| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.firstfinance.biz |
| Year established | 2009 |
| Head of Institution | Lim Hak Khoun (Kevin) |
| Regions active | Battambang, Kandal, Phnom PenhSiem Reap |
| # Branches | 3 |
| Total Portfolio (nat'l) | KHR 23,500,000,000 |
| Total Portfolio (USD) | USD 5,949,367.09 |
| Active clients with loans | 564 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | Cambodian Microfinance Association (CMA) |
| Funders | First Home Plc, Insitor Fund SCA, Poems Pte Ltd |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.finca.org/ |
| Year established | 1998 |
| Head of Institution | Tom Kocsis |
| Regions active | Arusha, Dar es Salaam, Dodoma, Iringa, Kagera, Kilimanjaro, Manyara, Mwanza, Pwani, Ruvuma, ShinyangaSingida, Tabora, Tanga |
| # Branches | 26 |
| Total Portfolio (nat'l) | TZS 50,112,584,494 |
| Total Portfolio (USD) | USD 31,517,348.74 |
| Active clients with loans | 78,486 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | FINCA International, FINCA Microfinance Holding Company LLC, Tanzania Association of Microfinance Institutions |
| Funders | Responsibility, Triple Jump, International Finance Corporation (IFC), KFW |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Housing Loan | USD 1,000 - 37,500 | 12 - 180 | 20% - 40% | 80% - 100% | Housing | Women, Men |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | TZS 500,000 - 30,000,000 | 3 - 18 | 20% - 40% | 80% - 100% | Any Purpose | Women, Men, Have business | Credit Educ, Tech Asst Visits | |||||||
| Small Group Loan | TZS 350,000 - 4,000,000 | 6 - 12 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits | |||||||
| Village Banking Loan | TZS 30,000 - 3,000,000 | 6 - 10 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Housing Loan | 18.0%-24.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 20% - 26.2% | 22% - 30.5% | 70 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 36.0%-60.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 59.3% - 60.4% | 59.3% - 60.4% | 60 | ||||||||
| Small Group Loan | 64.8% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 65.2% - 66.8% | 65.2% - 66.8% | 98 | ||||||||
| Village Banking Loan | 78.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 75.7% - 82.2% | 75.7% - 82.2% | 98 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Housing Loan | 18.0%-24.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 20% - 26.2% | 22% - 30.5% | 70 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 36.0%-60.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 59.3% - 60.4% | 59.3% - 60.4% | 60 | ||||||||
| Small Group Loan | 64.8% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 65.2% - 66.8% | 65.2% - 66.8% | 98 | ||||||||
| Village Banking Loan | 78.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 75.7% - 82.2% | 75.7% - 82.2% | 98 |
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