Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://visionfund.com.kh/ |
Year established | 2003 |
Head of Institution | Chee Chin Hoe |
Regions active | Banteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampong Thom, Kampot, Kandal, Koh KongKratié, Oddar Meancheay, Pailin, Phnom Penh, Sihanoukville, Preah Vihear, Pursat, Prey VengSiem Reap, Svay Rieng, Takéo |
# Branches | 75 |
Total Portfolio (nat'l) | KHR 194,987,000,000 |
Total Portfolio (USD) | USD 49,363,797.47 |
Active clients with loans | 148,843 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | VisionFund International, Banking With the Poor Network, Cambodia Microfinance Association |
Funders | WorldVision International, VisionFund International |
Institution Type | RurBank |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1970 |
Head of Institution | Praxedes Asuncion-Ignacio, DBM |
Regions active | |
# Branches | 17 |
Total Portfolio (nat'l) | PhP 27,090,831.76 |
Total Portfolio (USD) | USD 648,106.02 |
Active clients with loans | 6,570 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Microfinance Council of the Philippines, Inc., Rural Bankers Association of the Philippines |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Loan - Community Bank - KHR | KHR 80,000 - 1,400,000 | 3 - 12 | 80% - 100% | 0% - 20% | Agriculture | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
Agricultural Loan - Individual - USD | USD 1,001 - 10,000 | 3 - 30 | 80% - 100% | 0% - 20% | Agriculture | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Credit Ins, Business Training, Other Training | |||||||
Agricultural Loan - Solidarity Group - USD | USD 151 - 1,000 | 3 - 24 | 80% - 100% | 0% - 20% | Agriculture | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
Agricultural Loan - Solidarity Group - KHR | KHR 600,100 - 4,000,000 | 3 - 24 | 80% - 100% | 0% - 20% | Agriculture | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
Non-Business Loan - Community Bank - KHR | KHR 80,000 - 1,400,000 | 3 - 12 | 80% - 100% | 0% - 20% | Consumer | Women, Men, Have business, Have home or land, Salaried worker, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
Non-Business Loan - Individual - USD | USD 1,001 - 10,000 | 3 - 30 | 80% - 100% | 0% - 20% | Consumer | Women, Men, Have business, Have home or land, Salaried worker, Specific age group | Credit Educ, Credit Ins, Business Training, Other Training | |||||||
Non-Business Loan - Solidarity Group - KHR | KHR 600,100 - 4,000,000 | 3 - 24 | 80% - 100% | 0% - 20% | Consumer | Women, Men, Have business, Have home or land, Salaried worker, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
Non-Business Loan - Solidarity Group - USD | USD 151 - 1,000 | 3 - 24 | 80% - 100% | 0% - 20% | Consumer | Women, Men, Have business, Have home or land, Salaried worker, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
Small Business Loan - Community Bank - KHR | KHR 80,000 - 1,400,000 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
Small Business Loan - Individual - USD | USD 1,001 - 10,000 | 3 - 30 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Credit Ins, Business Training, Other Training | |||||||
Small Business Loan - Solidarity Group - USD | USD 151 - 1,000 | 3 - 24 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
Small Business Loan - Solidarity Group - KHR | KHR 600,100 - 4,000,000 | 3 - 24 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
Agricultural Loan - Community Bank - THB | THB 800 - 14,000 | 3 - 12 | 80% - 100% | 0% - 20% | Agriculture | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
Agricultural Loan- Solidarity Group - THB | THB 6,001 - 40,000 | 3 - 24 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
Small Business Loan - Community Bank - THB | THB 800 - 14,000 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Masipag Loan | PHP 5,000 - 100,000 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business | Tech Asst Visits, Business Training | |||||||
Micropinay | PHP 5,000 - 50,000 | 2 - 12 | 80% - 100% | 0% - 20% | Business | Women, Have business | Group Mtgs, Tech Asst Visits, Business Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Loan - Community Bank - KHR | 35.4%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 35.5% - 35.9% | 35.5% - 35.9% | 99 | ||||||||
Agricultural Loan - Individual - USD | 21.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 22.5% - 26.3% | 22.5% - 26.3% | 89 | ||||||||
Agricultural Loan - Solidarity Group - USD | 32.4%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 32.3% - 33.4% | 32.3% - 33.4% | 98 | ||||||||
Agricultural Loan - Solidarity Group - KHR | 34.2%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 34.1% - 35.1% | 34.1% - 35.1% | 98 | ||||||||
Non-Business Loan - Community Bank - KHR | 35.4%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 35.3% - 35.9% | 35.3% - 35.9% | 99 | ||||||||
Non-Business Loan - Individual - USD | 21.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 22% - 26.3% | 22% - 26.3% | 91 | ||||||||
Non-Business Loan - Solidarity Group - KHR | 34.2%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 34.4% - 35.5% | 34.4% - 35.5% | 98 | ||||||||
Non-Business Loan - Solidarity Group - USD | 32.4%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 33.3% - 33.5% | 33.3% - 33.5% | 97 | ||||||||
Small Business Loan - Community Bank - KHR | 35.4%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 35.3% - 35.9% | 35.3% - 35.9% | 99 | ||||||||
Small Business Loan - Individual - USD | 21.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 21.5% - 30.8% | 21.5% - 30.8% | 88 | ||||||||
Small Business Loan - Solidarity Group - USD | 32.4%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 33.1% - 33.4% | 33.1% - 33.4% | 97 | ||||||||
Small Business Loan - Solidarity Group - KHR | 34.2%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 34.1% - 34.7% | 34.1% - 34.7% | 99 | ||||||||
Agricultural Loan - Community Bank - THB | 33.6%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 34.7% - 35% | 34.7% - 35% | 96 | ||||||||
Agricultural Loan- Solidarity Group - THB | 33.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 33.8% - 34.7% | 33.8% - 34.7% | 97 | ||||||||
Small Business Loan - Community Bank - THB | 33.6%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 33.6% - 35.2% | 33.6% - 35.2% | 98 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Masipag Loan | 30.0% annual, Flat | 2 Fees | 1 Ins | 5.00% loan amt | 5.00% ongoing | 81.2% - 86.8% | 103% - 137.3% | 25 | ||||||||
Micropinay | 24.0% annual, Flat | 2 Fees | 1 Ins | 5.00% loan amt | 5.00% ongoing | 72.8% - 75.5% | 85.1% - 86.8% | 28 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Loan - Community Bank - KHR | 35.4%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 35.5% - 35.9% | 35.5% - 35.9% | 99 | ||||||||
Agricultural Loan - Individual - USD | 21.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 22.5% - 26.3% | 22.5% - 26.3% | 89 | ||||||||
Agricultural Loan - Solidarity Group - USD | 32.4%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 32.3% - 33.4% | 32.3% - 33.4% | 98 | ||||||||
Agricultural Loan - Solidarity Group - KHR | 34.2%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 34.1% - 35.1% | 34.1% - 35.1% | 98 | ||||||||
Non-Business Loan - Community Bank - KHR | 35.4%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 35.3% - 35.9% | 35.3% - 35.9% | 99 | ||||||||
Non-Business Loan - Individual - USD | 21.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 22% - 26.3% | 22% - 26.3% | 91 | ||||||||
Non-Business Loan - Solidarity Group - KHR | 34.2%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 34.4% - 35.5% | 34.4% - 35.5% | 98 | ||||||||
Non-Business Loan - Solidarity Group - USD | 32.4%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 33.3% - 33.5% | 33.3% - 33.5% | 97 | ||||||||
Small Business Loan - Community Bank - KHR | 35.4%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 35.3% - 35.9% | 35.3% - 35.9% | 99 | ||||||||
Small Business Loan - Individual - USD | 21.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 21.5% - 30.8% | 21.5% - 30.8% | 88 | ||||||||
Small Business Loan - Solidarity Group - USD | 32.4%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 33.1% - 33.4% | 33.1% - 33.4% | 97 | ||||||||
Small Business Loan - Solidarity Group - KHR | 34.2%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 34.1% - 34.7% | 34.1% - 34.7% | 99 | ||||||||
Agricultural Loan - Community Bank - THB | 33.6%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 34.7% - 35% | 34.7% - 35% | 96 | ||||||||
Agricultural Loan- Solidarity Group - THB | 33.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 33.8% - 34.7% | 33.8% - 34.7% | 97 | ||||||||
Small Business Loan - Community Bank - THB | 33.6%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 33.6% - 35.2% | 33.6% - 35.2% | 98 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Masipag Loan | 30.0% annual, Flat | 2 Fees | 1 Ins Ins | 5.00% loan amt | 5.00% ongoing | 81.2% - 86.8% | 103% - 137.3% | 25 | ||||||||
Micropinay | 24.0% annual, Flat | 2 Fees | 1 Ins Ins | 5.00% loan amt | 5.00% ongoing | 72.8% - 75.5% | 85.1% - 86.8% | 28 |
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