AMK - Angkor microheranhvatho (Kampuchea) - MFTransparency.org Truth In Lending Tables

Please note that the information you are viewing is 139 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Please note that the information you are viewing is 131 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

AMK - Angkor microheranhvatho (Kampuchea) # 442, St. 193, Toul Svayprey 1ChamkarmornPhnom Penh, Cambodia855

Data approved: 2011-09-30

Data version: 3

Age of data: - months

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Institution

Soon Valley Development Program Sakesar Road, Naushera, Tehsil & District, KhushabNaushera, PunjabN/A

Data approved: 2013-08-15

Data version: 1

Age of data: 131 months

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Institution Details

Institution Type	Non Bank Financial Institution
Is this institution regulated?	Yes
Website address	http://www.amkcambodia.com/
Year established	2003
Head of Institution	Pete Power
Regions active	0
# Branches	86

Total Portfolio (nat'l)	KHR 166,196,000,000
Total Portfolio (USD)	USD 42,472,783.03
Active clients with loans	262,731
Approximate % female clients	80% - 100%
Approximate % urban clients	0% - 20%
Network affiliations	CMA, SPTF
Funders	Agora, Concern

Institution Details

Institution Type	Non-Governmental Organization
Is this institution regulated?	No
Website address	N/A
Year established	1996
Head of Institution	Mr Gulbaz Afaqi
Regions active	Punjab
# Branches	3

Total Portfolio (nat'l)	PKR 85,584,088
Total Portfolio (USD)	USD 873,307.02
Active clients with loans	4,193
Approximate % female clients	20% - 40%
Approximate % urban clients	0
Network affiliations	Pakistan Microfinance Network, PMFN, MONPAK, HRDN
Funders	Pakistan Poverty Alleviation Fund, One UN GRIP, OPP/OCT

Loan Products » Summary

Credit Line

39,631 Borrowers

USD 7,298,481.52 Portfolio

Active Product

Credit Line

5,933 Borrowers

USD 1,296,044.12 Portfolio

Active Product

Emergency

2,394 Borrowers

USD 201,826.25 Portfolio

Active Product

Emergency

69 Borrowers

USD 7,432.38 Portfolio

Active Product

End of Term

127,291 Borrowers

USD 18,064,341.83 Portfolio

Active Product

End of Term

3,158 Borrowers

USD 554,423.14 Portfolio

Active Product

Individual

15,534 Borrowers

USD 4,499,502.07 Portfolio

Active Product

Inst ID

226 Borrowers

USD 80,184.73 Portfolio

Active Product

Inst VB

860 Borrowers

USD 135,026.78 Portfolio

Active Product

Inst ID

1,180 Borrowers

USD 1,142,170 Portfolio

Active Product

Inst VB

63,785 Borrowers

USD 7,565,552.31 Portfolio

Active Product

Seasonal

1,239 Borrowers

USD 978,771.51 Portfolio

Active Product

Seasonal

64 Borrowers

USD 77,987.28 Portfolio

Active Product

Seasonal

112 Borrowers

USD 132,620 Portfolio

Active Product

Urban Poor

607 Borrowers

USD 93,321.36 Portfolio

Active Product

Urban Poor

648 Borrowers

USD 113,922 Portfolio

Active Product

Loan Products » Summary

Agriculture

758 Borrowers

USD 157,870.14 Portfolio

Active Product

Livestock

384 Borrowers

USD 56,569.42 Portfolio

Active Product

L-Fattening

1,065 Borrowers

USD 306,122.45 Portfolio

Active Product

Handicrafts

128 Borrowers

USD 14,183.67 Portfolio

Active Product

Trade

774 Borrowers

USD 141,408.31 Portfolio

Active Product

Solar

753 Borrowers

USD 124,883.97 Portfolio

Active Product

Water Well

2 Borrowers

USD 714.29 Portfolio

Low Volume Product

B-Digestors

4 Borrowers

USD 1,020.41 Portfolio

Low Volume Product

B-Irrigation

7 Borrowers

USD 4,081.63 Portfolio

Low Volume Product

Dairy

11 Borrowers

USD 2,806.12 Portfolio

Low Volume Product

Poultry

3 Borrowers

USD 816.33 Portfolio

Low Volume Product

Pipe Irri

2 Borrowers

USD 612.24 Portfolio

Low Volume Product

Miscell

11 Borrowers

USD 903.21 Portfolio

Low Volume Product

Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Credit Line (KHR)	KHR 50,000 - 1,000,000	3 - 24	80% - 100%	0% - 20%	Business	Women, Men, Have business, Have home or land	Credit Educ, Group Mtgs, Other Training
Credit Line (THB)	THB 500 - 10,000	1 - 24	80% - 100%	0% - 20%	Business	Women, Men, Have business, Have home or land	Credit Educ, Group Mtgs, Credit Ins
Emergency Loan (KHR)	KHR 10,000 - 400,000	1 - 10	80% - 100%	0% - 20%	Other	Women, Men, Have home or land, Specific age group	Other Training
Emergency Loan (THB)	THB 500 - 4,000	1 - 10	80% - 100%	0% - 20%	Other	Women, Men, Have home or land	Credit Educ, Group Mtgs, Credit Ins
End of Term Loan (KHR)	KHR 10,000 - 1,000,000	3 - 12	80% - 100%	0% - 20%	Business	Women, Men, Have business, Have home or land, Specific age group	Credit Educ, Group Mtgs, Other Training
End of Term Loan (THB)	THB 500 - 10,000	1 - 12	80% - 100%	0% - 20%	Business	Women, Men, Have business, Have home or land	Credit Educ, Group Mtgs, Credit Ins
individual Inst ID (KHR)	KHR 400,000 - 8,000,000	3 - 18	80% - 100%	0% - 20%	Business	Women, Men, Have business, Have home or land, Specific age group	Credit Educ, Other Training
Inst ID (THB)	THB 5,000 - 80,000	3 - 18	80% - 100%	0% - 20%	Business	Women, Men, Have business, Have home or land	Credit Educ
Inst VB (THB)	THB 500 - 10,000	3 - 12	80% - 100%	0% - 20%	Business	Women, Men, Have business, Have home or land	Credit Educ, Group Mtgs, Credit Ins
Inst-ID USD	USD 500 - 2,000	3 - 18	80% - 100%	0% - 20%	Business	Women, Men, Have business, Have home or land, Specific age group	Credit Educ, Other Training
Inst-VB (KHR)	KHR 10,000 - 1,000,000	3 - 12	80% - 100%	0% - 20%	Business	Women, Men, Have business, Have home or land, Specific age group	Credit Educ, Group Mtgs, Other Training
Seasonal Loan (KHR)	KHR 500,000 - 6,000,000	3 - 12	80% - 100%	0% - 20%	Any Purpose, For seasonal purpose only	Women, Men, Have business, Have home or land, Must have regular income for eligible monthly interest payment	Credit Educ, Group Mtgs
Seasonal Loan (THB)	THB 5,000 - 60,000	3 - 12	80% - 100%	0% - 20%	Any Purpose, Seasonal purpose only	Women, Men, Have business, Have home or land	Credit Educ, Group Mtgs, Credit Ins
Seasonal Loan (USD)	USD 100 - 1,500	3 - 12	80% - 100%	0% - 20%	Any Purpose, Seasonal loan requirement only	Women, Men, Have business, Have home or land	Credit Educ, Group Mtgs, Credit Ins
Easy Loan (KHR)	KHR 10,000 - 1,000,000	1 - 12	80% - 100%	0% - 20%	Business	Women, Men, Have business, Salaried worker, Specific age group	Credit Educ, Other Training
Easy Loan (USD)	USD 50 - 250	3 - 12	80% - 100%	0% - 20%	Business	Women, Men, Have business, Specific age group	Credit Educ, Other Training

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Agriculture	PKR 20,000 - 75,000	6 - 18	20% - 40%	0%	Agriculture	Women, Men
Livestock	PKR 15,000 - 30,000	12	40% - 60%	0%	Business	Women, Men
Livestock Fattening	PKR 20,000 - 30,000	6 - 11	40% - 60%	0%	Business	Women, Men	Credit Ins, Tech Asst Visits
Handicrafts	PKR 15,000 - 30,000	12	80% - 100%	0%	Business	Women, Men, Have business
Trade Business	PKR 10,000 - 70,000	12	20% - 40%	0%	Business	Women, Men, Have business
Solar Lighting	PKR 15,000 - 30,000	6 - 12	20% - 40%	0%	Any Purpose	Women, Men

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Credit Line (KHR)	36.0% annual, Decl Bal	1 Fee	None	N/A	0%	0%	N/A
Credit Line (THB)	33.6% annual, Decl Bal	1 Fee	None	N/A	0%	0%	N/A
Emergency Loan (KHR)	30.0% annual, Decl Bal	0 Fees	None	N/A	0%	0%	N/A
Emergency Loan (THB)	30.0% annual, Decl Bal	0 Fees	None	N/A	0%	0%	N/A
End of Term Loan (KHR)	36.0% annual, Decl Bal	1 Fee	None	N/A	0%	0%	N/A
End of Term Loan (THB)	33.6% annual, Decl Bal	1 Fee	None	N/A	0%	0%	N/A
individual Inst ID (KHR)	27.6%-36.0% annual, Decl Bal	1 Fee	None	N/A	0%	0%	N/A
Inst ID (THB)	27.6%-33.6% annual, Decl Bal	1 Fee	None	N/A	0%	0%	N/A
Inst VB (THB)	31.2% annual, Decl Bal	1 Fee	None	N/A	0%	0%	N/A
Inst-ID USD	26.4%-31.2% annual, Decl Bal	1 Fee	None	N/A	0%	0%	N/A
Inst-VB (KHR)	33.6% annual, Decl Bal	1 Fee	None	N/A	0%	0%	N/A
Seasonal Loan (KHR)	31.2%-36.0% annual, Decl Bal	1 Fee	None	N/A	0%	0%	N/A
Seasonal Loan (THB)	31.2%-36.0% annual, Decl Bal	1 Fee	None	N/A	0%	0%	N/A
Seasonal Loan (USD)	28.8%-32.4% annual, Decl Bal	1 Fee	None	N/A	0%	0%	N/A
Easy Loan (KHR)	30.0%-36.0% annual, Decl Bal	1 Fee	None	N/A	0%	0%	N/A
Easy Loan (USD)	27.6%-33.6% annual, Decl Bal	1 Fee	None	N/A	0%	0%	N/A

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Agriculture	21.0%-24.0% annual, Flat	1 Fee	0 Ins	None	N/A	40.7%	40.7%	N/A
Livestock	21.0%-24.0% annual, Flat	1 Fee	0 Ins	None	N/A	40.7% - 40.9%	40.7% - 40.9%	N/A
Livestock Fattening	21.0%-24.0% annual, Flat	1 Fee	1 Ins	None	None	25.8%	29%	N/A
Handicrafts	21.0%-24.0% annual, Flat	1 Fee	0 Ins	None	N/A	40.3% - 40.9%	40.3% - 40.9%	N/A
Trade Business	21.0%-24.0% annual, Flat	1 Fee	0 Ins	None	N/A	40.7% - 40.9%	40.7% - 40.9%	N/A
Solar Lighting	36.0% annual, Decl Bal	1 Fee	0 Ins	None	N/A	40.3% - 40.9%	40.3% - 40.9%	N/A

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Credit Line (KHR)	36.0% annual, Decl Bal	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
Credit Line (THB)	33.6% annual, Decl Bal	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
Emergency Loan (KHR)	30.0% annual, Decl Bal	0 Fees	0 Ins Ins	None	N/A	0%	0%	N/A
Emergency Loan (THB)	30.0% annual, Decl Bal	0 Fees	0 Ins Ins	None	N/A	0%	0%	N/A
End of Term Loan (KHR)	36.0% annual, Decl Bal	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
End of Term Loan (THB)	33.6% annual, Decl Bal	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
individual Inst ID (KHR)	27.6%-36.0% annual, Decl Bal	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
Inst ID (THB)	27.6%-33.6% annual, Decl Bal	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
Inst VB (THB)	31.2% annual, Decl Bal	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
Inst-ID USD	26.4%-31.2% annual, Decl Bal	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
Inst-VB (KHR)	33.6% annual, Decl Bal	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
Seasonal Loan (KHR)	31.2%-36.0% annual, Decl Bal	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
Seasonal Loan (THB)	31.2%-36.0% annual, Decl Bal	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
Seasonal Loan (USD)	28.8%-32.4% annual, Decl Bal	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
Easy Loan (KHR)	30.0%-36.0% annual, Decl Bal	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
Easy Loan (USD)	27.6%-33.6% annual, Decl Bal	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Agriculture	21.0%-24.0% annual, Flat	1 Fee	0 Ins Ins	None	N/A	40.7%	40.7%	N/A
Livestock	21.0%-24.0% annual, Flat	1 Fee	0 Ins Ins	None	N/A	40.7% - 40.9%	40.7% - 40.9%	N/A
Livestock Fattening	21.0%-24.0% annual, Flat	1 Fee	1 Ins Ins	None	None	25.8%	29%	N/A
Handicrafts	21.0%-24.0% annual, Flat	1 Fee	0 Ins Ins	None	N/A	40.3% - 40.9%	40.3% - 40.9%	N/A
Trade Business	21.0%-24.0% annual, Flat	1 Fee	0 Ins Ins	None	N/A	40.7% - 40.9%	40.7% - 40.9%	N/A
Solar Lighting	36.0% annual, Decl Bal	1 Fee	0 Ins Ins	None	N/A	40.3% - 40.9%	40.3% - 40.9%	N/A

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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits

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Total Borrrowers of Samples


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By Country

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Institution

Institution

Institution Details

Institution Details

Loan Products » Summary

Loan Products » Summary

Loan Products » Conditions

Loan Products » Conditions

Loan Products » Pricing Information

Loan Products » Pricing Information

Loan Products » Pricing Information

Loan Products » Pricing Information

Institution Price Graph

Institution Price Graph

Total Borrowers of Samples

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