Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.amkcambodia.com/ |
Year established | 2003 |
Head of Institution | Kea Borann |
Regions active | Banteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampong Thom, Kampot, Kandal, Koh Kong, KepKratié, Mondulkiri , Oddar Meancheay, Pailin, Phnom Penh, Sihanoukville, Preah Vihear, Pursat, Prey Veng, RatanakiriSiem Reap, Stung Treng, Svay Rieng, Takéo |
# Branches | 113 |
Total Portfolio (nat'l) | KHR 236,703,000,000 |
Total Portfolio (USD) | USD 59,924,810.13 |
Active clients with loans | 297,613 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | CMA, SPTF |
Funders | Agora, Concern |
Institution Type | Credit Union / Cooperative |
Is this institution regulated? | No |
Website address | N/A |
Year established | 1996 |
Head of Institution | MARILOU BANDING |
Regions active | |
# Branches | 10 |
Total Portfolio (nat'l) | PhP 79,034,409.97 |
Total Portfolio (USD) | USD 1,890,775.36 |
Active clients with loans | 12,093 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | LZMCN, Philippine Federation of Credit Coopertives, Philippine Federation of Women In Coopertaives, COOP LIFE Assurance Society of the Philippines |
Funders | Oikocredit, Seedfinance, Landbank of the Philippines (LBP), NLDC |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credit Line (KHR) | KHR 50,000 - 1,000,000 | 3 - 24 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Other Training | |||||||
Credit Line (THB) | THB 500 - 10,000 | 1 - 24 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins | |||||||
Emergency Loan (KHR) | KHR 10,000 - 400,000 | 1 - 10 | 80% - 100% | 0% - 20% | Other | Women, Men, Have home or land, Specific age group | Other Training | |||||||
Emergency Loan (THB) | THB 500 - 4,000 | 1 - 10 | 80% - 100% | 0% - 20% | Other | Women, Men, Have home or land | Credit Educ, Group Mtgs, Credit Ins | |||||||
End of Term Loan (KHR) | KHR 10,000 - 1,000,000 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Group Mtgs, Other Training | |||||||
End of Term Loan (THB) | THB 500 - 10,000 | 1 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins | |||||||
individual Inst ID (KHR) | KHR 400,000 - 8,000,000 | 3 - 18 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Other Training | |||||||
Inst ID (THB) | THB 5,000 - 80,000 | 3 - 18 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | Credit Educ | |||||||
Inst VB (THB) | THB 500 - 10,000 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins | |||||||
Inst-ID USD | USD 500 - 2,000 | 3 - 18 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Other Training | |||||||
Inst-VB (KHR) | KHR 10,000 - 1,000,000 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Group Mtgs, Other Training | |||||||
Seasonal Loan (KHR) | KHR 500,000 - 6,000,000 | 3 - 12 | 80% - 100% | 0% - 20% | Any Purpose, For seasonal purpose only | Women, Men, Have business, Have home or land, Must have regular income for eligible monthly interest payment | Credit Educ, Group Mtgs | |||||||
Seasonal Loan (THB) | THB 5,000 - 60,000 | 3 - 12 | 80% - 100% | 0% - 20% | Any Purpose, Seasonal purpose only | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins | |||||||
Seasonal Loan (USD) | USD 100 - 1,500 | 3 - 12 | 80% - 100% | 0% - 20% | Any Purpose, Seasonal loan requirement only | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins | |||||||
Easy Loan (KHR) | KHR 10,000 - 1,000,000 | 1 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Salaried worker, Specific age group | Credit Educ, Other Training | |||||||
Easy Loan (USD) | USD 50 - 250 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Specific age group | Credit Educ, Other Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Loan | PHP 5,000 - 300,000 | 6 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Salaried worker, Specific age group, 18-69 y.o., CI/BI | Credit Educ, Credit Ins, Tech Asst Visits, Business Training | |||||||
KAPA Loan | PHP 10,000 - 40,000 | 3 - 6 | 80% - 100% | 0% - 20% | Agriculture | Women, Men, Have business, Have home or land, Specific age group, 18-69 y.o., CI/BI | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Life Protection Loan | PHP 1,380 - 1,380 | 4 - 8 | 80% - 100% | 0% - 20% | Life Insurance | Women, Men, Specific age group, 18-64 y.o, CI/BI | Credit Educ, Credit Ins, Tech Asst Visits, Business Training | |||||||
Trinity Loan | PHP 6,200 - 12,400 | 2 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group, 18-69 y.o. , CI/BI | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credit Line (KHR) | 36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 34.1% - 36.6% | 34.1% - 36.6% | 100 | ||||||||
Credit Line (THB) | 33.6% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 34% - 34.2% | 34% - 34.2% | 98 | ||||||||
Emergency Loan (KHR) | 30.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 30% - 30.2% | 30% - 30.2% | 99 | ||||||||
Emergency Loan (THB) | 30.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 29.9% - 30.1% | 29.9% - 30.1% | 100 | ||||||||
End of Term Loan (KHR) | 36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 36.5% - 37% | 36.5% - 37% | 98 | ||||||||
End of Term Loan (THB) | 33.6% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 33.6% - 34.2% | 33.6% - 34.2% | 98 | ||||||||
individual Inst ID (KHR) | 27.6%-36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 31.9% - 37.1% | 31.9% - 37.1% | 81 | ||||||||
Inst ID (THB) | 27.6%-33.6% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 30.6% - 34.5% | 30.6% - 34.5% | 85 | ||||||||
Inst VB (THB) | 31.2% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 32.2% - 32.3% | 32.2% - 32.3% | 97 | ||||||||
Inst-ID USD | 26.4%-31.2% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 29.3% - 30.3% | 29.3% - 30.3% | 88 | ||||||||
Inst-VB (KHR) | 33.6% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 34.7% - 34.9% | 34.7% - 34.9% | 96 | ||||||||
Seasonal Loan (KHR) | 31.2%-36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 33% - 37.5% | 33% - 37.5% | 88 | ||||||||
Seasonal Loan (THB) | 31.2%-36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 30.6% - 34.2% | 30.6% - 34.2% | 95 | ||||||||
Seasonal Loan (USD) | 28.8%-32.4% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 30.6% - 33.5% | 30.6% - 33.5% | 90 | ||||||||
Easy Loan (KHR) | 30.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 31.1% - 37.2% | 31.1% - 37.2% | 88 | ||||||||
Easy Loan (USD) | 27.6%-33.6% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 28.2% - 35.8% | 28.2% - 35.8% | 84 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Loan | 36.0% annual, Flat | 2 Fees | 1 Ins | None | 20.0% upfront 80.00 ongoing | 41% - 69.2% | 40.8% - 121.3% | 47 | ||||||||
KAPA Loan | 36.0% annual, Flat | 2 Fees | 1 Ins | None | 5.0% upfront 90.00 ongoing | 37% - 53.6% | 45.5% - 69% | 63 | ||||||||
Life Protection Loan | 18.0% annual, Flat | 2 Fees | 0 Ins | None | 100.00 upfront | 34.1% | 45.2% | 40 | ||||||||
Trinity Loan | 21.0%-60.0% annual, Flat | 2 Fees | 1 Ins | None | 20.0% upfront 80.00 ongoing | 49.7% | 104.4% | 20 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credit Line (KHR) | 36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 34.1% - 36.6% | 34.1% - 36.6% | 100 | ||||||||
Credit Line (THB) | 33.6% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 34% - 34.2% | 34% - 34.2% | 98 | ||||||||
Emergency Loan (KHR) | 30.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 30% - 30.2% | 30% - 30.2% | 99 | ||||||||
Emergency Loan (THB) | 30.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 29.9% - 30.1% | 29.9% - 30.1% | 100 | ||||||||
End of Term Loan (KHR) | 36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 36.5% - 37% | 36.5% - 37% | 98 | ||||||||
End of Term Loan (THB) | 33.6% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 33.6% - 34.2% | 33.6% - 34.2% | 98 | ||||||||
individual Inst ID (KHR) | 27.6%-36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 31.9% - 37.1% | 31.9% - 37.1% | 81 | ||||||||
Inst ID (THB) | 27.6%-33.6% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 30.6% - 34.5% | 30.6% - 34.5% | 85 | ||||||||
Inst VB (THB) | 31.2% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 32.2% - 32.3% | 32.2% - 32.3% | 97 | ||||||||
Inst-ID USD | 26.4%-31.2% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 29.3% - 30.3% | 29.3% - 30.3% | 88 | ||||||||
Inst-VB (KHR) | 33.6% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 34.7% - 34.9% | 34.7% - 34.9% | 96 | ||||||||
Seasonal Loan (KHR) | 31.2%-36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 33% - 37.5% | 33% - 37.5% | 88 | ||||||||
Seasonal Loan (THB) | 31.2%-36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 30.6% - 34.2% | 30.6% - 34.2% | 95 | ||||||||
Seasonal Loan (USD) | 28.8%-32.4% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 30.6% - 33.5% | 30.6% - 33.5% | 90 | ||||||||
Easy Loan (KHR) | 30.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 31.1% - 37.2% | 31.1% - 37.2% | 88 | ||||||||
Easy Loan (USD) | 27.6%-33.6% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 28.2% - 35.8% | 28.2% - 35.8% | 84 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Loan | 36.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 20.0% upfront 80.00 ongoing | 41% - 69.2% | 40.8% - 121.3% | 47 | ||||||||
KAPA Loan | 36.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 5.0% upfront 90.00 ongoing | 37% - 53.6% | 45.5% - 69% | 63 | ||||||||
Life Protection Loan | 18.0% annual, Flat | 2 Fees | 0 Ins Ins | None | 100.00 upfront | 34.1% | 45.2% | 40 | ||||||||
Trinity Loan | 21.0%-60.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 20.0% upfront 80.00 ongoing | 49.7% | 104.4% | 20 |
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