| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACLEDA | 235,200 | 215,086,000 | 6 | 165 |
| AMK | 288,200 | 63,784,000 | 16 | 136 |
| AMRET | 299,500 | 149,542,000 | 8 | 136 |
| Chamroeun | 48,100 | 7,480,000 | 4 | 117 |
| Farmer Finance | 200 | 407,000 | 1 | 136 |
| First Finance | 500 | 5,819,000 | 1 | 136 |
| HKL | 73,400 | 93,842,000 | 3 | 136 |
| KREDIT | 61,800 | 59,319,000 | 9 | 136 |
| Maxima | 2,900 | 3,179,000 | 3 | 136 |
| PRASAC | 138,500 | 251,931,000 | 9 | 136 |
| Seilanithih | 15,200 | 7,516,000 | 5 | 136 |
| SPN | 35,100 | 29,828,000 | 6 | 136 |
| TPC | 120,000 | 45,931,000 | 13 | 136 |
| VF Cambodia | 148,600 | 48,984,000 | 18 | 136 |
| Institution Type | RurBank |
| Is this institution regulated? | Yes |
| Website address | http://www.bangkokabayan.com/ |
| Year established | 1960 |
| Head of Institution | Teresa M. Ganzon |
| Regions active | |
| # Branches | 16 |
| Total Portfolio (nat'l) | PhP 102,860,081 |
| Total Portfolio (USD) | USD 2,460,767.49 |
| Active clients with loans | 8,941 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Kabayan Loan | PHP 5,000 - 150,000 | 2 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Specific age group | Credit Ins | |||||||
| Kapitan Loan | PHP 2,000 - 60,000 | 6 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Specific age group | Group Mtgs, Credit Ins, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Kabayan Loan | 24.0% annual, Flat | 2 Fees | 1 Ins | 0.50% loan amt | 2.0%-20.0% upfront 10.00% ongoing | 55% - 64.7% | 63.1% - 76.4% | 35 | ||||||||
| Kapitan Loan | 30.0% annual, Flat | 1 Fee | 2 Ins | 0.50% loan amt | 160.00 upfront 12.50% ongoing | 59.1% - 60.5% | 67.9% - 72.3% | 42 |
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