2. Maxima
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  2. BOM
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Institution

MAXIMA Mikroheranhvatho Co., Ltd #39, Street 374N/APhnom Penh, Kandal12308
Data approved: 2010-09-22
Data version: 1
Age of data: -   months 
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Institution

Banco Oportunidade de Mozambique Av. 24 de Julho, 4136, Bairro MalangaMaputo
Data approved: 2013-05-10
Data version: 2
Age of data: 131 months
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Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addressN/A
Year established2000
Head of InstitutionUONG Kimseng
Regions active0
# Branches2

Total Portfolio (nat'l)N/A
Total Portfolio (USD)N/A
Active clients with loans2,269
Approximate % female clientsN/A
Approximate % urban clientsN/A
Network affiliations
Funders

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.oportunity.org/
Year established2005
Head of InstitutionIan Campbell
Regions activeMaputo Capital, Gaza, Sofala, Manica, Zambezia, Nampula, Tete
# Branches19

Total Portfolio (nat'l)MZN 216,104,944
Total Portfolio (USD)USD 7,108,715.26
Active clients with loans18,942
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliationsOpportunity International, AMOMIF
FundersOpportunity US and Opportunity UK, CIDA, DFID, UE

Loan Products » Summary

Group
256 Borrowers
USD 27,528.17 Portfolio
Active Product
Individual
962 Borrowers
USD 273,501.11 Portfolio
Active Product
SME
1,051 Borrowers
USD 975,361.13 Portfolio
Active Product

Loan Products » Summary

Agricultura
5,318 Borrowers
USD 306,281.25 Portfolio
Active Product
Individual
11,423 Borrowers
USD 6,080,858.36 Portfolio
Active Product
Solidario
2,201 Borrowers
USD 35,242.66 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loans USD 50 - 950 0 60% - 80% 0% - 20% Business, Housing, Consumer, Education Credit Educ, Group Mtgs
Individual Loans USD 50 - 950 0 60% - 80% 0% - 20% Business, Housing, Consumer, Education Credit Educ, Group Mtgs
SMEs Loans USD 1,000 - 5,000 0 60% - 80% 0% - 20% Business, Housing, Consumer, Education Credit Educ, Group Mtgs

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credito Agricultura MZN 1,512 - 13,485 2 - 12 40% - 60% 0% - 20% Business, Agriculture Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits
Credito Individual MZN 5,000 - 103,093 4 - 12 40% - 60% 80% - 100% Business Women, Men, Have business Credit Ins
Credito Solidario MZN 1,000 - 12,180 3 - 8 0% 60% - 80% Business Women, Men, Have business Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loans 3.0% annual, Decl Bal 0 Fees 0 Ins None N/A #N/A #N/A -1
Individual Loans 3.0% annual, Decl Bal 0 Fees 0 Ins None N/A #N/A #N/A -1
SMEs Loans 2.0%-2.5% annual, Decl Bal 0 Fees 0 Ins None N/A #N/A #N/A -1

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito Agricultura 36.0%-60.0% annual, Decl Bal 1 Fee 0 Ins None 15.0% upfront 37.8% - 48.9% 43.8% - 55.5% 76
Credito Individual 66.0% annual, Decl Bal 1 Fee 1 Ins N/A fixed N/A 68.6% - 71.1% 71.8% - 76.2% 90
Credito Solidario 72.0% annual, Flat 1 Fee 0 Ins N/A fixed 10.0% upfront 69.4% - 76.4% 83.2% - 91.6% 83

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loans 3.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A #N/A #N/A -1
Individual Loans 3.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A #N/A #N/A -1
SMEs Loans 2.0%-2.5% annual, Decl Bal 0 Fees 0 Ins Ins None N/A #N/A #N/A -1

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito Agricultura 36.0%-60.0% annual, Decl Bal 1 Fee 0 Ins Ins None 15.0% upfront 37.8% - 48.9% 43.8% - 55.5% 76
Credito Individual 66.0% annual, Decl Bal 1 Fee 1 Ins Ins N/A fixed N/A 68.6% - 71.1% 71.8% - 76.2% 90
Credito Solidario 72.0% annual, Flat 1 Fee 0 Ins Ins N/A fixed 10.0% upfront 69.4% - 76.4% 83.2% - 91.6% 83
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.Private \'For-Profit\'Institution TypeMultipleLoan PurposeMaximaInstitutionKH-009-V01-P01KH-009-V01-P02KH-009-V01-P03ProductKHCountry2010YearRange Number1Institution Data Version05001,0001,500Loan Size (all)Full APR (int fee ins tax dep)> 20010010Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.BankInstitution TypeBusinessMultipleLoan PurposeBOMInstitutionMZ-005-V02-P01MZ-005-V02-P02MZ-005-V02-P03ProductMZCountry2013YearRange Number2Institution Data Version020,00040,00060,000Loan Size (all)0%20%40%60%80%100%Full APR (int fee ins tax dep)> 1,5001,10070030040Number of Borrowers
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Key Statistics
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# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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