Institution	# Borrowers	Portfolio (US$)	Products	Age of Data
ACLEDA	235,200	215,086,000	6	169
AMK	288,200	63,784,000	16	140
AMRET	299,500	149,542,000	8	140
Chamroeun	48,100	7,480,000	4	121
Farmer Finance	200	407,000	1	140
First Finance	500	5,819,000	1	140
HKL	73,400	93,842,000	3	140
KREDIT	61,800	59,319,000	9	140
Maxima	2,900	3,179,000	3	140
PRASAC	138,500	251,931,000	9	140
Seilanithih	15,200	7,516,000	5	140
SPN	35,100	29,828,000	6	140
TPC	120,000	45,931,000	13	140
VF Cambodia	148,600	48,984,000	18	140

Loan Conditions

Loan Amount

Currency	INR
Minimum loan size	INR 18,750
Maximum loan size	24,750

Distribution at Disbursement (Est.)

Loans less than INR 5,000	0
INR 5,000-15,000	0
INR 15,000-25,000	100%
INR 25,000-35,000	0
INR 35,000-45,000	0
Greater than INR 45,000	0

Loan Term and Grace Period

Shortest loan term	18.0 months
Longest loan term	24.0 months
Approx average	18.0 months

Grace Period

Grace period usage	0
Average grace period	0

Repayment Frequency

Daily
Weekly
Every 2 weeks	x
Every 4 weeks
Monthly	x
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest

Upfront Fees

	Fee 1
Description	Processing Fee
% of loan amount - min	0
% of loan amount - max	0
OR, Fixed amount - min	350
Fixed amount - max	600
Reason for variation	N/A
Appears on Repayment Sched?	Yes

Ongoing Fees

This product has no ongoing fees

Upfront Insurance Fees

	Ins 1
Description	Insurance Fee (Voluntary) including Spouse (including Service Tax)
% of loan amount - min	0
% of loan amount - max	0
OR, Fixed amount - min	190
Fixed amount - max	240
Reason for variation	N/A
Appears on Repayment Sched?	Yes

Ongoing Insurance Fees

This product has no ongoing insurance fees

Compulsory Deposit

Required for	Never
Criteria	N/A
Is deposit indicated on the repayment schedule?	N/A
Do borrowers control deposit in their group?	N/A

Deposit BEFORE or AT Disbursement

% loan amount deposited	N/A
or, Fixed-amount deposited	N/A

Deposits DURING period payments

% loan amount deposited	N/A
or, Fixed-amount deposited	N/A
Conditions on access to deposit	N/A

Interest Paid on Deposit

Minimum interest rate paid	N/A
Maximum interest rate paid	N/A
Interest payment frequency	N/A

Taxes

Are taxes charged on this product?

No

Additional Comments

The insurance is not a credit shield but a term life insurnace policy offered to both the customer & the spouse. The sum assured is constant throughout the loan period & is taken as the 2K+ the loan amount. The processing fee varies from 1.82 to 2.5 % based on the loan amount.

High Ticket livelihood Group Loan Product Price Graphs