2. PRASAC
Please note that the information you are viewing is 140 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. TSKI
Please note that the information you are viewing is 160 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

PRASAC Building 212, Street 271, Sangkat Tuol Tumpoung IIKhan ChamkarmornPhnom Penh
Data approved: 2013-03-25
Data version: 3
Age of data: 140 months
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Institution

Taytay Sa Kauswagan, Inc. A & L Building, E. Lopez SreetJaroIloilo City, Iloilo/Region VI5000
Data approved: 2011-11-15
Data version: 1
Age of data: 160 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.prasac.com.kh/
Year established1995
Head of InstitutionSim Senacheert
Regions activeBanteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampong Thom, Kampot, Kandal, Koh Kong, KepKratié, Mondulkiri , Oddar Meancheay, Pailin, Phnom Penh, Sihanoukville, Preah Vihear, Pursat, Prey Veng, RatanakiriSiem Reap, Stung Treng, Svay Rieng, Takéo
# Branches168

Total Portfolio (nat'l)KHR 980,669,000,000
Total Portfolio (USD)USD 248,270,632.90
Active clients with loans138,525
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsMixMarket, Banking With the Poor Network, APRACA
FundersDragon Capital Group, FMO, BIO, LOLC

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established1986
Head of InstitutionAngelo B. Solarte - OIC
Regions active
# Branches99

Total Portfolio (nat'l)PhP 1,052,841,254
Total Portfolio (USD)USD 25,187,589.81
Active clients with loans212,959
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliationsOpportunity International Network, Alliance for Philippine Partners in Enterprise Development (APPEND), Microfinance Council of the Philippines, Inc. (MCPI), Visayas Association of Microfinance Institutions
FundersOIKOCredit, Symbiotics SA, People's Credit and Finance Corporation (PCFC), National Livelihood Development Corporation (NLDC)

Loan Products » Summary

Agric USD
16,858 Borrowers
USD 40,039,791 Portfolio
Active Product
Agric KHR
35,522 Borrowers
USD 40,495,949.37 Portfolio
Active Product
Biodigester
1,082 Borrowers
USD 404,112 Portfolio
Active Product
Business KHR
13,870 Borrowers
USD 14,074,012.11 Portfolio
Active Product
Business USD
30,716 Borrowers
USD 100,526,647 Portfolio
Active Product
Consume KHR
9,338 Borrowers
USD 7,740,831.30 Portfolio
Active Product
Consume USD
23,576 Borrowers
USD 47,278,739 Portfolio
Active Product
Group KHR
7,527 Borrowers
USD 1,366,796.35 Portfolio
Active Product
Group USD
36 Borrowers
USD 4,350 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

OKEY
6,341 Borrowers
USD 4,053,449.86 Portfolio
Active Product
PKK
206,618 Borrowers
USD 21,134,139.95 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agricultural Production Loan (USD) USD 75 - 50,000 4 - 48 60% - 80% 0% - 20% Business, Agriculture Women, Men, Have home or land
Agricultural Production Loan (KHR) KHR 300,000 - 200,000,000 4 - 48 80% - 100% 0% - 20% Business, Agriculture Women, Men, Have home or land
Biodigester Loan (USD) USD 150 - 1,000 4 - 24 60% - 80% 0% - 20% Business Women, Men, Have home or land
Business Loan (KHR) KHR 300,000 - 200,000,000 4 - 48 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land
Business Loan (USD) USD 75 - 50,000 4 - 48 60% - 80% 0% - 20% Business Women, Men, Have business, Have home or land
Consumption Loan (KHR) KHR 300,000 - 200,000,000 4 - 48 80% - 100% 0% - 20% Housing, Consumer, Education Women, Men, Have business, Have home or land
Consumption Loan (USD) USD 75 - 25,000 4 - 48 60% - 80% 20% - 40% Housing, Consumer, Education Women, Men, Have business, Have home or land
Group Loan (KHR) KHR 100,000 - 5,000,000 4 - 12 80% - 100% 0% - 20% Any Purpose Women, Men Group Mtgs

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
OKEY PHP 10,000 - 50,000 3 - 6 60% - 80% 40% - 60% Business, Other Women, Men, Have business Credit Ins, Business Training, Other Training
PKK PHP 3,000 - 15,000 6 80% - 100% 20% - 40% Business, Other Women, Have business Group Mtgs, Credit Ins, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Production Loan (USD) 16.8%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 20.5% - 32.4% 20.5% - 32.4% 61
Agricultural Production Loan (KHR) 25.2%-39.0% annual, Decl Bal 0 Fees 0 Ins None N/A 26.5% - 32.4% 26.5% - 32.4% 83
Biodigester Loan (USD) 14.4% annual, Decl Bal 0 Fees 0 Ins None N/A 14.5% 14.5% 99
Business Loan (KHR) 25.2%-32.4% annual, Decl Bal 0 Fees 0 Ins None N/A 25.3% - 34.8% 25.3% - 34.8% 83
Business Loan (USD) 16.8%-32.4% annual, Decl Bal 0 Fees 0 Ins None N/A 21.7% - 32.4% 21.7% - 32.4% 64
Consumption Loan (KHR) 25.2%-32.4% annual, Decl Bal 0 Fees 0 Ins None N/A 25.3% - 30.1% 25.3% - 30.1% 89
Consumption Loan (USD) 19.2%-32.4% annual, Decl Bal 0 Fees 0 Ins None N/A 21.7% - 32.4% 21.7% - 32.4% 73
Group Loan (KHR) 31.2%-39.0% annual, Decl Bal 0 Fees 0 Ins None N/A 32.4% - 33.6% 32.4% - 33.6% 94

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
OKEY 30.0% annual, Flat 2 Fees 1 Ins 0.25% loan amt 10.00% ongoing 49.2% - 61.2% 63% - 79% 42
PKK 41.6% annual, Flat 1 Fee 1 Ins 0.25% loan amt 150.00 upfront 1,500.00 ongoing 71% - 87.1% 97% - 157.2% 36

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Production Loan (USD) 16.8%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 20.5% - 32.4% 20.5% - 32.4% 61
Agricultural Production Loan (KHR) 25.2%-39.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 26.5% - 32.4% 26.5% - 32.4% 83
Biodigester Loan (USD) 14.4% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 14.5% 14.5% 99
Business Loan (KHR) 25.2%-32.4% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 25.3% - 34.8% 25.3% - 34.8% 83
Business Loan (USD) 16.8%-32.4% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 21.7% - 32.4% 21.7% - 32.4% 64
Consumption Loan (KHR) 25.2%-32.4% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 25.3% - 30.1% 25.3% - 30.1% 89
Consumption Loan (USD) 19.2%-32.4% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 21.7% - 32.4% 21.7% - 32.4% 73
Group Loan (KHR) 31.2%-39.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 32.4% - 33.6% 32.4% - 33.6% 94

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
OKEY 30.0% annual, Flat 2 Fees 1 Ins Ins 0.25% loan amt 10.00% ongoing 49.2% - 61.2% 63% - 79% 42
PKK 41.6% annual, Flat 1 Fee 1 Ins Ins 0.25% loan amt 150.00 upfront 1,500.00 ongoing 71% - 87.1% 97% - 157.2% 36
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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