2. ACLEDA
Please note that the information you are viewing is 173 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. ACB-SA
Please note that the information you are viewing is 149 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

ACLEDA Bank Plc. #61, Preah Monivong Blvd.Sangkat Srah Chork, Khan Daun PenhPhnom Penh, CambodiaN/A
Data approved: 2010-09-22
Data version: 1
Age of data: -   months 
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Institution

Amasezerano Community Bank Head OfficeKigaliPO Box 4691
Data approved: 2012-10-17
Data version: 2
Age of data: 149 months
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Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addressN/A
Year established1993
Head of InstitutionMr. In Channy
Regions active0
# Branches223

Total Portfolio (nat'l)N/A
Total Portfolio (USD)N/A
Active clients with loans214,337
Approximate % female clientsN/A
Approximate % urban clientsN/A
Network affiliations
Funders

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.acb.rw
Year established2006
Head of InstitutionFroduald Munyankiko
Regions activeBugesera, Kicukiro
# Branches6

Total Portfolio (nat'l)RWF 930,061,222
Total Portfolio (USD)USD 1,476,287.65
Active clients with loans4,335
Approximate % female clients20% - 40%
Approximate % urban clients60% - 80%
Network affiliationsAMIR, Terrafina
FundersAfrican Evangelical Enterprise, Rwanda, Aquadev, Kiva, Terrafina

Loan Products » Summary

Micro KHR
122,639 Borrowers
USD 42,590,000 Portfolio
Active Product
Micro USD
18,000 Borrowers
USD 12,190,380 Portfolio
Active Product
Micro THB
5,906 Borrowers
USD 3,355,272.72 Portfolio
Active Product
Small KHR
1,957 Borrowers
USD 3,253,134.31 Portfolio
Active Product
Small USD
44,174 Borrowers
USD 96,807,109 Portfolio
Active Product
Small THB
1,937 Borrowers
USD 4,742,210.63 Portfolio
Active Product

Loan Products » Summary

Curuza
187 Borrowers
USD 337,908 Portfolio
Active Product
Hembwa
1,067 Borrowers
USD 138,600 Portfolio
Active Product
Kaze
2,764 Borrowers
USD 468,488 Portfolio
Active Product
Tunga
137 Borrowers
USD 268,414 Portfolio
Active Product
Ezukame
48 Borrowers
USD 75,486 Portfolio
Low Volume Product
Ganaza
28 Borrowers
USD 93,712 Portfolio
Low Volume Product
Hembwa Wage Express
Retired Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Micro Loan (KHR) 0 - 6,000,000 0 40% - 60% 20% - 40% Business
Micro Loan (USD) 0 - 1,500 0 40% - 60% 20% - 40% Business
Micro Loan (THB) 0 - 60,000 0 40% - 60% 20% - 40% Business
Small Loan (KHR) KHR 6,000,001 - 39,999,999 0 40% - 60% 20% - 40% Business
Small Loan (USD) USD 1,501 - 9,999 0 40% - 60% 20% - 40% Business
Small Loan (THB) THB 60,001 - 399,999 0 40% - 60% 20% - 40% Business

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Curuza (Business) MT & LT RWF 100,000 - 10,000,000 4 - 36 0% - 20% 80% - 100% Business Men, Have business
Hembwa Wage MT & LT RWF 10,000 - 5,000,000 1 - 36 20% - 40% 60% - 80% Any Purpose Women, Men, Salaried worker
Kaze (Solidarity Group) GS & GS-PU RWF 10,000 - 500,000 4 - 12 0% - 20% 0% - 20% Business, Housing, Education Men, Have business
Tunga Women MT & LT RWF 100,000 - 10,000,000 1 - 36 80% - 100% 40% - 60% Any Purpose Women, Have business

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Micro Loan (KHR) 2.5%-2.7% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% -1
Micro Loan (USD) 2.5%-2.7% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% -1
Micro Loan (THB) 2.5%-2.7% annual, Decl Bal 0 Fees 0 Ins None N/A 30.4% 30.4% 2
Small Loan (KHR) 2.5%-2.7% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% -1
Small Loan (USD) 1.8%-2.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% -1
Small Loan (THB) 2.5%-2.7% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% -1

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Curuza (Business) MT & LT 15.00%-60.00% annual, Flat 2 Fees 1 Ins 18.00% fees 20.00% upfront 28.4% - 73.8% 43.3% - 96.6% 24
Hembwa Wage MT & LT 15.00% annual, Flat 2 Fees 1 Ins 18.00% fees N/A 28.4% - 41.4% 29.5% - 45.1% 44
Kaze (Solidarity Group) GS & GS-PU 30.00% annual, Flat 2 Fees 0 Ins 18.00% fees N/A 52% - 69.5% 56.7% - 73.3% 47
Tunga Women MT & LT 14.00%-60.00% annual, Flat 2 Fees 1 Ins 18.00% fees 10.00% upfront 27.3% - 68.4% 34.7% - 79% 25

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Micro Loan (KHR) 2.5%-2.7% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% -1
Micro Loan (USD) 2.5%-2.7% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% -1
Micro Loan (THB) 2.5%-2.7% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 30.4% 30.4% 2
Small Loan (KHR) 2.5%-2.7% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% -1
Small Loan (USD) 1.8%-2.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% -1
Small Loan (THB) 2.5%-2.7% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% -1

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Curuza (Business) MT & LT 15.00%-60.00% annual, Flat 2 Fees 1 Ins Ins 18.00% fees 20.00% upfront 28.4% - 73.8% 43.3% - 96.6% 24
Hembwa Wage MT & LT 15.00% annual, Flat 2 Fees 1 Ins Ins 18.00% fees N/A 28.4% - 41.4% 29.5% - 45.1% 44
Kaze (Solidarity Group) GS & GS-PU 30.00% annual, Flat 2 Fees 0 Ins Ins 18.00% fees N/A 52% - 69.5% 56.7% - 73.3% 47
Tunga Women MT & LT 14.00%-60.00% annual, Flat 2 Fees 1 Ins Ins 18.00% fees 10.00% upfront 27.3% - 68.4% 34.7% - 79% 25
Institution Price Graph
Microloan Products offered in KHR0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.Private \'For-Profit\'Institution TypeBusinessLoan PurposeACLEDAInstitutionKH-001-V01-P01KH-001-V01-P04ProductKHCountry2010YearRange Number1Institution Data Version02,000,0004,000,0006,000,0008,000,000Loan Size (all)Full APR (int fee ins tax dep)> 30,00022,00015,0007,600800Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Microloan Products offered in USD0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.Private \'For-Profit\'Institution TypeBusinessLoan PurposeACLEDAInstitutionKH-001-V01-P02KH-001-V01-P05ProductKHCountry2010YearRange Number1Institution Data Version01,0002,0003,000Loan Size (all)Full APR (int fee ins tax dep)> 8,8006,6004,4002,200200Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Microloan Products offered in THB0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.Private \'For-Profit\'Institution TypeBusinessLoan PurposeACLEDAInstitutionKH-001-V01-P03KH-001-V01-P06ProductKHCountry2010YearRange Number1Institution Data Version020,00040,00060,00080,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 1,4001,10070030040Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeAnyBusinessLoan PurposeACB-SAInstitutionRW-001-V02-P01RW-001-V02-P04RW-001-V02-P05RW-001-V02-P06ProductRWCountry2012YearRange Number2Institution Data Version01,000,0002,000,0003,000,0004,000,000Loan Size (all)0%20%40%60%80%100%Full APR (int fee ins tax dep)> 2,7002,0001,30060070Number of Borrowers
Click to view Price Analysis Tool
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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