Institution Type | Private 'For-Profit' |
Is this institution regulated? | Yes |
Website address | http://www.credit.com.kh/ |
Year established | 2000 |
Head of Institution | Chan Mach |
Regions active | 0 |
# Branches | 9 |
Total Portfolio (nat'l) | KHR 125,183,000,000 |
Total Portfolio (USD) | USD 31,295,868.90 |
Active clients with loans | 48,035 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
ID-AGR-KHR | KHR 100,000 - 10,000,000 | 4 - 12 | 80% - 100% | 0% - 20% | Business | Have business, Have home or land | ||||||||
ID-AGR-USD | USD 100 - 2,500 | 4 - 12 | 80% - 100% | 0% - 20% | Business | Have business, Have home or land | ||||||||
ID-KHR | KHR 200,000 - 40,000,000 | 4 - 24 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | Have business, Have home or land | ||||||||
ID-USD | USD 100 - 10,000 | 4 - 24 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | Have business, Have home or land | ||||||||
SG-AGR-KHR | KHR 100,000 - 1,200,000 | 4 - 12 | 80% - 100% | 0% - 20% | Business, Housing | Have business, Have home or land | Group Mtgs | |||||||
SG-KHR | KHR 100,000 - 1,200,000 | 4 - 12 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | Have business, Have home or land | Group Mtgs | |||||||
SG-USD | USD 50 - 300 | 4 - 12 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | Have business, Have home or land | Credit Educ, Group Mtgs | |||||||
SME-USD | USD 10,000 - 30,000 | 4 - 24 | 80% - 100% | 80% - 100% | Business | Have business, Have home or land | ||||||||
VSU-KHR | KHR 50,000 - 1,000,000 | 4 - 12 | 80% - 100% | 0% - 20% | Any Purpose | Credit Educ, Group Mtgs, Tech Asst Visits, Other Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
ID-AGR-KHR | 30.0%-36.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 30.4% - 36.5% | 30.4% - 36.5% | 85 | ||||||||
ID-AGR-USD | 33.6%-36.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 32.8% - 33.5% | 32.8% - 33.5% | 100 | ||||||||
ID-KHR | 24.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 34.1% - 36.5% | 34.1% - 36.5% | 67 | ||||||||
ID-USD | 21.6%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 23.1% - 31.1% | 23.1% - 31.1% | 79 | ||||||||
SG-AGR-KHR | 36.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 36.5% - 36.6% | 36.5% - 36.6% | 98 | ||||||||
SG-KHR | 36.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 36.5% | 36.5% | 99 | ||||||||
SG-USD | 30.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 28.8% - 31.2% | 28.8% - 31.2% | 100 | ||||||||
SME-USD | 19.2%-21.6% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 20% - 22.5% | 20% - 22.5% | 92 | ||||||||
VSU-KHR | 34.2% annual, Flat | 0 Fees | 0 Ins | None | N/A | 34.6% - 34.7% | 34.6% - 34.7% | 99 |
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