Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.seilanithih.com.kh/ |
Year established | 1996 |
Head of Institution | Mr. Sanjay Gandhi |
Regions active | Banteay Meanchey, Battambang, Kampong Cham, Kandal, Phnom Penh, PursatSiem Reap |
# Branches | 25 |
Total Portfolio (nat'l) | KHR 26,884,090,059 |
Total Portfolio (USD) | USD 6,806,098.75 |
Active clients with loans | 11,502 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0 |
Network affiliations | CMA |
Funders | CMI, CARD |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.fassil.com.bo/ |
Year established | 1996 |
Head of Institution | Juan Ricardo Mertens Olmos |
Regions active | Chuquisaca , Cochabamba , La Paz , Santa Cruz, Tarija |
# Branches | 109 |
Total Portfolio (nat'l) | BOB 2,194,299,220 |
Total Portfolio (USD) | USD 325,081,365.90 |
Active clients with loans | 57,688 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 80% - 100% |
Network affiliations | |
Funders | Santa Cruz Financial Group S.A., Nacional Vida Seguros de Personas S.A., Latina Seguros Patrimoniales S.A., Juan Ricardo Mertens Olmos |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan (KHR) | KHR 400,000 - 2,400,000 | 1 - 24 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | Credit Ins | |||||||
Group Loan (THB) | THB 4,000 - 24,000 | 1 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Ins | |||||||
Individual Loan (THB) | THB 4,000 - 200,000 | 1 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Ins | |||||||
Individual Loan (KHR) | KHR 400,000 - 20,000,000 | 1 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | ||||||||
Individual Loan (USD) | USD 100 - 10,000 | 1 - 24 | 40% - 60% | 20% - 40% | Business | Women, Men, Have business, Have home or land, Specific age group |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credifassil Microempresas | BOB 7,000 - 140,000 | 3 - 96 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Ins, Ahorro | |||||||
Credifassil Pyme | BOB 7,000 - 9,671,865 | 3 - 96 | 20% - 40% | 80% - 100% | Business | Women, Men, Have business | Credit Ins | |||||||
Credito Vivienda | BOB 35,000 - 9,671,865 | 12 - 36 | 60% - 80% | 60% - 80% | Business, Housing | Women, Men, Have business, Have home or land | Credit Ins | |||||||
Credito Vivienda (USD) | USD 5,000 - 9,671,865 | 12 - 36 | 40% - 60% | 60% - 80% | Housing | Women, Men, Have home or land, Salaried worker | Credit Ins, Ahorro | |||||||
Libre Disponibilidad (Microempresas y Pyme) | BOB 7,000 - 9,671,865 | 3 - 48 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Have home or land, Salaried worker | Credit Ins, Ahorro |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan (KHR) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 3.0% upfront | 36% | 37.1% | 97 | ||||||||
Group Loan (THB) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 3.0% upfront | 32.9% - 36% | 34.8% - 37.1% | 100 | ||||||||
Individual Loan (THB) | 27.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 3.0% upfront | 27.1% - 36% | 28.7% - 37.1% | 88 | ||||||||
Individual Loan (KHR) | 30.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 3.0% upfront | 30% - 36% | 31% - 37.1% | 85 | ||||||||
Individual Loan (USD) | 27.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 3.0% upfront | 27.1% - 33.4% | 28.6% - 35.2% | 95 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credifassil Microempresas | 13.0%-28.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 13.1% - 29.2% | 14.3% - 29.2% | 59 | ||||||||
Credifassil Pyme | 13.0%-28.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 13.1% - 21.1% | 14.3% - 22.3% | 77 | ||||||||
Credito Vivienda | 11.0%-18.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 14.1% - 18.1% | 15.5% - 19.5% | 62 | ||||||||
Credito Vivienda (USD) | 13.0%-20.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 16.1% - 20.1% | 17.5% - 21.5% | 65 | ||||||||
Libre Disponibilidad (Microempresas y Pyme) | 18.0%-32.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 22.1% - 32% | 23.3% - 33.2% | 67 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan (KHR) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 3.0% upfront | 36% | 37.1% | 97 | ||||||||
Group Loan (THB) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 3.0% upfront | 32.9% - 36% | 34.8% - 37.1% | 100 | ||||||||
Individual Loan (THB) | 27.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 3.0% upfront | 27.1% - 36% | 28.7% - 37.1% | 88 | ||||||||
Individual Loan (KHR) | 30.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 3.0% upfront | 30% - 36% | 31% - 37.1% | 85 | ||||||||
Individual Loan (USD) | 27.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 3.0% upfront | 27.1% - 33.4% | 28.6% - 35.2% | 95 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credifassil Microempresas | 13.0%-28.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 13.1% - 29.2% | 14.3% - 29.2% | 59 | ||||||||
Credifassil Pyme | 13.0%-28.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 13.1% - 21.1% | 14.3% - 22.3% | 77 | ||||||||
Credito Vivienda | 11.0%-18.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 14.1% - 18.1% | 15.5% - 19.5% | 62 | ||||||||
Credito Vivienda (USD) | 13.0%-20.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 16.1% - 20.1% | 17.5% - 21.5% | 65 | ||||||||
Libre Disponibilidad (Microempresas y Pyme) | 18.0%-32.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 22.1% - 32% | 23.3% - 33.2% | 67 |
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Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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