2. TPC
Please note that the information you are viewing is 139 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Thaneakea Phum Cambodia Ltd. #94, Street 360, Sangkat Boeng Kengkang IIIKhan ChamkrmonPhnom Penh, Cambodia
Data approved: 2013-03-21
Data version: 3
Age of data: 139 months
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Product

Individual Loan - Seasonal (USD) Product 4 of 15 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (USD)USD 3,193,174.67
Portfolio (USD)USD 3,193,174.67
Active Clients with Loans2,187
Approximate % Female Clients80% - 100%
Approximate % Urban Clients0% - 20%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Allows the borrower to use loan in their animal raising, storage, fishing, farming and/or agri-businesses activities. Payments can be either Balloon or Semi - Balloon .
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurance
Workplace visits
Business training
Other training
Other
Other (2)
No other servicesx
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or landx
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution13
# Regions for this product11
Regions ActiveBanteay Meanchey, Battambang, Kampong Cham, Kampot, KandalKratié, Oddar Meancheay, Prey VengSiem Reap, Svay Rieng, Takéo

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 200
Maximum loan size5,000
Distribution at Disbursement (Est.)
Loans less than USD 2505%
USD 250-1,00020%
USD 1,000-1,50030%
USD 1,500-2,00020%
USD 2,000-2,50015%
Greater than USD 2,50015%
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term12.0 months
Approx average10.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months5%
Between 7 and 9 months5%
Between 10 and 12 months90%
Between 13 and 18 months0
Longer than 18 months0
Grace Period
Grace period usage100%
Average grace periodDK
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular paymentsx

Pricing Information

Interest
Lowest quoted nominal interest2.00%
Highest quoted nominal interest3.00%
Reason(s) why interest rate variesBranch, Time as Client, Loan Size, Client Risk, Collateral, Loan Purpose
Interest rate periodMonthly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionCredit Bureau Cambodia - CBC Fee
% of loan amount - min0
% of loan amount - max0
OR, Fixed amount - min0.20
Fixed amount - max2.90
Reason for variationCharge 800KHR/0.19USD for loan size <2,000,000 KHR/482USD. Charge 12,000 KHR/2.9USD for > 2,000,000 KHR.
Appears on Repayment Sched?Yes
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Individual Loan - Seasonal (USD) samples
Sample 1Sample 2Sample 3Sample 4Sample 5Sample 6
Loan AmountUSD 300USD 600USD 1,300USD 1,700USD 2,300USD 3,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot KnownNot KnownNot Known
Disbursement Date2012-11-012013-02-262013-02-082013-02-142013-02-222013-01-23
Loan Term (Months)12.0 months13.0 months12.0 months12.0 months12.0 months12.0 months
Grace Period (Months)11.2 months11.7 months5.8 months6.1 months6.9 months2.8 months
Total Cost of CreditUSD 91.20USD 192.90USD 314.21USD 367.82USD 487.75USD 476.23
True Price by Comp           
Interest price component30.0%30.0%30.1%24.1%24.1%24.1%
Fee Component0.1%0.6%0.3%0.2%0.2%0.2%
Insurance Component0.0%0.0%0.0%0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%0.0%0.0%0.0%
Full APR (int fee ins tax dep)30.1%30.6%30.4%24.3%24.3%24.3%
Transparency Index807979999999
            
Original Repayment SchedulePDFPDFPDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDFPDFPDF
Individual Loan - Seasonal (USD) Price Graphs


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  2. UCU
Please note that the information you are viewing is 143 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Union of Savings and Credit Cooperatives (UCU) NyarugengeNyamiramboKigaliPO Box 2998
Data approved: 2012-10-29
Data version: 2
Age of data: 143 months
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Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addressN/A
Year established2005
Head of InstitutionNdahayo Jules Theoneste
Regions activeGakenke, Gasabo, Kicukiro, Musanze, Ngororero, Nyabihu, Nyamagabe, Nyanza, Nyarugenge, Ruhango
# Branches0

Total Portfolio (nat'l)RWF 1,026,255,074
Total Portfolio (USD)USD 1,710,425.12
Active clients with loans3,391
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliationsAMIR, MAIN
FundersLes membres qui libirent les parts sociales, ONG Trocaire, UNCDF, Terrafina

Loan Products » Summary

Decouvert
52 Borrowers
USD 63,333 Portfolio
Active Product
Micro
521 Borrowers
USD 365,000 Portfolio
Active Product
Ordinary
2,738 Borrowers
USD 432,543 Portfolio
Active Product
Youth
80 Borrowers
USD 116,667 Portfolio
Active Product
After purpose saving loan
Retired Product
Decouvert (2 weeks)
Retired Product
Loans < 2 millions RWF
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Decouvert (One Month) Loan RWF 500,000 - 1,500,000 1 0% - 20% 20% - 40% Any Purpose Women, Men, Have business Credit Educ, Credit Ins, Business Training
Microloan RWF 50,000 - 1,999,999 4 - 12 20% - 40% 0% - 20% Any Purpose Women, Men Credit Educ, Credit Ins, Tech Asst Visits, Business Training
Ordinary Loan RWF 2,000,000 - 5,000,000 12 - 18 20% - 40% 0% - 20% Any Purpose Women, Men Credit Educ, Credit Ins, Business Training
Youth Business Loan RWF 50,000 - 2,000,000 4 - 24 20% - 40% 60% - 80% Any Purpose Women, Men, Specific age group Credit Educ, Credit Ins, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Decouvert (One Month) Loan 96.00% annual, Decl Bal 0 Fees 0 Ins None N/A 93.8% 93.8% 100
Microloan 22.80% annual, Decl Bal 0 Fees 0 Ins 18.00% fees 10.00%-15.00% upfront 41% - 41.2% 50.2% - 55.7% 44
Ordinary Loan 22.80% annual, Decl Bal 0 Fees 0 Ins 18.00% fees 10.00%-15.00% upfront 23.6% - 23.8% 29.5% - 31.7% 75
Youth Business Loan 21.60% annual, Decl Bal 0 Fees 0 Ins 18.00% fees 10.00% upfront 22.7% - 24% 28.5% - 30.3% 74
Institution Price Graph
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Key Statistics
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# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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