| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | Yes |
| Website address | http://www.chamroeun.com/ |
| Year established | 2006 |
| Head of Institution | Sophea Suon |
| Regions active | 0 |
| # Branches | 10 |
| Total Portfolio (nat'l) | KHR 6,690,795,300 |
| Total Portfolio (USD) | USD 1,672,698.83 |
| Active clients with loans | 14,893 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | CMA, ACLEDA |
| Funders | Entrepreneurs du Monde, Microfinance Solidaire, PlaNis, Microcredit for Mother |
| Institution Type | RurBank |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 1970 |
| Head of Institution | Praxedes Asuncion-Ignacio, DBM |
| Regions active | |
| # Branches | 17 |
| Total Portfolio (nat'l) | PhP 27,090,831.76 |
| Total Portfolio (USD) | USD 648,106.02 |
| Active clients with loans | 6,570 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Microfinance Council of the Philippines, Inc., Rural Bankers Association of the Philippines |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Chamroeun Loan | KHR 100,000 - 1,150,000 | 2 - 8 | 80% - 100% | 80% - 100% | Business | Have business, Have home or land | Tech Asst Visits, Business Training, Other Training | |||||||
| Developing Loan | KHR 100,000 - 550,000 | 2 - 8 | 80% - 100% | 80% - 100% | Business | Have business | Tech Asst Visits, Business Training, Other Training | |||||||
| Entrepreneurs Loan | KHR 100,000 - 4,000,000 | 2 - 12 | 80% - 100% | 80% - 100% | Business | Have business, Have home or land | Tech Asst Visits, Business Training, Other Training | |||||||
| Social Emergency Loan | KHR 100,000 - 500,000 | 2 - 6 | 80% - 100% | 80% - 100% | Other | Have business, Have home or land |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Masipag Loan | PHP 5,000 - 100,000 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business | Tech Asst Visits, Business Training | |||||||
| Micropinay | PHP 5,000 - 50,000 | 2 - 12 | 80% - 100% | 0% - 20% | Business | Women, Have business | Group Mtgs, Tech Asst Visits, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Chamroeun Loan | 48.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 0.0% upfront | #N/A | #N/A | 79 | ||||||||
| Developing Loan | 48.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 0.0% upfront | #N/A | #N/A | 84 | ||||||||
| Entrepreneurs Loan | 42.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 0.0% upfront | #N/A | #N/A | 79 | ||||||||
| Social Emergency Loan | 24.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | 99 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Masipag Loan | 30.0% annual, Flat | 2 Fees | 1 Ins | 5.00% loan amt | 5.00% ongoing | 81.2% - 86.8% | 103% - 137.3% | 25 | ||||||||
| Micropinay | 24.0% annual, Flat | 2 Fees | 1 Ins | 5.00% loan amt | 5.00% ongoing | 72.8% - 75.5% | 85.1% - 86.8% | 28 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Chamroeun Loan | 48.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 0.0% upfront | #N/A | #N/A | 79 | ||||||||
| Developing Loan | 48.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 0.0% upfront | #N/A | #N/A | 84 | ||||||||
| Entrepreneurs Loan | 42.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 0.0% upfront | #N/A | #N/A | 79 | ||||||||
| Social Emergency Loan | 24.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | 99 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Masipag Loan | 30.0% annual, Flat | 2 Fees | 1 Ins Ins | 5.00% loan amt | 5.00% ongoing | 81.2% - 86.8% | 103% - 137.3% | 25 | ||||||||
| Micropinay | 24.0% annual, Flat | 2 Fees | 1 Ins Ins | 5.00% loan amt | 5.00% ongoing | 72.8% - 75.5% | 85.1% - 86.8% | 28 |
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