Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.firstfinance.biz |
Year established | 2009 |
Head of Institution | Lim Hak Khoun (Kevin) |
Regions active | Battambang, Kandal, Phnom PenhSiem Reap |
# Branches | 3 |
Total Portfolio (nat'l) | KHR 23,500,000,000 |
Total Portfolio (USD) | USD 5,949,367.09 |
Active clients with loans | 564 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 80% - 100% |
Network affiliations | Cambodian Microfinance Association (CMA) |
Funders | First Home Plc, Insitor Fund SCA, Poems Pte Ltd |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.richstepinvestment.com |
Year established | 2007 |
Head of Institution | Stephen Dzovor |
Regions active | Greater Accra Region |
# Branches | 9 |
Total Portfolio (nat'l) | GHS 200,000 |
Total Portfolio (USD) | USD 101,522.84 |
Active clients with loans | 150 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 80% - 100% |
Network affiliations | GHAMFIN, GCSCA |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Housing Loan | USD 1,000 - 37,500 | 12 - 180 | 20% - 40% | 80% - 100% | Housing | Women, Men |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Petty Traders Loan | GHS 50 - 1,000 | 1 - 5 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business, Have home or land, Specific age group | Group Mtgs, Credit Ins, Other Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Housing Loan | 18.0%-24.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 20% - 26.2% | 22% - 30.5% | 70 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Petty Traders Loan | 60.00%-120.00% annual, Flat | 2 Fees | 0 | None | 25.00% upfront | 147.3% - 245.4% | 259.4% - 420.1% | 16 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Housing Loan | 18.0%-24.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 20% - 26.2% | 22% - 30.5% | 70 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Petty Traders Loan | 60.00%-120.00% annual, Flat | 2 Fees | 0 | None | 25.00% upfront | 147.3% - 245.4% | 259.4% - 420.1% | 16 |
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