Outstanding portfolio (THB) | THB 9,454,620 |
Portfolio (USD) | USD 320,495.59 |
Active Clients with Loans | 1,670 |
Approximate % Female Clients | 80% - 100% |
Approximate % Urban Clients | 0% - 20% |
Individual | |
Solidarity group | x |
Village banking | |
Self help group | |
Other |
Any purpose | |
Income generation | x |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | |
Other (2) |
Credit education | x |
Group meetings | x |
Credit insurance | x |
Workplace visits | |
Business training | |
Other training | |
Other | |
Other (2) | |
No other services |
Men | x |
Women | x |
Must run a business | x |
Must own a home or land | x |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
# Regions for this institution | 24 |
# Regions for this product | 2 |
Regions Active | Banteay Meanchey, Koh Kong |
Currency | THB |
Minimum loan size | THB 500 |
Maximum loan size | 10,000 |
Loans less than THB 10,000 | 100% |
THB 10,000-30,000 | 0 |
THB 30,000-50,000 | 0 |
THB 50,000-70,000 | 0 |
THB 70,000-90,000 | 0 |
Greater than THB 90,000 | 0 |
Shortest loan term | 3.0 months |
Longest loan term | 12.0 months |
Approx average | 9.0 months |
Loans 3 months or less | 0 |
Between 4 and 6 months | 0 |
Between 7 and 9 months | 10% |
Between 10 and 12 months | 90% |
Between 13 and 18 months | 0 |
Longer than 18 months | 0 |
Grace period usage | 0 |
Average grace period | 0 |
Daily | |
Weekly | |
Every 2 weeks | |
Every 4 weeks | |
Monthly | x |
Every 2 months | |
Quarterly | |
Every 6 months | |
Every 12 months | |
Single end payment | |
Irregular payments |
Lowest quoted nominal interest | 2.60% |
Highest quoted nominal interest | 2.60% |
Interest rate period | Monthly |
Interest Rate Calculation Method | Decl Bal |
Subsidized by funder request? | No |
Is rate fixed for entire loan term | Yes |
Fee 1 | |
---|---|
Description | Administration Fee |
% of loan amount - min | 0.50% |
% of loan amount - max | 0.50% |
OR, Fixed amount - min | 0 |
Fixed amount - max | 0 |
Reason for variation | N/A |
Appears on Repayment Sched? | No |
Required for | Never |
Criteria | N/A |
Is deposit indicated on the repayment schedule? | N/A |
Do borrowers control deposit in their group? | N/A |
% loan amount deposited | N/A |
or, Fixed-amount deposited | N/A |
% loan amount deposited | N/A |
or, Fixed-amount deposited | N/A |
Conditions on access to deposit | N/A |
Minimum interest rate paid | N/A |
Maximum interest rate paid | N/A |
Interest payment frequency | N/A |
Are taxes charged on this product? | No |
Sample 1 | Sample 2 | Sample 3 | Sample 4 | ||||
---|---|---|---|---|---|---|---|
Loan Amount | THB 2,000 | THB 5,000 | THB 10,000 | THB 10,000 | |||
Loan Cycle (1, 2, 3, etc) | Not Known | Not Known | Not Known | Not Known | |||
Disbursement Date | 2012-08-13 | 2013-03-28 | 2013-03-28 | 2013-02-07 | |||
Loan Term (Months) | 12.0 months | 12.0 months | 12.0 months | 12.0 months | |||
Grace Period (Months) | 0.0 months | -0.2 months | -0.2 months | -0.1 months | |||
Total Cost of Credit | THB 355 | THB 863 | THB 1,727 | THB 1,737 | |||
True Price by Comp | |||||||
Interest price component | 31.3% | 31.3% | 31.2% | 31.2% | |||
Fee Component | 1.0% | 1.0% | 1.1% | 1.0% | |||
Insurance Component | 0.0% | 0.0% | 0.0% | 0.0% | |||
Tax Component | 0.0% | 0.0% | 0.0% | 0.0% | |||
Deposit Component | 0.0% | 0.0% | 0.0% | 0.0% | |||
Full APR (int fee ins tax dep) | 32.3% | 32.3% | 32.3% | 32.2% | |||
Transparency Index | 97 | 97 | 97 | 97 | |||
Original Repayment Schedule | |||||||
MFT Pricing Calculation |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
KBL | 468,300 | 120,082,000 | 16 | 113 |
KF | 233,600 | 41,416,000 | 4 | 112 |
NRSP | 399,900 | 70,157,000 | 3 | 113 |
ASA | 230,400 | 29,637,000 | 3 | 113 |
TMFB | 221,200 | 85,449,000 | 7 | 113 |
FMFB | 163,544 | 38,481,323 | 9 | 131 |
TRDP | 100,000 | 13,817,000 | 3 | 113 |
PRSP | 75,656 | 9,907,176 | 3 | 131 |
BRAC^P | 57,300 | 11,869,000 | 3 | 113 |
SRSO | 51,100 | 7,775,000 | 3 | 113 |
SSF | 46,000 | 4,776,000 | 3 | 113 |
FINCA | 82,000 | 43,559,000 | 9 | 113 |
JWS | 36,000 | 6,545,000 | 2 | 113 |
RCDS | 35,552 | 4,856,122 | 4 | 131 |
DAMEN | 35,185 | 7,150,864 | 1 | 131 |
FFO | 22,400 | 3,335,000 | 3 | 113 |
OLP | 21,400 | 3,510,000 | 3 | 113 |
CSC | 17,600 | 3,147,000 | 1 | 113 |
AMRDO | 13,800 | 1,206,000 | 5 | 113 |
WMBL | 13,800 | 6,105,000 | 3 | 113 |
Mojaz | 13,400 | 2,415,000 | 2 | 113 |
SDF | 11,500 | 1,041,000 | 4 | 113 |
POMFB | 8,500 | 2,795,000 | 4 | 113 |
OPD | 7,500 | 918,000 | 2 | 113 |
AGAHE | 7,300 | 797,000 | 2 | 113 |
NRDP | 6,184 | 1,521,972 | 3 | 131 |
GBTI | 6,100 | 669,000 | 3 | 131 |
WASIL | 4,300 | 1,135,000 | 2 | 113 |
Micro Options | 4,000 | 768,000 | 5 | 113 |
VDO | 3,900 | 489,000 | 3 | 131 |
SVDP | 3,900 | 811,000 | 13 | 131 |
SRDO | 3,500 | 766,000 | 4 | 113 |
OSDI | 2,000 | 923,000 | 3 | 113 |
APMBL | 1,800 | 1,401,000 | 3 | 113 |
BEDF | 1,400 | 209,000 | 3 | 131 |
KCDO | 800 | 94,000 | 1 | 131 |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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