Institution Type | Private 'For-Profit' |
Is this institution regulated? | Yes |
Website address | http://www.prasac.com.kh/ |
Year established | 1995 |
Head of Institution | Sim Senacheert |
Regions active | 0 |
# Branches | 91 |
Total Portfolio (nat'l) | KHR 425,374,000,000 |
Total Portfolio (USD) | USD 106,343,395.50 |
Active clients with loans | 105,953 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 80% - 100% |
Network affiliations | |
Funders | Dragon Capital Group, FMO, BIO, LOLC |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.brac.net/ |
Year established | 2006 |
Head of Institution | Faruque Ahmed |
Regions active | Central, Eastern, Northern, Western |
# Branches | 133 |
Total Portfolio (nat'l) | UGX 65,967,150,584 |
Total Portfolio (USD) | USD 26,125,604.19 |
Active clients with loans | 134,693 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations | AMFIU |
Funders | MasterCard Foundation, BRAC Africa Loan Fund |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Production Loan (USD) | USD 75 - 25,000 | 4 - 26 | 40% - 60% | 0% - 20% | Business, Agricultural Production | Have home or land | Credit Educ | |||||||
Agricultural Production Loan (KHR) | KHR 300,000 - 40,000,000 | 4 - 26 | 40% - 60% | 0% - 20% | Business, Agricultural Production | Have home or land | Credit Educ | |||||||
Biodigester Loan (USD) | USD 75 - 1,000 | 0 | 20% - 40% | 0% - 20% | ||||||||||
Business Loan (KHR) | KHR 300,000 - 40,000,000 | 4 - 26 | 40% - 60% | 0% - 20% | Business | Have business, Have home or land | Credit Educ | |||||||
Business Loan (USD) | USD 75 - 25,000 | 4 - 26 | 40% - 60% | 0% - 20% | Business | Have business, Have home or land | Credit Educ | |||||||
Consumption Loan (KHR) | KHR 300,000 - 40,000,000 | 4 - 26 | 40% - 60% | 0% - 20% | Housing, Consumer, Education | Have business, Have home or land | Credit Educ | |||||||
Consumption Loan (USD) | USD 75 - 10,000 | 4 - 26 | 40% - 60% | 0% - 20% | Housing, Consumer, Education | Have business, Have home or land | Credit Educ | |||||||
Group Loan (KHR) | KHR 50,000 - 5,000,000 | 4 - 12 | 80% - 100% | 80% - 100% | Any Purpose | Group Mtgs | ||||||||
Group Loan (USD) | USD 15 - 1,250 | 4 - 12 | 80% - 100% | 80% - 100% | Any Purpose | Group Mtgs |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microfinance 1-Year Loan | UGX 350,000 - 3,500,000 | 3 - 12.5 | 100% | 0% - 20% | Any Purpose | Women, Have business | Credit Educ, Group Mtgs, Business Training | |||||||
Microfinance 6-Month Loan | UGX 350,000 - 2,500,000 | 5 - 7 | 100% | 0% - 20% | Any Purpose | Women, Have business | Credit Educ, Group Mtgs, Business Training | |||||||
Small Enterprise Program | UGX 2,500,000 - 25,000,000 | 3 - 12 | 40% - 60% | 20% - 40% | Business | Women, Men, Have business | Credit Educ, Business Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Production Loan (USD) | 19.2%-32.4% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 23.1% - 32.9% | 23.1% - 32.9% | 67 | ||||||||
Agricultural Production Loan (KHR) | 25.2%-34.8% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 28% - 35.3% | 28% - 35.3% | 78 | ||||||||
Biodigester Loan (USD) | 1.2% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 9.1% - 14.6% | 9.1% - 14.6% | 9 | ||||||||
Business Loan (KHR) | 25.2%-34.8% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 28% - 35.3% | 28% - 35.3% | 79 | ||||||||
Business Loan (USD) | 19.2%-32.4% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 23.1% - 32.7% | 23.1% - 32.7% | 68 | ||||||||
Consumption Loan (KHR) | 25.2%-34.8% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 28% - 35.3% | 28% - 35.3% | 77 | ||||||||
Consumption Loan (USD) | 21.6%-32.4% annual, Flat | 0 Fees | 0 Ins | None | N/A | 22.9% - 32.8% | 22.9% - 32.8% | 76 | ||||||||
Group Loan (KHR) | 39.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 32.8% - 35.3% | 32.8% - 35.3% | 100 | ||||||||
Group Loan (USD) | 32.4% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 30.4% - 32.8% | 30.4% - 32.8% | 100 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microfinance 1-Year Loan | 25.0% annual, Flat | 2 Fees | 0 Ins | None | 10.0% upfront | 47.8% - 52.4% | 57.5% - 63.9% | 41 | ||||||||
Microfinance 6-Month Loan | 25.0% annual, Flat | 2 Fees | 0 Ins | None | 10.0% upfront | 46.5% - 49.8% | 56.6% - 60.7% | 43 | ||||||||
Small Enterprise Program | 25.0% annual, Flat | 2 Fees | 0 Ins | None | 10.0% upfront | 45.2% - 45.7% | 53.9% - 54.5% | 46 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Production Loan (USD) | 19.2%-32.4% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 23.1% - 32.9% | 23.1% - 32.9% | 67 | ||||||||
Agricultural Production Loan (KHR) | 25.2%-34.8% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 28% - 35.3% | 28% - 35.3% | 78 | ||||||||
Biodigester Loan (USD) | 1.2% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 9.1% - 14.6% | 9.1% - 14.6% | 9 | ||||||||
Business Loan (KHR) | 25.2%-34.8% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 28% - 35.3% | 28% - 35.3% | 79 | ||||||||
Business Loan (USD) | 19.2%-32.4% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 23.1% - 32.7% | 23.1% - 32.7% | 68 | ||||||||
Consumption Loan (KHR) | 25.2%-34.8% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 28% - 35.3% | 28% - 35.3% | 77 | ||||||||
Consumption Loan (USD) | 21.6%-32.4% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 22.9% - 32.8% | 22.9% - 32.8% | 76 | ||||||||
Group Loan (KHR) | 39.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 32.8% - 35.3% | 32.8% - 35.3% | 100 | ||||||||
Group Loan (USD) | 32.4% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 30.4% - 32.8% | 30.4% - 32.8% | 100 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microfinance 1-Year Loan | 25.0% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.0% upfront | 47.8% - 52.4% | 57.5% - 63.9% | 41 | ||||||||
Microfinance 6-Month Loan | 25.0% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.0% upfront | 46.5% - 49.8% | 56.6% - 60.7% | 43 | ||||||||
Small Enterprise Program | 25.0% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.0% upfront | 45.2% - 45.7% | 53.9% - 54.5% | 46 |
Key Statistics | |
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Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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