Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.chamroeun.com/ |
Year established | 2006 |
Head of Institution | Sophea Suon |
Regions active | Banteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampong Thom, Kampot, Kandal, Kep, Phnom Penh, Pursat, Prey VengSiem Reap, Takéo |
# Branches | 39 |
Total Portfolio (nat'l) | KHR 20,805,474,952 |
Total Portfolio (USD) | USD 5,267,208.85 |
Active clients with loans | 42,722 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 60% - 80% |
Network affiliations | CMA, BWTP |
Funders | Entrepreneurs du Monde, Microfinance Solidaire, Grameen Credit Agrole Microfinance Foundation, Chamroeun Staff Association |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.microafricagroup.com/ |
Year established | 2004 |
Head of Institution | Bernard Kivava |
Regions active | Muhanga, Musanze, Nyarugenge |
# Branches | 4 |
Total Portfolio (nat'l) | RWF 2,223,220,010 |
Total Portfolio (USD) | USD 3,473,781.27 |
Active clients with loans | 4,960 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 20% - 40% |
Network affiliations | AMIR |
Funders | Micro Africa Ltd, Ezra Bunyenyezi |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Chamroeun Loan | KHR 100,000 - 1,200,000 | 2 - 12 | 80% - 100% | 60% - 80% | Business | Women, Men, Have business, Have home or land | Credit Educ, Tech Asst Visits, Business Training, Other Training, Social training (HIV, human rights), Skills training (cooking, cake making) | |||||||
Developing Loan | KHR 100,000 - 600,000 | 2 - 10 | 80% - 100% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Tech Asst Visits, Business Training, Other Training, Social training (HIV, human rights), Skills training (cooking, cake making) | |||||||
Entrepreneurs Loan | KHR 700,000 - 4,000,000 | 2 - 12 | 80% - 100% | 60% - 80% | Business | Women, Men, Have business, Have home or land | Tech Asst Visits, Business Training, Other Training, Social training (HIV, human rights), Skills training (cooking, cake making) |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan | RWF 30,000 - 1,000,000 | 6 - 12 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
Salary Loan | RWF 100,000 - 5,000,000 | 6 - 12 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Salaried worker | Credit Educ, Group Mtgs, Credit Ins | |||||||
SME Loan | RWF 1,000,000 - 15,000,000 | 6 - 24 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Chamroeun Loan | 42.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 10.00% ongoing | 42.2% - 47.7% | 47.9% - 53.2% | 83 | ||||||||
Developing Loan | 30.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 10.00% ongoing | 41.7% - 42.1% | 44.9% - 45.3% | 66 | ||||||||
Entrepreneurs Loan | 39.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 10.00% ongoing | 41.1% - 43.2% | 46.3% - 48.1% | 83 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan | 48.00% annual, Decl Bal | 1 Fee | 1 Ins | None | 10.00% upfront | 59% - 62.4% | 72.5% - 78.4% | 63 | ||||||||
Salary Loan | 48.00%-60.00% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 52.7% - 67.3% | 55.3% - 71.4% | 75 | ||||||||
SME Loan | 48.00%-60.00% annual, Decl Bal | 1 Fee | 1 Ins | None | 0.00%-20.00% upfront | 56.2% - 66.3% | 88.3% - 101.3% | 49 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Chamroeun Loan | 42.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 10.00% ongoing | 42.2% - 47.7% | 47.9% - 53.2% | 83 | ||||||||
Developing Loan | 30.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 10.00% ongoing | 41.7% - 42.1% | 44.9% - 45.3% | 66 | ||||||||
Entrepreneurs Loan | 39.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 10.00% ongoing | 41.1% - 43.2% | 46.3% - 48.1% | 83 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan | 48.00% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | 10.00% upfront | 59% - 62.4% | 72.5% - 78.4% | 63 | ||||||||
Salary Loan | 48.00%-60.00% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 52.7% - 67.3% | 55.3% - 71.4% | 75 | ||||||||
SME Loan | 48.00%-60.00% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | 0.00%-20.00% upfront | 56.2% - 66.3% | 88.3% - 101.3% | 49 |
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