| Outstanding portfolio (KHR) | KHR 2,426,800 |
| Portfolio (USD) | USD 606.70 |
| Active Clients with Loans | 20 |
| Approximate % Female Clients | 80% - 100% |
| Approximate % Urban Clients | 80% - 100% |
| Any purpose | |
| Income generation | x |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | |
| Other (2) |
| Credit education | |
| Group meetings | |
| Credit insurance | |
| Workplace visits | x |
| Business training | x |
| Other training | x |
| Other | |
| Other (2) | |
| No other services |
| Men | |
| Women | |
| Must run a business | |
| Must own a home or land | |
| Must be a salaried worker | |
| Must be specific age group | |
| Other | |
| Other (2) |
| Currency | KHR |
| Minimum loan size | KHR 100,000 |
| Maximum loan size | 200,000 |
| Shortest loan term | 0 |
| Longest loan term | 0 |
| Approx average | 0 |
| Loans 3 months or less | N/A |
| Between 4 and 6 months | N/A |
| Between 7 and 9 months | N/A |
| Between 10 and 12 months | N/A |
| Between 13 and 18 months | N/A |
| Longer than 18 months | N/A |
| Grace period usage | 0 |
| Average grace period | 0 |
| Daily | |
| Weekly | |
| Every 2 weeks | |
| Every 4 weeks | |
| Monthly | |
| Every 2 months | |
| Quarterly | |
| Every 6 months | |
| Every 12 months | |
| Single end payment | |
| Irregular payments |
| Lowest quoted nominal interest | 4.00% |
| Highest quoted nominal interest | 4.00% |
| Interest rate period | |
| Interest Rate Calculation Method | Decl Bal |
| Subsidized by funder request? | N/A |
| Is rate fixed for entire loan term | N/A |
| Required for | All |
| Criteria | N/A |
| Is deposit indicated on the repayment schedule? | |
| Do borrowers control deposit in their group? | Yes |
| % loan amount deposited | 0 - N/A |
| or, Fixed-amount deposited | 0 - N/A |
| % loan amount deposited | 15.00% - N/A |
| or, Fixed-amount deposited | 0 - N/A |
| Conditions on access to deposit | Final Pmt |
| Minimum interest rate paid | 2.00% |
| Maximum interest rate paid | 4.50% |
| Interest payment frequency | Monthly |
| Are taxes charged on this product? | No |
| Sample 1 | |
|---|---|
| Loan Amount | KHR 200,000 |
| Loan Cycle (1, 2, 3, etc) | Not Known |
| Disbursement Date | 2012-09-11 |
| Loan Term (Months) | N/A |
| Grace Period (Months) | 0 |
| Total Cost of Credit | Not Known |
| True Price by Comp | |
| Interest and Fee Component | DK |
| Insurance Component | 58.1% |
| Tax Component | -58.1% |
| Deposit Component | 0 |
| Full APR (int fee ins tax dep) | DK |
| Transparency Index | -1 |
| Original Repayment Schedule | |
| MFT Pricing Calculation |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACSI | 682,200 | 103,172,000 | 5 | 162 |
| ADCSI | 176,100 | 30,846,000 | 2 | 163 |
| BG | 47,000 | 4,048,000 | 4 | 162 |
| DECSI | 361,000 | 96,304,000 | 7 | 162 |
| Dire | 4,900 | 828,000 | 4 | 162 |
| DMCPSC | 1,200 | 69,000 | 1 | 162 |
| Eshet | 18,800 | 2,392,000 | 3 | 162 |
| Harbu | 22,400 | 1,757,000 | 2 | 162 |
| Meklit | 12,200 | 1,395,000 | 4 | 162 |
| Metemamen | 10,500 | 650,000 | 6 | 162 |
| OCSSCO | 502,700 | 69,565,000 | 3 | 162 |
| OMO | 323,600 | 31,385,000 | 4 | 162 |
| PEACE | 17,200 | 2,462,000 | 3 | 162 |
| SFPI | 33,600 | 2,750,000 | 3 | 162 |
| Sidama | 53,400 | 1,162,000 | 6 | 162 |
| Wasasa | 49,300 | 5,798,000 | 4 | 162 |
| Wisdom MFI | 45,300 | 5,500,000 | 6 | 159 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
