Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.seilanithih.com.kh/ |
Year established | 1996 |
Head of Institution | Mr. Sanjay Gandhi |
Regions active | Banteay Meanchey, Battambang, Kampong Cham, Kandal, Phnom Penh, PursatSiem Reap |
# Branches | 25 |
Total Portfolio (nat'l) | KHR 26,884,090,059 |
Total Portfolio (USD) | USD 6,806,098.75 |
Active clients with loans | 11,502 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0 |
Network affiliations | CMA |
Funders | CMI, CARD |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.cedefgh.wix.com/cedef |
Year established | 2006 |
Head of Institution | Magnus Amoa-Bosompem |
Regions active | Greater Accra Region, Central Region, Eastern Region |
# Branches | 1 |
Total Portfolio (nat'l) | GHS 106,980 |
Total Portfolio (USD) | USD 54,304.57 |
Active clients with loans | 535 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 20% - 40% |
Network affiliations | ASSFIN, GHAMFIN, Financieros sin Fronteras |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan (KHR) | KHR 400,000 - 2,400,000 | 1 - 24 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | Credit Ins | |||||||
Group Loan (THB) | THB 4,000 - 24,000 | 1 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Ins | |||||||
Individual Loan (THB) | THB 4,000 - 200,000 | 1 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Ins | |||||||
Individual Loan (KHR) | KHR 400,000 - 20,000,000 | 1 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | ||||||||
Individual Loan (USD) | USD 100 - 10,000 | 1 - 24 | 40% - 60% | 20% - 40% | Business | Women, Men, Have business, Have home or land, Specific age group |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Production Credit | GHS 1,000 - 1,000 | 8 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Must have farming experience | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Training on Agricultural Best Practices | |||||||
Apprenticeship Start-up Credit Program | GHS 500 - 1,000 | 6 - 12 | 80% - 100% | 40% - 60% | Business, Start-up businesses | Women, Men, Specific age group, Must be in youth age group | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
Efficient Energy Credit Program | GHS 200 - 1,000 | 3 - 6 | 80% - 100% | 0% - 20% | Consumer | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Workshop/training orientation demonstration | |||||||
Micro Enterprise Development | GHS 100 - 3,000 | 6 - 12 | 80% - 100% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan (KHR) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 3.0% upfront | 36% | 37.1% | 97 | ||||||||
Group Loan (THB) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 3.0% upfront | 32.9% - 36% | 34.8% - 37.1% | 100 | ||||||||
Individual Loan (THB) | 27.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 3.0% upfront | 27.1% - 36% | 28.7% - 37.1% | 88 | ||||||||
Individual Loan (KHR) | 30.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 3.0% upfront | 30% - 36% | 31% - 37.1% | 85 | ||||||||
Individual Loan (USD) | 27.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 3.0% upfront | 27.1% - 33.4% | 28.6% - 35.2% | 95 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Production Credit | 30.00% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 23.8% - 25.1% | 23.8% - 25.1% | 100 | ||||||||
Apprenticeship Start-up Credit Program | 48.00%-54.00% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 40.5% - 41.9% | 40.5% - 41.9% | 100 | ||||||||
Efficient Energy Credit Program | 36.00%-54.00% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 49.8% | 49.8% | 72 | ||||||||
Micro Enterprise Development | 36.00%-54.00% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 40.8% - 41.5% | 40.8% - 41.5% | 87 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan (KHR) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 3.0% upfront | 36% | 37.1% | 97 | ||||||||
Group Loan (THB) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 3.0% upfront | 32.9% - 36% | 34.8% - 37.1% | 100 | ||||||||
Individual Loan (THB) | 27.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 3.0% upfront | 27.1% - 36% | 28.7% - 37.1% | 88 | ||||||||
Individual Loan (KHR) | 30.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 3.0% upfront | 30% - 36% | 31% - 37.1% | 85 | ||||||||
Individual Loan (USD) | 27.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 3.0% upfront | 27.1% - 33.4% | 28.6% - 35.2% | 95 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Production Credit | 30.00% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 23.8% - 25.1% | 23.8% - 25.1% | 100 | ||||||||
Apprenticeship Start-up Credit Program | 48.00%-54.00% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 40.5% - 41.9% | 40.5% - 41.9% | 100 | ||||||||
Efficient Energy Credit Program | 36.00%-54.00% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 49.8% | 49.8% | 72 | ||||||||
Micro Enterprise Development | 36.00%-54.00% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 40.8% - 41.5% | 40.8% - 41.5% | 87 |
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