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Institution
Data approved: 2010-11-22
Data version: 1
Age of data: 174 months
Description
Dirigido al conjunto de microempresas de los segmentos de subsistencia y acumulación simple, bajo la metodologia de grupo solidario.
Any purpose Income generation x Mortgage/housing Consumer loan Agriculture Education Other household finance Other Other (2)
Credit education Group meetings Credit insurance Workplace visits x Business training Other training Other Other (2) No other services
Men x Women x Must run a business x Must own a home or land Must be a salaried worker Must be specific age group Other Buena calificacion en central de riesgos. Other (2) Negocio funcionando 1 año.
Portfolio Size by Product
Geographic Coverage
# Regions for this institution N/A # Regions for this product N/A Regions Active
Loan Conditions
Currency USD Minimum loan size USD 200 Maximum loan size 1,500
Shortest loan term 4.0 months Longest loan term 18.0 months Approx average 7.0 months
Daily Weekly Every 2 weeks Every 4 weeks Monthly x Every 2 months Quarterly Every 6 months Every 12 months Single end payment Irregular payments
Pricing Information
Interest
Lowest quoted nominal interest 28.56% Highest quoted nominal interest 28.56% Interest rate period Yearly Interest Rate Calculation Method Decl Bal Subsidized by funder request? Is rate fixed for entire loan term No
Upfront Fees This product has no upfront fees Ongoing Fees This product has no ongoing fees Upfront Insurance Fees This product has no upfront insurance fees Ongoing Insurance Fees This product has no ongoing insurance fees
Required for All Criteria N/A Is deposit indicated on the repayment schedule? Yes Do borrowers control deposit in their group?
Deposit BEFORE or AT Disbursement
% loan amount deposited 12.00% or, Fixed-amount deposited 0
Deposits DURING period payments
% loan amount deposited 0 or, Fixed-amount deposited 0 Conditions on access to deposit
Interest Paid on Deposit
Minimum interest rate paid 0 Maximum interest rate paid 0 Interest payment frequency N/A
Taxes
Are taxes charged on this product? No
Additional Comments
Cepesiu no puede captar ahorros, se trata de un FONDO DE GARANTIA, que es devuelto cuando deudor y miembros de grupo han cancelado sus obligaciones.
Full Pricing Data
Programa Grupo Solidario sample s
Programa Grupo Solidario Price Graphs
0 100 Pricing Transparency Index Regulated Inst. Not Regulated Inst. NGO Institution Type Business Loan Purpose CEPESIU Institution EC-004-V01-P03 Product EC Country 2010 Year Range Number 1 Institution Data Version 0 200 400 600 800 Loan Size (all) 0% 10% 20% 30% Full APR (int fee ins tax dep) > 800 400 40 Number of Borrowers* * Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
