Institution Type | Private 'For-Profit' |
Is this institution regulated? | N/A |
Website address | N/A |
Year established | 2003 |
Head of Institution | Bora OmSeng |
Regions active | 0 |
# Branches | 67 |
Total Portfolio (nat'l) | N/A |
Total Portfolio (USD) | N/A |
Active clients with loans | 85,172 |
Approximate % female clients | N/A |
Approximate % urban clients | N/A |
Network affiliations | |
Funders |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 2004 |
Head of Institution | K. Ravikumar |
Regions active | |
# Branches | 13 |
Total Portfolio (nat'l) | INR 194,002,175 |
Total Portfolio (USD) | USD 3,660,418.40 |
Active clients with loans | 28,501 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Loan - Community Bank - USD | USD 1 - 250 | 0 | 80% - 100% | 0% - 20% | Business | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | ||||||||
Agricultural Loan - Individual - USD | USD 1,001 - 10,000 | 0 | 80% - 100% | 60% - 80% | Business | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | ||||||||
Agricultural Loan - Solidarity Group - USD | USD 251 - 1,000 | 0 | 80% - 100% | 20% - 40% | Business | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | ||||||||
Small Business Loan - Community Bank - USD | USD 1 - 250 | 0 | 80% - 100% | 0% - 20% | Business | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | ||||||||
Small Business Loan - Individual - USD | USD 1,001 - 10,000 | 0 | 80% - 100% | 60% - 80% | Business | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | ||||||||
Small Business Loan - Solidarity Group - USD | USD 251 - 1,000 | 0 | 80% - 100% | 20% - 40% | Business | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
AP-JLGD21T12ME | INR 9,000 - 15,000 | 12 | 80% - 100% | 20% - 40% | Any Purpose | Women | Credit Educ, Group Mtgs, Credit Ins | |||||||
TN-JLGF12T12ME | INR 6,000 - 12,000 | 12 | 80% - 100% | 0% - 20% | Any Purpose | Women | Credit Educ, Group Mtgs, Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Loan - Community Bank - USD | 2.9%-3.3% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | 0 | ||||||||
Agricultural Loan - Individual - USD | 1.9%-3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | 0 | ||||||||
Agricultural Loan - Solidarity Group - USD | 2.8%-3.3% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | 0 | ||||||||
Small Business Loan - Community Bank - USD | 2.9%-3.3% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | 0 | ||||||||
Small Business Loan - Individual - USD | 1.9%-3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | 0 | ||||||||
Small Business Loan - Solidarity Group - USD | 2.8%-3.3% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | 0 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
AP-JLGD21T12ME | 0% | 25.7% | 26.6% | N/A | ||||||||||
TN-JLGF12T12ME | 0% | 25.7% | 26.7% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
AP-JLGD21T12ME | 21.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 25.7% | 26.6% | 79 | ||||||||
TN-JLGF12T12ME | 12.0% annual, Flat | 0 Fees | 1 Ins | None | N/A | 25.7% | 26.7% | 45 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Loan - Community Bank - USD | 2.9%-3.3% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | 0 | ||||||||
Agricultural Loan - Individual - USD | 1.9%-3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | 0 | ||||||||
Agricultural Loan - Solidarity Group - USD | 2.8%-3.3% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | 0 | ||||||||
Small Business Loan - Community Bank - USD | 2.9%-3.3% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | 0 | ||||||||
Small Business Loan - Individual - USD | 1.9%-3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | 0 | ||||||||
Small Business Loan - Solidarity Group - USD | 2.8%-3.3% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | 0 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
AP-JLGD21T12ME | 0% | 25.7% | 26.6% | N/A | ||||||||||
TN-JLGF12T12ME | 0% | 25.7% | 26.7% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
AP-JLGD21T12ME | 21.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 25.7% | 26.6% | 79 | ||||||||
TN-JLGF12T12ME | 12.0% annual, Flat | 0 Fees | 1 Ins Ins | None | N/A | 25.7% | 26.7% | 45 |
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