 | 169 |
PRODEM | 44,900 | 62,529,000 | 4 | 127 |
ProMujer BOL | 115,200 | 50,753,000 | 3 | 127 |
Sartawi | 14,600 | 26,842,000 | 8 | 127 |
Outstanding portfolio (UGX) | UGX 1,559,533,777 |
Portfolio (USD) | USD 599,820.68 |
Active Clients with Loans | 4,863 |
Approximate % Female Clients | 60% - 80% |
Approximate % Urban Clients | 40% - 60% |
Individual | |
Solidarity group | x |
Village banking | |
Self help group | |
Other |
Any purpose | |
Income generation | |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | x |
Other household finance | |
Other | |
Other (2) |
Credit education | |
Group meetings | x |
Credit insurance | x |
Workplace visits | x |
Business training | x |
Other training | |
Other | |
Other (2) | |
No other services |
Men | x |
Women | x |
Must run a business | x |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
# Regions for this institution | 3 |
# Regions for this product | 3 |
Regions Active | Central, Eastern, Western |
Currency | UGX |
Minimum loan size | UGX 100,000 |
Maximum loan size | 3,000,000 |
Loans less than UGX 1,000,000 | 100% |
UGX 1,000,000-5,000,000 | 0 |
UGX 5,000,000-7,500,000 | 0 |
UGX 7,500,000-10,000,000 | 0 |
UGX 10,000,000-13,000,000 | 0 |
Greater than UGX 13,000,000 | 0 |
Shortest loan term | 3.0 months |
Longest loan term | 6.0 months |
Approx average | 6.0 months |
Loans 3 months or less | 0 |
Between 4 and 6 months | 100% |
Between 7 and 9 months | 0 |
Between 10 and 12 months | 0 |
Between 13 and 18 months | 0 |
Longer than 18 months | 0 |
Grace period usage | 0 |
Average grace period | 0 |
Daily | |
Weekly | x |
Every 2 weeks | |
Every 4 weeks | |
Monthly | |
Every 2 months | |
Quarterly | |
Every 6 months | |
Every 12 months | |
Single end payment | |
Irregular payments |
Lowest quoted nominal interest | 30.00% |
Highest quoted nominal interest | 30.00% |
Interest rate period | Yearly |
Interest Rate Calculation Method | Flat |
Subsidized by funder request? | No |
Is rate fixed for entire loan term | Yes |
Fee 1 | Fee 2 | ||
---|---|---|---|
Description | Loan Processing Fee | Loan Application Fee | |
% of loan amount - min | 2.00% | 0 | |
% of loan amount - max | 2.00% | 0 | |
OR, Fixed amount - min | 0 | 5,000 | |
Fixed amount - max | 0 | 10,000 | |
Reason for variation | N/A | 5,000 for loan up to 2M & 10,000 for loans over 2M | |
Appears on Repayment Sched? | No | No |
Ins 1 | |
---|---|
Description | Insurance Fee |
% of loan amount - min | 1.10% |
% of loan amount - max | 1.10% |
OR, Fixed amount - min | 0 |
Fixed amount - max | 0 |
Reason for variation | N/A |
Appears on Repayment Sched? | No |
Required for | All |
Criteria | N/A |
Is deposit indicated on the repayment schedule? | No |
Do borrowers control deposit in their group? | No |
% loan amount deposited | 15.00% |
or, Fixed-amount deposited | 0 |
% loan amount deposited | 0 |
or, Fixed-amount deposited | 0 |
Conditions on access to deposit | Final Pmt |
Minimum interest rate paid | 0 |
Maximum interest rate paid | 0 |
Interest payment frequency | N/A |
Are taxes charged on this product? | No |
Sample 1 | Sample 2 | Sample 3 | Sample 4 | ||||
---|---|---|---|---|---|---|---|
Loan Amount | UGX 250,000 | UGX 300,000 | UGX 700,000 | UGX 1,000,000 | |||
Loan Cycle (1, 2, 3, etc) | Not Known | Not Known | Not Known | Not Known | |||
Disbursement Date | 2012-09-14 | 2013-02-14 | 2013-03-19 | 2013-02-14 | |||
Loan Term (Months) | 5.8 months | 5.8 months | 5.8 months | 5.8 months | |||
Grace Period (Months) | 0.2 months | 0.2 months | 0.2 months | 0.2 months | |||
Total Cost of Credit | UGX 50,012 | UGX 59,000 | UGX 131,000 | UGX 185,000 | |||
True Price by Comp | |||||||
Interest price component | 55.7% | 55.1% | 55.1% | 55.1% | |||
Fee Component | 16.7% | 15.0% | 11.1% | 10.2% | |||
Insurance Component | 4.4% | 4.3% | 4.1% | 4.1% | |||
Tax Component | 0.0% | 0.0% | 0.0% | 0.0% | |||
Deposit Component | 26.3% | 25.3% | 23.9% | 23.6% | |||
Full APR (int fee ins tax dep) | 103.1% | 99.7% | 94.2% | 93.0% | |||
Transparency Index | 29 | 30 | 32 | 32 | |||
Original Repayment Schedule | |||||||
MFT Pricing Calculation |
Key Statistics | |
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# Products | |
# Institutions | |
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# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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