2. Maxima
Please note that the information you are viewing is 139 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Maxima Mikroheranhvatho Plc. #21AB, Street 271Phnom PenhPO Box 12308
Data approved: 2013-06-20
Data version: 3
Age of data: 139 months
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.maxima.com.kh/
Year established2000
Head of InstitutionUONG Kimseng
Regions activeKandal, Phnom Penh
# Branches7

Total Portfolio (nat'l)KHR 13,000,000,000
Total Portfolio (USD)USD 3,291,139.24
Active clients with loans2,939
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsMix Market, Cambodia Microfinance Association, Credit Bureau of Cambodia
Funders

Loan Products » Summary

Individual
1,393 Borrowers
USD 729,922 Portfolio
Active Product
SME
1,527 Borrowers
USD 2,448,478 Portfolio
Active Product
Group
19 Borrowers
USD 1,115 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Individual Loans USD 50 - 1,450 12 - 24 60% - 80% 0% - 20% Business, Housing, Consumer, Education Women, Men, Have business, Have home or land, Salaried worker Credit Educ, Group Mtgs
SMEs Loans USD 1,500 - 27,000 12 - 30 60% - 80% 0% - 20% Business, Housing, Consumer, Education Women, Men, Have business, Have home or land, Salaried worker Credit Educ, Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Individual Loans 22.8%-33.6% annual, Decl Bal 0 Fees 0 Ins None N/A 28.3% - 34.6% 28.3% - 34.6% 70
SMEs Loans 22.8%-28.8% annual, Decl Bal 0 Fees 0 Ins None N/A 21.5% - 22.5% 21.5% - 22.5% 100
Institution Price Graph
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  2. RBMI
Please note that the information you are viewing is 158 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Rural Bank of Montevista (Davao), Inc. Sobrecary St.Tagum City, Davao del Norte/Region XI8100
Data approved: 2011-11-15
Data version: 1
Age of data: 158 months

Product

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Product Details

Key Statistics
Outstanding portfolio (PHP)PHP 39,353,526
Portfolio (USD)USD 941,471.91
Active Clients with Loans6,398
Approximate % Female Clients80% - 100%
Approximate % Urban Clients60% - 80%
Methodology
Individual
Solidarity groupx
Village banking
Self help group
Other
Description
Micro groupings and Individual Loan
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetingsx
Credit insurance
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Men
Womenx
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyPHP
Minimum loan sizePHP 3,000
Maximum loan size50,000
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term12.0 months
Approx average0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weeklyx
Every 2 weeks
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest1.50%
Highest quoted nominal interest2.00%
Reason(s) why interest rate variesN/A
Interest rate periodMonthly
Interest Rate Calculation MethodFlat
Subsidized by funder request?Yes
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionBank Charge
% of loan amount - min7.25%
% of loan amount - max7.25%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variation
Appears on Repayment Sched?No
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
Ins 1Ins 2
DescriptionCash Death AssistanceCredit Insurance
% of loan amount - min0.50%0.50%
% of loan amount - max1.40%1.40%
OR, Fixed amount - min00
Fixed amount - max00
Reason for variationN/AN/A
Appears on Repayment Sched?NoNo
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forAll
CriteriaN/A
Is deposit indicated on the repayment schedule?Yes
Do borrowers control deposit in their group?
Deposit BEFORE or AT Disbursement
% loan amount deposited5.00%
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited5.00%
or, Fixed-amount deposited0
Conditions on access to depositEnd Term
Interest Paid on Deposit
Minimum interest rate paid2.00%
Maximum interest rate paid2.00%
Interest payment frequencyAnnually
Taxes
Are taxes charged on this product?Yes
Percentage of fees0
All or some fees taxedN/A

Full Pricing Data

KUUP samples
Sample 1Sample 2Sample 3Sample 4
Loan AmountPHP 3,000PHP 8,000PHP 15,000PHP 30,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot Known
Disbursement Date2011-06-092011-06-192011-07-292011-06-21
Loan Term (Months)3.0 months6.0 months8.0 months10.0 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot KnownNot Known
True Price by Comp       
Interest and Fee Component98.3%69.6%59.2%53.1%
Insurance Component22.7%12.1%10.8%9.1%
Tax Component10.3%0.0%5.4%4.8%
Deposit Component46.8%46.7%54.9%73.0%
Full APR (int fee ins tax dep)178.0%128.4%130.3%140.1%
Transparency Index10141413
        
Original Repayment SchedulePDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDF
KUUP Price Graphs


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Key Statistics
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# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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