Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.prasac.com.kh/ |
Year established | 1995 |
Head of Institution | Sim Senacheert |
Regions active | Banteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampong Thom, Kampot, Kandal, Koh Kong, KepKratié, Mondulkiri , Oddar Meancheay, Pailin, Phnom Penh, Sihanoukville, Preah Vihear, Pursat, Prey Veng, RatanakiriSiem Reap, Stung Treng, Svay Rieng, Takéo |
# Branches | 168 |
Total Portfolio (nat'l) | KHR 980,669,000,000 |
Total Portfolio (USD) | USD 248,270,632.90 |
Active clients with loans | 138,525 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0% - 20% |
Network affiliations | MixMarket, Banking With the Poor Network, APRACA |
Funders | Dragon Capital Group, FMO, BIO, LOLC |
Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 2003 |
Head of Institution | Shedehva Optat |
Regions active | Ruvuma |
# Branches | 1 |
Total Portfolio (nat'l) | TZS 4,748,143,743 |
Total Portfolio (USD) | USD 2,986,253.93 |
Active clients with loans | 1,069.80 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 20% - 40% |
Network affiliations | Community Bank Association |
Funders | Financial Sector Deepening, Agricultural Trust Fund |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Production Loan (USD) | USD 75 - 50,000 | 4 - 48 | 60% - 80% | 0% - 20% | Business, Agriculture | Women, Men, Have home or land | ||||||||
Agricultural Production Loan (KHR) | KHR 300,000 - 200,000,000 | 4 - 48 | 80% - 100% | 0% - 20% | Business, Agriculture | Women, Men, Have home or land | ||||||||
Biodigester Loan (USD) | USD 150 - 1,000 | 4 - 24 | 60% - 80% | 0% - 20% | Business | Women, Men, Have home or land | ||||||||
Business Loan (KHR) | KHR 300,000 - 200,000,000 | 4 - 48 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | ||||||||
Business Loan (USD) | USD 75 - 50,000 | 4 - 48 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Have home or land | ||||||||
Consumption Loan (KHR) | KHR 300,000 - 200,000,000 | 4 - 48 | 80% - 100% | 0% - 20% | Housing, Consumer, Education | Women, Men, Have business, Have home or land | ||||||||
Consumption Loan (USD) | USD 75 - 25,000 | 4 - 48 | 60% - 80% | 20% - 40% | Housing, Consumer, Education | Women, Men, Have business, Have home or land | ||||||||
Group Loan (KHR) | KHR 100,000 - 5,000,000 | 4 - 12 | 80% - 100% | 0% - 20% | Any Purpose | Women, Men | Group Mtgs |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Salary Loan | TZS 300,000 - 6,000,000 | 12 | 60% - 80% | 40% - 60% | Any Purpose | Women, Men, Salaried worker | Group Mtgs, Business Training | |||||||
Small Business Loan | TZS 1,000,000 - 45,000,000 | 3 - 18 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Solidarity Group Loan | TZS 500,000 - 3,500,000 | 1 - 12 | 40% - 60% | 20% - 40% | Business, Agriculture | Women, Men, Must run agricultural activities or business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Production Loan (USD) | 16.8%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 20.5% - 32.4% | 20.5% - 32.4% | 61 | ||||||||
Agricultural Production Loan (KHR) | 25.2%-39.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 26.5% - 32.4% | 26.5% - 32.4% | 83 | ||||||||
Biodigester Loan (USD) | 14.4% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 14.5% | 14.5% | 99 | ||||||||
Business Loan (KHR) | 25.2%-32.4% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 25.3% - 34.8% | 25.3% - 34.8% | 83 | ||||||||
Business Loan (USD) | 16.8%-32.4% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 21.7% - 32.4% | 21.7% - 32.4% | 64 | ||||||||
Consumption Loan (KHR) | 25.2%-32.4% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 25.3% - 30.1% | 25.3% - 30.1% | 89 | ||||||||
Consumption Loan (USD) | 19.2%-32.4% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 21.7% - 32.4% | 21.7% - 32.4% | 73 | ||||||||
Group Loan (KHR) | 31.2%-39.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 32.4% - 33.6% | 32.4% - 33.6% | 94 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Salary Loan | 24.00% annual, Flat | 2 Fees | 1 Ins | None | N/A | 48.7% - 57.2% | 50% - 59.8% | 41 | ||||||||
Small Business Loan | 10.00%-24.00% annual, Flat | 3 Fees | 1 Ins | None | N/A | 58.6% - 71.7% | 61.2% - 77% | 15 | ||||||||
Solidarity Group Loan | 10.00%-30.00% annual, Flat | 2 Fees | 1 Ins | None | 30.00% upfront | 14.2% - 94.9% | 22.9% - 242.9% | 8 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Production Loan (USD) | 16.8%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 20.5% - 32.4% | 20.5% - 32.4% | 61 | ||||||||
Agricultural Production Loan (KHR) | 25.2%-39.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 26.5% - 32.4% | 26.5% - 32.4% | 83 | ||||||||
Biodigester Loan (USD) | 14.4% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 14.5% | 14.5% | 99 | ||||||||
Business Loan (KHR) | 25.2%-32.4% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 25.3% - 34.8% | 25.3% - 34.8% | 83 | ||||||||
Business Loan (USD) | 16.8%-32.4% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 21.7% - 32.4% | 21.7% - 32.4% | 64 | ||||||||
Consumption Loan (KHR) | 25.2%-32.4% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 25.3% - 30.1% | 25.3% - 30.1% | 89 | ||||||||
Consumption Loan (USD) | 19.2%-32.4% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 21.7% - 32.4% | 21.7% - 32.4% | 73 | ||||||||
Group Loan (KHR) | 31.2%-39.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 32.4% - 33.6% | 32.4% - 33.6% | 94 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Salary Loan | 24.00% annual, Flat | 2 Fees | 1 Ins Ins | None | N/A | 48.7% - 57.2% | 50% - 59.8% | 41 | ||||||||
Small Business Loan | 10.00%-24.00% annual, Flat | 3 Fees | 1 Ins Ins | None | N/A | 58.6% - 71.7% | 61.2% - 77% | 15 | ||||||||
Solidarity Group Loan | 10.00%-30.00% annual, Flat | 2 Fees | 1 Ins Ins | None | 30.00% upfront | 14.2% - 94.9% | 22.9% - 242.9% | 8 |
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