Institution Type | Private 'For-Profit' |
Is this institution regulated? | N/A |
Website address | N/A |
Year established | 2003 |
Head of Institution | Bora OmSeng |
Regions active | 0 |
# Branches | 67 |
Total Portfolio (nat'l) | N/A |
Total Portfolio (USD) | N/A |
Active clients with loans | 85,172 |
Approximate % female clients | N/A |
Approximate % urban clients | N/A |
Network affiliations | |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.sambhavindia.org/ |
Year established | 1988 |
Head of Institution | Dr. S.K.Singh |
Regions active | Madhya Pradesh, Uttar Pradesh |
# Branches | 9 |
Total Portfolio (nat'l) | INR 9,737,000 |
Total Portfolio (USD) | USD 183,716.98 |
Active clients with loans | 1,571 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 40% - 60% |
Network affiliations |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Loan - Community Bank - USD | USD 1 - 250 | 0 | 80% - 100% | 0% - 20% | Business | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | ||||||||
Agricultural Loan - Individual - USD | USD 1,001 - 10,000 | 0 | 80% - 100% | 60% - 80% | Business | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | ||||||||
Agricultural Loan - Solidarity Group - USD | USD 251 - 1,000 | 0 | 80% - 100% | 20% - 40% | Business | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | ||||||||
Small Business Loan - Community Bank - USD | USD 1 - 250 | 0 | 80% - 100% | 0% - 20% | Business | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | ||||||||
Small Business Loan - Individual - USD | USD 1,001 - 10,000 | 0 | 80% - 100% | 60% - 80% | Business | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | ||||||||
Small Business Loan - Solidarity Group - USD | USD 251 - 1,000 | 0 | 80% - 100% | 20% - 40% | Business | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
House Repair | INR 5,000 - 20,000 | 12 - 24 | 80% - 100% | 60% - 80% | Housing | Women, Have home or land | Credit Educ, Group Mtgs, Credit Ins | |||||||
Live Stock | INR 5,000 - 20,000 | 12 | 80% - 100% | 0% - 20% | Livestock Purchase | Women, She should have experince of keeping Buffalow , cow and goat. | Credit Educ, Group Mtgs, Credit Ins | |||||||
Sanitation Loan | INR 3,000 - 10,000 | 12 - 24 | 80% - 100% | 80% - 100% | For constructing a toilet and bathing space. | Women, Have home or land | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Loan - Community Bank - USD | 2.9%-3.3% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | 0 | ||||||||
Agricultural Loan - Individual - USD | 1.9%-3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | 0 | ||||||||
Agricultural Loan - Solidarity Group - USD | 2.8%-3.3% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | 0 | ||||||||
Small Business Loan - Community Bank - USD | 2.9%-3.3% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | 0 | ||||||||
Small Business Loan - Individual - USD | 1.9%-3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | 0 | ||||||||
Small Business Loan - Solidarity Group - USD | 2.8%-3.3% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | 0 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
House Repair | 0% | 33.9% | 41.9% | N/A | ||||||||||
Live Stock | 0% | 18.7% - 34.8% | 22.5% - 43.6% | N/A | ||||||||||
Sanitation Loan | 0% | 35.5% - 42.5% | 39.6% - 54.5% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
House Repair | 18.0% annual, Flat | 1 Fee | 2 Ins | None | 10.0% upfront | 33.9% | 41.9% | 43 | ||||||||
Live Stock | 18.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 18.7% - 34.8% | 22.5% - 43.6% | 54 | ||||||||
Sanitation Loan | 18.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 35.5% - 42.5% | 39.6% - 54.5% | 39 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Loan - Community Bank - USD | 2.9%-3.3% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | 0 | ||||||||
Agricultural Loan - Individual - USD | 1.9%-3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | 0 | ||||||||
Agricultural Loan - Solidarity Group - USD | 2.8%-3.3% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | 0 | ||||||||
Small Business Loan - Community Bank - USD | 2.9%-3.3% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | 0 | ||||||||
Small Business Loan - Individual - USD | 1.9%-3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | 0 | ||||||||
Small Business Loan - Solidarity Group - USD | 2.8%-3.3% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | 0 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
House Repair | 0% | 33.9% | 41.9% | N/A | ||||||||||
Live Stock | 0% | 18.7% - 34.8% | 22.5% - 43.6% | N/A | ||||||||||
Sanitation Loan | 0% | 35.5% - 42.5% | 39.6% - 54.5% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
House Repair | 18.0% annual, Flat | 1 Fee | 2 Ins Ins | None | 10.0% upfront | 33.9% | 41.9% | 43 | ||||||||
Live Stock | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront | 18.7% - 34.8% | 22.5% - 43.6% | 54 | ||||||||
Sanitation Loan | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront | 35.5% - 42.5% | 39.6% - 54.5% | 39 |
Key Statistics | |
---|---|
# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
N (# of Samples) | ||||||
Total Borrrowers of Samples | ||||||
Avg | ||||||
Min | ||||||
Max | ||||||
Std Dev | ||||||
By Inst Type | ||||||
By Country | ||||||
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
From 0 to | ||||||
to | ||||||
to | ||||||
to ∞ |