2. Maxima
Please note that the information you are viewing is 140 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. L & T Finance
Please note that the information you are viewing is 140 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Maxima Mikroheranhvatho Plc. #21AB, Street 271Phnom PenhPO Box 12308
Data approved: 2013-06-20
Data version: 3
Age of data: 140 months
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Institution

L & T Finance Ltd 3rd Floor, Metropolitan, Bandra East, BKCMumbai, MaharastraPO Box 400051
Data approved: 2012-12-19
Data version: 2
Age of data: 140 months
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.maxima.com.kh/
Year established2000
Head of InstitutionUONG Kimseng
Regions activeKandal, Phnom Penh
# Branches7

Total Portfolio (nat'l)KHR 13,000,000,000
Total Portfolio (USD)USD 3,291,139.24
Active clients with loans2,939
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsMix Market, Cambodia Microfinance Association, Credit Bureau of Cambodia
Funders

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.ltfinance.com/
Year established1994
Head of InstitutionDinanath Dubhashi
Regions activeAndhra Pradesh, Gujarat, Karnataka, Maharashtra, Orissa, Tamil Nadu, West Bengal
# Branches74

Total Portfolio (nat'l)INR 1,971,550,546
Total Portfolio (USD)USD 37,199,066.91
Active clients with loans399,880
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliationsMFIN

Loan Products » Summary

Individual
1,393 Borrowers
USD 729,922 Portfolio
Active Product
SME
1,527 Borrowers
USD 2,448,478 Portfolio
Active Product
Group
19 Borrowers
USD 1,115 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

FY12
399,880 Borrowers
USD 37,199,066.91 Portfolio
Active Product
Gram Bandhu
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Individual Loans USD 50 - 1,450 12 - 24 60% - 80% 0% - 20% Business, Housing, Consumer, Education Women, Men, Have business, Have home or land, Salaried worker Credit Educ, Group Mtgs
SMEs Loans USD 1,500 - 27,000 12 - 30 60% - 80% 0% - 20% Business, Housing, Consumer, Education Women, Men, Have business, Have home or land, Salaried worker Credit Educ, Group Mtgs

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
JLG_FY12 INR 5,000 - 15,000 12 100% 0% - 20% Business Women, Have business, Low HH Inc, Med HH Inc, Rural HH, Urban HH Credit Educ, Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Individual Loans 22.8%-33.6% annual, Decl Bal 0 Fees 0 Ins None N/A 28.3% - 34.6% 28.3% - 34.6% 70
SMEs Loans 22.8%-28.8% annual, Decl Bal 0 Fees 0 Ins None N/A 21.5% - 22.5% 21.5% - 22.5% 100

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
JLG_FY12 21.9% - 23.7% 23.7% - 25.5% 24% - 25.7% Yes Yes NA 100
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
JLG_FY12 22.0% annual, Decl Bal 1 Fee 0 12.36% fees N/A 23.7% - 25.5% 24% - 25.7% 90

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Individual Loans 22.8%-33.6% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 28.3% - 34.6% 28.3% - 34.6% 70
SMEs Loans 22.8%-28.8% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 21.5% - 22.5% 21.5% - 22.5% 100

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
JLG_FY12 21.9% - 23.7% 23.7% - 25.5% 24% - 25.7% Yes Yes NA 100
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
JLG_FY12 22.0% annual, Decl Bal 1 Fee 0 12.36% fees N/A 23.7% - 25.5% 24% - 25.7% 90
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Key Statistics
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# Borrowers
Loan Portfolio (USD)
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% Products with one or more fee
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% Products with compulsory deposits
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