| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2007 |
| Head of Institution | Leenam Yon |
| Regions active | Phnom Penh |
| # Branches | 1 |
| Total Portfolio (nat'l) | KHR 1,629,290,000 |
| Total Portfolio (USD) | USD 412,478.48 |
| Active clients with loans | 266 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | |
| Funders |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.fundamic.org/ |
| Year established | 1995 |
| Head of Institution | Salomón Caicedo |
| Regions active | |
| # Branches | 2 |
| Total Portfolio (nat'l) | USD 1,506,920 |
| Total Portfolio (USD) | USD 1,506,920 |
| Active clients with loans | 2,270 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Red Financiera Rural, Red Internacional de Instituciones Financieras Alternativas INAFI, Consorcio Etimos |
| Funders | ETIMOS ITALIA, CRESUD ITALIA, OIKOCREDIT HOLANDA, FINANZAS POPULARES ECUADOR |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | USD 250 - 24,000 | 1 - 24 | 60% - 80% | 40% - 60% | Business, Housing, Consumer, Education, Other | Women, Men |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| CREDITO GRUPOS SOLIDARIOS | USD 300 - 2,000 | 3 - 18 | 60% - 80% | 0% - 20% | Business, Capital de Trabajo | Women, Men, Have business | Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
| CREDITO INDIVIDUAL | USD 600 - 3,000 | 3 - 24 | 60% - 80% | 0% - 20% | Business, Capital de Trabajo | Women, Men, Have business | Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | 20.4%-27.6% annual, Decl Bal | 1 Fee | 0 | None | None | 20.3% - 37% | 20.3% - 37% | 79 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| CREDITO GRUPOS SOLIDARIOS | 23.9% annual, Decl Bal | 1 Fee | 0 Ins | None | 7.0% upfront 7.00% ongoing | 22.4% - 23.6% | 38.4% - 39.6% | 61 | ||||||||
| CREDITO INDIVIDUAL | 13.0%-29.1% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 29.5% | 36.7% - 37.4% | 35 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | 20.4%-27.6% annual, Decl Bal | 1 Fee | 0 | None | None | 20.3% - 37% | 20.3% - 37% | 79 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| CREDITO GRUPOS SOLIDARIOS | 23.9% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 7.0% upfront 7.00% ongoing | 22.4% - 23.6% | 38.4% - 39.6% | 61 | ||||||||
| CREDITO INDIVIDUAL | 13.0%-29.1% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 29.5% | 36.7% - 37.4% | 35 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| N (# of Samples) | ||||||
| Total Borrrowers of Samples | ||||||
| Avg | ||||||
| Min | ||||||
| Max | ||||||
| Std Dev | ||||||
| By Inst Type | ||||||
| By Country | ||||||
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| From 0 to | ||||||
| to | ||||||
| to | ||||||
| to ∞ | ||||||
