2. KREDIT
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. VFS
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

CREDIT #17, Street 163ChamkarmornPhnom Penh, PPN/A
Data approved: 2011-02-02
Data version: 2
Age of data: -   months 
Choose version

Institution

Village Financial Services Private Limited Village TowerF-15, Geetanjali Park; 18/3A, Kumud Ghoshal RoadKolkata, West BengalPO Box 700057
Data approved: 2013-01-02
Data version: 2
Age of data: 134 months
Choose version

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addresshttp://www.credit.com.kh/
Year established2000
Head of InstitutionChan Mach
Regions active0
# Branches9

Total Portfolio (nat'l)KHR 125,183,000,000
Total Portfolio (USD)USD 31,295,868.90
Active clients with loans48,035
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliations
Funders

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.village.net.in
Year established2006
Head of InstitutionKuldip Maity
Regions activeBihar, West Bengal
# Branches96

Total Portfolio (nat'l)INR 1,020,993,623
Total Portfolio (USD)USD 19,264,030.62
Active clients with loans175,408
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsSa-Dhan, MFIN

Loan Products » Summary

IDR-AGR-KHR
9,285 Borrowers
USD 4,356,612.39 Portfolio
Active Product
ID-AGR-USD
418 Borrowers
USD 412,581.69 Portfolio
Active Product
ID-KHR
9,692 Borrowers
USD 2,761,140.32 Portfolio
Active Product
ID-USD
18,936 Borrowers
USD 20,974,981.45 Portfolio
Active Product
SG-AGR-KHR
359 Borrowers
USD 55,401.50 Portfolio
Active Product
SG-KHR
524 Borrowers
USD 46,503.60 Portfolio
Active Product
SG-USD
67 Borrowers
USD 10,762.06 Portfolio
Active Product
SME-USD
5 Borrowers
USD 74,756.67 Portfolio
Active Product
VSU-KHR
8,390 Borrowers
USD 985,030.86 Portfolio
Active Product

Loan Products » Summary

Pragati
168,352 Borrowers
USD 17,516,447.16 Portfolio
Active Product
Samridhhi
7,056 Borrowers
USD 1,747,583.47 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
ID-AGR-KHR KHR 100,000 - 10,000,000 4 - 12 80% - 100% 0% - 20% Business Have business, Have home or land
ID-AGR-USD USD 100 - 2,500 4 - 12 80% - 100% 0% - 20% Business Have business, Have home or land
ID-KHR KHR 200,000 - 40,000,000 4 - 24 80% - 100% 0% - 20% Business, Housing, Consumer Have business, Have home or land
ID-USD USD 100 - 10,000 4 - 24 80% - 100% 0% - 20% Business, Housing, Consumer Have business, Have home or land
SG-AGR-KHR KHR 100,000 - 1,200,000 4 - 12 80% - 100% 0% - 20% Business, Housing Have business, Have home or land Group Mtgs
SG-KHR KHR 100,000 - 1,200,000 4 - 12 80% - 100% 0% - 20% Business, Housing, Consumer Have business, Have home or land Group Mtgs
SG-USD USD 50 - 300 4 - 12 80% - 100% 0% - 20% Business, Housing, Consumer Have business, Have home or land Credit Educ, Group Mtgs
SME-USD USD 10,000 - 30,000 4 - 24 80% - 100% 80% - 100% Business Have business, Have home or land
VSU-KHR KHR 50,000 - 1,000,000 4 - 12 80% - 100% 0% - 20% Any Purpose Credit Educ, Group Mtgs, Tech Asst Visits, Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Pragati INR 4,000 - 15,000 11.5 - 12.1 80% - 100% 0% - 20% Business Women Group Mtgs, Credit Ins
Samridhhi INR 16,000 - 50,000 23.9 - 24.3 80% - 100% 0% - 20% Business Women Group Mtgs, Credit Ins, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
ID-AGR-KHR 30.0%-36.0% annual, Flat 0 Fees 0 Ins None N/A 30.4% - 36.5% 30.4% - 36.5% 85
ID-AGR-USD 33.6%-36.0% annual, Flat 0 Fees 0 Ins None N/A 32.8% - 33.5% 32.8% - 33.5% 100
ID-KHR 24.0%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 34.1% - 36.5% 34.1% - 36.5% 67
ID-USD 21.6%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 23.1% - 31.1% 23.1% - 31.1% 79
SG-AGR-KHR 36.0% annual, Flat 0 Fees 0 Ins None N/A 36.5% - 36.6% 36.5% - 36.6% 98
SG-KHR 36.0% annual, Flat 0 Fees 0 Ins None N/A 36.5% 36.5% 99
SG-USD 30.0%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 28.8% - 31.2% 28.8% - 31.2% 100
SME-USD 19.2%-21.6% annual, Decl Bal 2 Fees 0 Ins None N/A 20% - 22.5% 20% - 22.5% 92
VSU-KHR 34.2% annual, Flat 0 Fees 0 Ins None N/A 34.6% - 34.7% 34.6% - 34.7% 99

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Pragati 25.1% - 26.1% 27.3% - 28.3% 29.8% - 30.9% Yes Yes Yes 91
Samridhhi 22.6% - 26% 23.7% - 27.1% 26% - 29.5% Yes Yes Yes 95
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Pragati 23.5% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 27.3% - 28.3% 29.8% - 30.9% 76
Samridhhi 23.5% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 23.7% - 27.1% 26% - 29.5% 83

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
ID-AGR-KHR 30.0%-36.0% annual, Flat 0 Fees 0 Ins Ins None N/A 30.4% - 36.5% 30.4% - 36.5% 85
ID-AGR-USD 33.6%-36.0% annual, Flat 0 Fees 0 Ins Ins None N/A 32.8% - 33.5% 32.8% - 33.5% 100
ID-KHR 24.0%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 34.1% - 36.5% 34.1% - 36.5% 67
ID-USD 21.6%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 23.1% - 31.1% 23.1% - 31.1% 79
SG-AGR-KHR 36.0% annual, Flat 0 Fees 0 Ins Ins None N/A 36.5% - 36.6% 36.5% - 36.6% 98
SG-KHR 36.0% annual, Flat 0 Fees 0 Ins Ins None N/A 36.5% 36.5% 99
SG-USD 30.0%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 28.8% - 31.2% 28.8% - 31.2% 100
SME-USD 19.2%-21.6% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 20% - 22.5% 20% - 22.5% 92
VSU-KHR 34.2% annual, Flat 0 Fees 0 Ins Ins None N/A 34.6% - 34.7% 34.6% - 34.7% 99

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Pragati 25.1% - 26.1% 27.3% - 28.3% 29.8% - 30.9% Yes Yes Yes 91
Samridhhi 22.6% - 26% 23.7% - 27.1% 26% - 29.5% Yes Yes Yes 95
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Pragati 23.5% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 27.3% - 28.3% 29.8% - 30.9% 76
Samridhhi 23.5% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 23.7% - 27.1% 26% - 29.5% 83
Institution Price Graph
Click to view Price Analysis Tool
Institution Price Graph
Click to view Price Analysis Tool
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to ∞