CREDIT - SG-AGR-KHR - MFTransparency.org Truth In Lending Tables

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Institution

CREDIT #17, Street 163ChamkarmornPhnom Penh, PPN/A

Data approved: 2011-02-02

Data version: 2

Age of data: - months

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Product

SG-AGR-KHR Product 5 of 9 « Prev | Next »

Product Details

Key Statistics

Outstanding portfolio (KHR)	KHR 221,606,012.40
Portfolio (USD)	USD 55,401.50
Active Clients with Loans	359
Approximate % Female Clients	80% - 100%
Approximate % Urban Clients	0% - 20%

Methodology

Individual
Solidarity group	x
Village banking
Self help group
Other

Description

This product is an option for client who invests or develops their agriculture activities by using loan in KHR.

Loan Purpose

Any purpose
Income generation	x
Mortgage/housing	x
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)

Included Services

Credit education
Group meetings	x
Credit insurance
Workplace visits
Business training
Other training
Other
Other (2)
No other services

Eligibility

Men
Women
Must run a business	x
Must own a home or land	x
Must be a salaried worker
Must be specific age group
Other
Other (2)

# Borrowers by Product

Portfolio Size by Product

Geographic Coverage

# Regions for this institution	N/A
# Regions for this product	N/A
Regions Active

Loan Conditions

Loan Amount

Currency	KHR
Minimum loan size	KHR 100,000
Maximum loan size	1,200,000

Loan Term and Grace Period

Shortest loan term	4.0 months
Longest loan term	12.0 months
Approx average	10.5 months

Distribution at Disbursement (Est.)

Loans 3 months or less	N/A
Between 4 and 6 months	N/A
Between 7 and 9 months	N/A
Between 10 and 12 months	N/A
Between 13 and 18 months	N/A
Longer than 18 months	N/A

Grace Period

Grace period usage	0
Average grace period	0

Repayment Frequency

Daily
Weekly	x
Every 2 weeks	x
Every 4 weeks	x
Monthly	x
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest

Lowest quoted nominal interest	3.00%
Highest quoted nominal interest	3.00%
Interest rate period	Monthly
Interest Rate Calculation Method	Flat
Subsidized by funder request?	N/A
Is rate fixed for entire loan term	Yes

Upfront Fees

This product has no upfront fees

Ongoing Fees

This product has no ongoing fees

Upfront Insurance Fees

This product has no upfront insurance fees

Ongoing Insurance Fees

This product has no ongoing insurance fees

Compulsory Deposit

Required for	Never
Criteria	N/A
Is deposit indicated on the repayment schedule?	N/A
Do borrowers control deposit in their group?	N/A

Deposit BEFORE or AT Disbursement

% loan amount deposited	N/A
or, Fixed-amount deposited	N/A

Deposits DURING period payments

% loan amount deposited	N/A
or, Fixed-amount deposited	N/A
Conditions on access to deposit	N/A

Interest Paid on Deposit

Minimum interest rate paid	N/A
Maximum interest rate paid	N/A
Interest payment frequency	N/A

Taxes

Are taxes charged on this product?	No

Are taxes charged on this product?

Full Pricing Data

SG-AGR-KHR samples

	Sample 1	Sample 2	Sample 3
Loan Amount	KHR 200,000	KHR 600,000	KHR 1,200,000
Loan Cycle (1, 2, 3, etc)	Not Known	Not Known	Not Known
Disbursement Date	2013-03-25	2013-03-25	2013-03-19
Loan Term (Months)	7.0 months	9.0 months	12.0 months
Grace Period (Months)	0.0 months	0.0 months	0.0 months
Total Cost of Credit	Not Known	Not Known	Not Known
True Price by Comp
Interest and Fee Component	36.5%	36.5%	36.5%
Insurance Component	0.0%	0.0%	0.0%
Tax Component	0.0%	0.0%	0.0%
Deposit Component	0.0%	0.0%	0.0%
Full APR (int fee ins tax dep)	36.5%	36.5%	36.5%
Transparency Index	99	98	99

Original Repayment Schedule	PDF	PDF	PDF
MFT Pricing Calculation	PDF	PDF	PDF

SG-AGR-KHR Price Graphs

Click to view Price Analysis Tool

Institution	# Borrowers	Portfolio (US$)	Products	Age of Data
Adhikar	35,300	2,674,000	1	136
AMPL	0	0	0	136
Arman	41,500	529,107,000	1	136
Arohan	43,500	8,091,000	2	136
ASA INDIA	164,000	15,380,000	1	136
Asirvad	113,500	19,328,000	1	136
Asmitha	1,114,800	217,867,000	1	136
Bandhan	4,048,600	674,564,000	5	136
Belstar	123,000	23,945,000	2	115
BSFL	275,200	31,590,000	3	136
Chaitanya	20,700	3,748,000	3	136
Disha Microfin	69,000	14,332,000	2	136
Equitas	1,220,000	186,415,000	4	136
ESAF	354,200	43,500,000	5	136
FFSL	150,600	35,719,000	2	136
Fusion	66,800	9,820,000	2	136
Grama Vidiyal	738,200	102,101,000	1	136
Grameen Koota	586,600	83,555,000	15	138
Janalakshmi	506,000	119,077,000	2	136
L & T Finance	399,800	37,199,000	1	136
MFL	331,800	49,083,000	1	136
MMFL	175,000	23,752,000	2	136
Mpower	13,600	2,263,000	2	136
Sahayata	0	0	0	136
Saija	24,700	4,682,000	2	136
Samasta	45,500	4,809,000	2	136
Satin	405,600	90,174,000	2	136
SCCI	115,600	15,910,000	2	136
Share	2,195,400	376,727,000	1	136
SKS	3,409,000	355,029,000	2	136
SMILE	360,200	56,927,000	1	136
SNFL	9,400	1,779,000	1	136
Sonata Finance	158,200	22,724,000	3	138
Spandana	533,400	147,240,000	2	136
Suryoday	78,600	14,713,000	3	136
SVCL	118,200	18,886,000	1	136
Swadhaar	92,800	17,166,000	3	136
Trident	68,700	8,852,000	1	136
Ujjivan	913,300	160,848,000	5	136
Utkarsh	168,600	25,915,000	3	136
VFS	175,400	19,264,000	2	136
Asomi	50,300	4,743,000	2	169
AES India	3,600	286,000	1	169
Arth	2,900	611,000	2	169
Asomi	50,300	4,743,000	2	169
Barasat GS	1,100	99,508.02	1	169
BJS	6,000	468,000	1	169
Cashpor	417,000	50,452,000	1	168
Credible	10,000	1,669,540.36	2	169
DIBAKAR	1,800	145,000	1	168
GOF	65,200	5,388,000	4	168
Hope	62,600	4,407,000	1	166
Jaago	2,700	237,000	1	167
LOK	4,900	573,000	1	168
Nano	25,600	3,660,000	2	169
NBSAAVS	28,100	2,821,000	1	166
Nirantara	8,200	917,000	2	168
Parama	7,100	482,000	1	168
Pragathi	26,200	4,579,000	6	168
PWMACS	36,500	5,946,000	1	168
Saadhana	90,900	12,046,000	2	168
Sambhav	1,500	183,000	3	168
Seba Rahara	6,700	468,000	1	168
SU	61,100	5,498,000	1	168
Swayanshree	7,900	918,000	2	168
Vikas Samiti	1,600	168,000	1	168
Vistaar	4,300	1,157,000	2	166
We The People	1,100	244,000	2	168
WEMCS	1,100	85,000	1	168
Yukti	1,100	99,000	2	168

Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits

	X Axis
	Greater than:
	Less or equal to:
N (# of Samples)
Total Borrrowers of Samples


Avg
Min
Max
Std Dev

By Inst Type


By Country

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