Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.amret.com.kh |
Year established | 1991 |
Head of Institution | Chea Phalarin |
Regions active | Banteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampong Thom, Kampot, Kandal, Koh Kong, KepKratié, Phnom Penh, Sihanoukville, Pursat, Prey VengSiem Reap, Svay Rieng, Takéo |
# Branches | 99 |
Total Portfolio (nat'l) | KHR 662,842,000,000 |
Total Portfolio (USD) | USD 167,808,101.30 |
Active clients with loans | 298,926 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Prasac, Hathakaksekor, Sathapana, Kredit |
Funders | Advans, GRET, Proparco, FMO |
Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.grupofortaleza.com.bo/ |
Year established | 2002 |
Head of Institution | Nelson Hinojosa Jimenez |
Regions active | Chuquisaca , Cochabamba , La Paz , Oruro , Santa Cruz, Tarija |
# Branches | 7 |
Total Portfolio (nat'l) | BOB 1,120,213,180 |
Total Portfolio (USD) | USD 165,957,508.10 |
Active clients with loans | 21,147 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 60% - 80% |
Network affiliations | ASOFIN |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Biodigester Loan (USD) | USD 150 - 1,000 | 3 - 24 | 20% - 40% | 20% - 40% | Any Purpose | Women, Men, Have business, Have home or land, Salaried worker | ||||||||
Business Loan (KHR) | KHR 1,000,000 - 40,000,000 | 3 - 24 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Have home or land | ||||||||
Business Loan (USD) | USD 100 - 10,000 | 3 - 24 | 60% - 80% | 20% - 40% | Business | Women, Men | ||||||||
Consumption Loan (KHR) | KHR 1,000,000 - 20,000,000 | 3 - 24 | 60% - 80% | 20% - 40% | Consumer, Education | Women, Men, Have business, Have home or land, Salaried worker | ||||||||
Consumption Loan (USD) | USD 100 - 5,000 | 3 - 24 | 60% - 80% | 20% - 40% | Consumer, Education | Women, Men, Have business, Have home or land, Salaried worker | ||||||||
Home Improvement Loan (KHR) | KHR 1,000,000 - 40,000,000 | 3 - 36 | 60% - 80% | 20% - 40% | Housing | Women, Men, Have business, Have home or land, Salaried worker | ||||||||
Home Improvement Loan (USD) | USD 100 - 10,000 | 3 - 36 | 60% - 80% | 20% - 40% | Housing | Women, Men, Have business, Have home or land, Salaried worker | ||||||||
Solidarity Credit Loan (KHR) | KHR 5,000 - 1,000,000 | 6 - 12 | 80% - 100% | 0% - 20% | Any Purpose | Women, Men |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Anticrédito Hoy | BOB 15,000 - 140,000 | 25 - 62 | 40% - 60% | 60% - 80% | Business, Activo Fijo | Women, Men, Have business, Salaried worker | Credit Ins | |||||||
Dinero Hoy | BOB 15,000 - 30,000 | 6 - 50 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Have business, Salaried worker | Credit Ins | |||||||
Linea de Credito Optima | BOB 14,000 - 140,000 | 27 - 118 | 20% - 40% | 60% - 80% | Any Purpose | Women, Men, Have business, Salaried worker | Credit Ins | |||||||
Crédito Tasa 0 | BOB 1,440 - 35,000 | 24 - 61 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Ins | |||||||
Crédito Capital Expreso | BOB 70,000 - 350,000 | 5 - 69 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Ins | |||||||
Crédito Hipotecario de Vivienda | BOB 70,000 - 14,000,000 | 24 - 305 | 0% - 20% | 60% - 80% | Vivienda | Women, Men, Have business, Salaried worker | Credit Ins | |||||||
Crédito Vehículo Nuevo | BOB 40,000 - 700,000 | 49 - 98 | 20% - 40% | 60% - 80% | Uso particular compra vehiculo nuevo | Women, Men, Salaried worker | Credit Ins | |||||||
Crédito de Consumo | BOB 16,000 - 600,000 | 1 - 152 | 20% - 40% | 60% - 80% | Any Purpose | Women, Men, Salaried worker | Credit Ins | |||||||
Crédito para Capital de Operaciones | BOB 16,000 - 350,000 | 3 - 119 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Ins | |||||||
Crédito para Capital de Inversión | BOB 16,000 - 350,000 | 3 - 244 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Biodigester Loan (USD) | 14.4% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 14.3% - 14.4% | 14.3% - 14.4% | 100 | ||||||||
Business Loan (KHR) | 30.0%-42.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 29.9% - 36.7% | 29.9% - 36.7% | 89 | ||||||||
Business Loan (USD) | 19.2%-37.2% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 22.6% - 33.1% | 22.6% - 33.1% | 71 | ||||||||
Consumption Loan (KHR) | 30.0%-42.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 32% - 38.4% | 32% - 38.4% | 86 | ||||||||
Consumption Loan (USD) | 22.8%-37.2% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 21.4% - 36.7% | 21.4% - 36.7% | 88 | ||||||||
Home Improvement Loan (KHR) | 30.0%-42.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 29.9% - 38.1% | 29.9% - 38.1% | 89 | ||||||||
Home Improvement Loan (USD) | 21.6%-37.2% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 21.5% - 31.9% | 21.5% - 31.9% | 83 | ||||||||
Solidarity Credit Loan (KHR) | 36.0%-42.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 32.3% - 35.4% | 32.3% - 35.4% | 100 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Anticrédito Hoy | 20.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 20.1% | 21% | 96 | ||||||||
Dinero Hoy | 22.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 22.1% | 22.9% | 96 | ||||||||
Linea de Credito Optima | 21.6% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 21.7% | 22.5% | 96 | ||||||||
Crédito Tasa 0 | 19.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 19.1% | 20% | 95 | ||||||||
Crédito Capital Expreso | 15.5% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 15.2% - 17.9% | 16% - 20% | 59 | ||||||||
Crédito Hipotecario de Vivienda | 11.0%-18.5% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 15.3% - 18.6% | 16.4% - 19.5% | 43 | ||||||||
Crédito Vehículo Nuevo | 12.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 12.1% | 13% | 62 | ||||||||
Crédito de Consumo | 17.0%-27.5% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 17.1% - 27.6% | 18% - 28.4% | 100 | ||||||||
Crédito para Capital de Operaciones | 18.0%-27.5% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 18.6% - 27.6% | 19.5% - 28.4% | 100 | ||||||||
Crédito para Capital de Inversión | 18.0%-27.5% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 18.1% - 27.6% | 19% - 27.8% | 100 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Biodigester Loan (USD) | 14.4% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 14.3% - 14.4% | 14.3% - 14.4% | 100 | ||||||||
Business Loan (KHR) | 30.0%-42.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 29.9% - 36.7% | 29.9% - 36.7% | 89 | ||||||||
Business Loan (USD) | 19.2%-37.2% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 22.6% - 33.1% | 22.6% - 33.1% | 71 | ||||||||
Consumption Loan (KHR) | 30.0%-42.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 32% - 38.4% | 32% - 38.4% | 86 | ||||||||
Consumption Loan (USD) | 22.8%-37.2% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 21.4% - 36.7% | 21.4% - 36.7% | 88 | ||||||||
Home Improvement Loan (KHR) | 30.0%-42.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 29.9% - 38.1% | 29.9% - 38.1% | 89 | ||||||||
Home Improvement Loan (USD) | 21.6%-37.2% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 21.5% - 31.9% | 21.5% - 31.9% | 83 | ||||||||
Solidarity Credit Loan (KHR) | 36.0%-42.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 32.3% - 35.4% | 32.3% - 35.4% | 100 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Anticrédito Hoy | 20.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 20.1% | 21% | 96 | ||||||||
Dinero Hoy | 22.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 22.1% | 22.9% | 96 | ||||||||
Linea de Credito Optima | 21.6% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 21.7% | 22.5% | 96 | ||||||||
Crédito Tasa 0 | 19.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 19.1% | 20% | 95 | ||||||||
Crédito Capital Expreso | 15.5% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 15.2% - 17.9% | 16% - 20% | 59 | ||||||||
Crédito Hipotecario de Vivienda | 11.0%-18.5% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 15.3% - 18.6% | 16.4% - 19.5% | 43 | ||||||||
Crédito Vehículo Nuevo | 12.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 12.1% | 13% | 62 | ||||||||
Crédito de Consumo | 17.0%-27.5% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 17.1% - 27.6% | 18% - 28.4% | 100 | ||||||||
Crédito para Capital de Operaciones | 18.0%-27.5% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 18.6% - 27.6% | 19.5% - 28.4% | 100 | ||||||||
Crédito para Capital de Inversión | 18.0%-27.5% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 18.1% - 27.6% | 19% - 27.8% | 100 |
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