2. VF Cambodia
Please note that the information you are viewing is 140 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

VisionFund Cambodia #20, Street 71, Sangkat Tonle Basac,Chamkar Morn DistrictPhnom PenhPO Box 479
Data approved: 2013-04-04
Data version: 3
Age of data: 140 months
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://visionfund.com.kh/
Year established2003
Head of InstitutionChee Chin Hoe
Regions activeBanteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampong Thom, Kampot, Kandal, Koh KongKratié, Oddar Meancheay, Pailin, Phnom Penh, Sihanoukville, Preah Vihear, Pursat, Prey VengSiem Reap, Svay Rieng, Takéo
# Branches75

Total Portfolio (nat'l)KHR 194,987,000,000
Total Portfolio (USD)USD 49,363,797.47
Active clients with loans148,843
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsVisionFund International, Banking With the Poor Network, Cambodia Microfinance Association
FundersWorldVision International, VisionFund International

Loan Products » Summary

AL-CB-KHR
85,285 Borrowers
USD 14,532,613.59 Portfolio
Active Product
AL-IL-USD
7,406 Borrowers
USD 11,468,110.51 Portfolio
Active Product
AL-SG-USD
2,281 Borrowers
USD 1,056,667.48 Portfolio
Active Product
AL-SG-KHR
6,899 Borrowers
USD 2,962,777.61 Portfolio
Active Product
NBL-CB-KHR
15,241 Borrowers
USD 1,371,509.06 Portfolio
Active Product
NBL-IL-USD
2,967 Borrowers
USD 4,352,304.56 Portfolio
Active Product
NBL-SG-KHR
1,063 Borrowers
USD 482,406.89 Portfolio
Active Product
NBL-SG-USD
1,226 Borrowers
USD 603,741.73 Portfolio
Active Product
SBL-CB-KHR
13,807 Borrowers
USD 1,835,169.17 Portfolio
Active Product
SBL-IL-USD
4,288 Borrowers
USD 7,384,240.16 Portfolio
Active Product
SBL-SG-USD
915 Borrowers
USD 417,233.71 Portfolio
Active Product
SBL-SG-KHR
768 Borrowers
USD 318,379.80 Portfolio
Active Product
AL-CB-THB
5,003 Borrowers
USD 1,518,887.53 Portfolio
Active Product
AL-SG-THB
450 Borrowers
USD 386,663.93 Portfolio
Active Product
SBL-CB-THB
1,042 Borrowers
USD 261,302.81 Portfolio
Active Product
EXL-CB-KHR
0 Borrowers
Portfolio
Low Volume Product
EDL-IL-USD
10 Borrowers
USD 4,174.08 Portfolio
Low Volume Product
SBL-SG-THB
47 Borrowers
USD 28,507.12 Portfolio
Low Volume Product
Agricultural Loan - Community Bank - USD
Retired Product
Small Business Loan - Community Bank - USD
Retired Product
Asset CB USD
Retired Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agricultural Loan - Community Bank - KHR KHR 80,000 - 1,400,000 3 - 12 80% - 100% 0% - 20% Agriculture Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Agricultural Loan - Individual - USD USD 1,001 - 10,000 3 - 30 80% - 100% 0% - 20% Agriculture Women, Men, Have business, Have home or land, Specific age group Credit Educ, Credit Ins, Business Training, Other Training
Agricultural Loan - Solidarity Group - USD USD 151 - 1,000 3 - 24 80% - 100% 0% - 20% Agriculture Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Agricultural Loan - Solidarity Group - KHR KHR 600,100 - 4,000,000 3 - 24 80% - 100% 0% - 20% Agriculture Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Non-Business Loan - Community Bank - KHR KHR 80,000 - 1,400,000 3 - 12 80% - 100% 0% - 20% Consumer Women, Men, Have business, Have home or land, Salaried worker, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Non-Business Loan - Individual - USD USD 1,001 - 10,000 3 - 30 80% - 100% 0% - 20% Consumer Women, Men, Have business, Have home or land, Salaried worker, Specific age group Credit Educ, Credit Ins, Business Training, Other Training
Non-Business Loan - Solidarity Group - KHR KHR 600,100 - 4,000,000 3 - 24 80% - 100% 0% - 20% Consumer Women, Men, Have business, Have home or land, Salaried worker, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Non-Business Loan - Solidarity Group - USD USD 151 - 1,000 3 - 24 80% - 100% 0% - 20% Consumer Women, Men, Have business, Have home or land, Salaried worker, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Small Business Loan - Community Bank - KHR KHR 80,000 - 1,400,000 3 - 12 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Small Business Loan - Individual - USD USD 1,001 - 10,000 3 - 30 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Credit Ins, Business Training, Other Training
Small Business Loan - Solidarity Group - USD USD 151 - 1,000 3 - 24 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Small Business Loan - Solidarity Group - KHR KHR 600,100 - 4,000,000 3 - 24 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Agricultural Loan - Community Bank - THB THB 800 - 14,000 3 - 12 80% - 100% 0% - 20% Agriculture Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Agricultural Loan- Solidarity Group - THB THB 6,001 - 40,000 3 - 24 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Small Business Loan - Community Bank - THB THB 800 - 14,000 3 - 12 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Loan - Community Bank - KHR 35.4%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 35.5% - 35.9% 35.5% - 35.9% 99
Agricultural Loan - Individual - USD 21.0%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 22.5% - 26.3% 22.5% - 26.3% 89
Agricultural Loan - Solidarity Group - USD 32.4%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 32.3% - 33.4% 32.3% - 33.4% 98
Agricultural Loan - Solidarity Group - KHR 34.2%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 34.1% - 35.1% 34.1% - 35.1% 98
Non-Business Loan - Community Bank - KHR 35.4%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 35.3% - 35.9% 35.3% - 35.9% 99
Non-Business Loan - Individual - USD 21.0%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 22% - 26.3% 22% - 26.3% 91
Non-Business Loan - Solidarity Group - KHR 34.2%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 34.4% - 35.5% 34.4% - 35.5% 98
Non-Business Loan - Solidarity Group - USD 32.4%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 33.3% - 33.5% 33.3% - 33.5% 97
Small Business Loan - Community Bank - KHR 35.4%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 35.3% - 35.9% 35.3% - 35.9% 99
Small Business Loan - Individual - USD 21.0%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 21.5% - 30.8% 21.5% - 30.8% 88
Small Business Loan - Solidarity Group - USD 32.4%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 33.1% - 33.4% 33.1% - 33.4% 97
Small Business Loan - Solidarity Group - KHR 34.2%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 34.1% - 34.7% 34.1% - 34.7% 99
Agricultural Loan - Community Bank - THB 33.6%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 34.7% - 35% 34.7% - 35% 96
Agricultural Loan- Solidarity Group - THB 33.0%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 33.8% - 34.7% 33.8% - 34.7% 97
Small Business Loan - Community Bank - THB 33.6%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 33.6% - 35.2% 33.6% - 35.2% 98
Institution Price Graph
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  2. ASHI
Please note that the information you are viewing is 160 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Ahon sa Hirap, Inc. 76 8th AvenueCubaoQuezon City1109
Data approved: 2011-11-15
Data version: 1
Age of data: 160 months

Product

Recovery Loan Product 6 of 6 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (PHP)PHP 1,983,595
Portfolio (USD)USD 47,454.43
Active Clients with Loans660
Approximate % Female Clients80% - 100%
Approximate % Urban Clients20% - 40%
Methodology
Individual
Solidarity groupx
Village banking
Self help group
Other
Description
Loan can be used as capital for income generating activity. To enable the member to recover from a crisis and loss of business due to unavoidable circumstances such as calamity, sickness, fire and other related circumstances.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetingsx
Credit insurancex
Workplace visitsx
Business trainingx
Other training
Other
Other (2)
No other services
Eligibility
Men
Womenx
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyPHP
Minimum loan sizePHP 3,000
Maximum loan size3,000
Loan Term and Grace Period
Shortest loan term6.0 months
Longest loan term6.0 months
Approx average6.0 months
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weeklyx
Every 2 weeks
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest25.00%
Highest quoted nominal interest25.00%
Interest rate periodYearly
Interest Rate Calculation MethodFlat
Subsidized by funder request?
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forAll
CriteriaN/A
Is deposit indicated on the repayment schedule?
Do borrowers control deposit in their group?
Deposit BEFORE or AT Disbursement
% loan amount deposited0
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited0
or, Fixed-amount deposited0
Conditions on access to depositAccess During
Interest Paid on Deposit
Minimum interest rate paid0
Maximum interest rate paid0
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No
Additional Comments
This loan should be approved by the President at her discretion. Draw down of Php3,. available but member will commit to a promissory note for her pastdue.

Full Pricing Data

Recovery Loan samples
Sample 1Sample 2Sample 3
Loan AmountPHP 3,000PHP 3,000PHP 3,000
Loan Cycle (1, 2, 3, etc)11Not Known
Disbursement Date2011-02-102011-07-192011-07-19
Loan Term (Months)5.8 months5.8 months5.8 months
Grace Period (Months)0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot Known
True Price by Comp     
Interest and Fee Component48.4%47.3%47.3%
Insurance Component0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%
Full APR (int fee ins tax dep)48.4%47.3%47.3%
Transparency Index525353
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
Recovery Loan Price Graphs


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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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