Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.chamroeun.com/ |
Year established | 2006 |
Head of Institution | Sophea Suon |
Regions active | Banteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampong Thom, Kampot, Kandal, KepKratié, Phnom Penh, Pursat, Prey VengSiem Reap, Takéo |
# Branches | 40 |
Total Portfolio (nat'l) | KHR 29,549,677,100 |
Total Portfolio (USD) | USD 7,480,930.91 |
Active clients with loans | 48,192 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations | CMA, BWTP, Mix Market, SPTF |
Funders | Entrepreneurs du Monde, Microfinance Solidaire, Grameen Credit Agrole Microfinance Foundation, Chamroeun Staff Association |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.pro-mujer.org/ |
Year established | 1990 |
Head of Institution | Gonzalo Alaiza |
Regions active | 0 |
# Branches | 71 |
Total Portfolio (nat'l) | BOB 196,950,773.90 |
Total Portfolio (USD) | USD 28,751,937.80 |
Active clients with loans | 88,642 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 80% - 100% |
Network affiliations | FINRURAL |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Chamroeun Loan | KHR 100,000 - 1,600,000 | 3 - 12 | 80% - 100% | 20% - 40% | Business, Agriculture | Women, Men, Have business, Have home or land | Credit Educ, Tech Asst Visits, Business Training, Other Training, Social training ( health, nutrition, domestic violence, waste management) | |||||||
Developing Loan | KHR 100,000 - 1,000,000 | 3 - 12 | 80% - 100% | 20% - 40% | Business, Agriculture | Women, Men, Have business | Credit Educ, Tech Asst Visits, Business Training, Other Training, Social training ( health, nutrition, domestic violence, waste management) | |||||||
Entrepreneurs Loan | KHR 1,200,000 - 4,000,000 | 3 - 18 | 80% - 100% | 20% - 40% | Business, Agriculture | Women, Men, Have business, Have home or land | Tech Asst Visits, Business Training, Other Training, Social training ( health, nutrition, domestic violence, waste management) |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Banca Comunal Rural Rango 1 | BOB 500 - 2,000 | 4 - 6 | 80% - 100% | 0% - 20% | Business, Consumer, Education, Other | Women, Have business, Men can access up to 10% of portfolio, New clients need not own business if they have business plan | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Health Training | |||||||
Banca Comunal Rural Rango 2 | BOB 2,001 - 16,000 | 4 - 10 | 80% - 100% | 0% - 20% | Business, Consumer, Education, Other | Women, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
Banca Comunal Urbano Rango 1 | BOB 160 - 2,000 | 4 - 6 | 80% - 100% | 80% - 100% | Business, Consumer, Education, Other | Women, Have business, Pueden acceder hombres hasta un 10% del total del portafolio de clientes, El crédito servirá para iniciar un emprendimiento. | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Capacitación en componentes de prevención de salud | |||||||
Banca Comunal Urbano Rango 1 | USD 20 - 283 | 4 - 6 | 80% - 100% | 80% - 100% | Business, Consumer, Education, Other | Women, Have business, Men can access up to 10% of portfolio, New clients need not own business if they have business plan | Credit Educ, Group Mtgs, Credit Ins, Business Training, Health Training | |||||||
Banca Comunal Urbano Rango 2 | BOB 2,001 - 4,000 | 4 - 6 | 80% - 100% | 80% - 100% | Business, Consumer, Education, Other | Women, Have business, Men can access up to 10% of portfolio, New clients need not own business if they have business plan | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Health training | |||||||
Banca Comunal Urbano Rango 2 (USD) | USD 284 - 566 | 4 - 6 | 80% - 100% | 80% - 100% | Business, Consumer, Education, Other | Women, Have business, Men can access up to 10% of portfolio, New clients need not own business if they have business plan | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Health Training | |||||||
Banca Comunal Urbano Rango 3 | BOB 4,001 - 5,000 | 4 - 6 | 80% - 100% | 80% - 100% | Business, Consumer, Education, Other | Women, Have business, Men can access up to 10% of portfolio, New clients need not own business if they have business plan | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Health training | |||||||
Banca Comunal Urbano Rango 3 (USD) | USD 567 - 2,030 | 4 - 6 | 80% - 100% | 80% - 100% | Business, Consumer, Education, Other | Women, Have business, Men can access up to 10% of portfolio, New clients need not own business if they have business plan | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
Banca Comunal Urbano Rango 4 | BOB 5,001 - 6,000 | 4 - 6 | 80% - 100% | 80% - 100% | Business, Consumer, Education, Other | Women, Have business, Men can access up to 10% of portfolio, New clients need not own business if they have business plan | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
Banca Comunal Urbano Rango 5 | BOB 6,001 - 8,000 | 4 - 6 | 80% - 100% | 80% - 100% | Business, Consumer, Education, Other | Women, Have business, Men can access up to 10% of portfolio, New clients need not own business if they have business plan | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
Banca Comunal Urbano Rango 6 | BOB 8,001 - 11,000 | 4 - 6 | 80% - 100% | 80% - 100% | Business, Consumer, Education, Other | Women, Have business, Up to 10% of GLP can be used for men., New clients need not own business if they have business plan | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
Banca Comunal Urbano Rango 7 | BOB 11,001 - 13,600 | 4 - 6 | 80% - 100% | 80% - 100% | Business, Consumer, Education, Other | Women, Have business, Up to 10% of GLP can be used for men., New clients need not own business if they have business plan | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
Banca Comunal Urbano Rango 8 | BOB 13,001 - 14,030 | 4 - 6 | 80% - 100% | 80% - 100% | Business, Consumer, Education, Other | Women, Have business, Men can access up to 10% of portfolio, New clients need not own business if they have business plan | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
Individual Sin Hipoteca Rango | BOB 3,535 - 35,350 | 3 - 60 | 60% - 80% | 80% - 100% | Any Purpose | Women, Men, Specific age group, 20% men according to current policy |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Chamroeun Loan | 42.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 45.6% - 52.4% | 45.6% - 52.4% | 88 | ||||||||
Developing Loan | 39.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 42.7% - 53.8% | 42.7% - 53.8% | 86 | ||||||||
Entrepreneurs Loan | 39.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 41.5% - 43.8% | 41.5% - 43.8% | 92 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Banca Comunal Rural Rango 1 | 24.0% annual, Flat | 2 Fees | 0 Ins | None | 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Rural Rango 2 | 24.0% annual, Flat | 2 Fees | 0 Ins | None | 10.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 1 | 24.0% annual, Flat | 1 Fee | 0 Ins | None | 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 1 | 18.0% annual, Flat | 1 Fee | 0 Ins | 15.00% Principal | 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 2 | 24.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 2 (USD) | 18.0% annual, Flat | 1 Fee | 0 Ins | 15.00% Principal | 10.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 3 | 24.0% annual, Flat | 1 Fee | 0 Ins | None | 20.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 3 (USD) | 18.0% annual, Flat | 1 Fee | 0 Ins | 15.00% Principal | 20.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 4 | 24.0% annual, Flat | 1 Fee | 0 Ins | None | 20.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 5 | 24.0% annual, Flat | 1 Fee | 0 Ins | None | 20.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 6 | 24.0% annual, Flat | 1 Fee | 0 Ins | None | 20.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 7 | 24.0% annual, Flat | 1 Fee | 0 Ins | None | 20.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 8 | 24.0% annual, Flat | 1 Fee | 0 Ins | None | 20.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Individual Sin Hipoteca Rango | 23.0%-30.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Chamroeun Loan | 42.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 45.6% - 52.4% | 45.6% - 52.4% | 88 | ||||||||
Developing Loan | 39.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 42.7% - 53.8% | 42.7% - 53.8% | 86 | ||||||||
Entrepreneurs Loan | 39.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 41.5% - 43.8% | 41.5% - 43.8% | 92 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Banca Comunal Rural Rango 1 | 24.0% annual, Flat | 2 Fees | 0 Ins Ins | None | 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Rural Rango 2 | 24.0% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 1 | 24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 1 | 18.0% annual, Flat | 1 Fee | 0 Ins Ins | 15.00% Principal | 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 2 | 24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 2 (USD) | 18.0% annual, Flat | 1 Fee | 0 Ins Ins | 15.00% Principal | 10.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 3 | 24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 20.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 3 (USD) | 18.0% annual, Flat | 1 Fee | 0 Ins Ins | 15.00% Principal | 20.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 4 | 24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 20.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 5 | 24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 20.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 6 | 24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 20.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 7 | 24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 20.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 8 | 24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 20.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Individual Sin Hipoteca Rango | 23.0%-30.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 0% | 0% | N/A |
Key Statistics | |
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# Products | |
# Institutions | |
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Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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