| Institution Type | Bank |
| Is this institution regulated? | No |
| Website address | http://www.medellin.gov.co/ |
| Year established | 2002 |
| Head of Institution | Marta Beatriz Cifuentes Aguilar |
| Regions active | |
| # Branches | 14 |
| Total Portfolio (nat'l) | COP 15,120,894,417 |
| Total Portfolio (USD) | USD 8,308,183.75 |
| Active clients with loans | 11,125 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | |
| Funders |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.ltfinance.com/ |
| Year established | 1994 |
| Head of Institution | Dinanath Dubhashi |
| Regions active | Andhra Pradesh, Gujarat, Karnataka, Maharashtra, Orissa, Tamil Nadu, West Bengal |
| # Branches | 74 |
| Total Portfolio (nat'l) | INR 1,971,550,546 |
| Total Portfolio (USD) | USD 37,199,066.91 |
| Active clients with loans | 399,880 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | MFIN |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Banco de los pobres (por MEDA) | COP 533,510 - 5,325,100 | 1 - 36 | 40% - 60% | 80% - 100% | Business, exclusivamente para creacion de empresas, inversionen activos fijos y/o capital de trabajo | Women, Men | Tech Asst Visits | |||||||
| CS Con Recursos B.P (Por Fomentamos) | COP 50,000 - 1,000,000 | 2 - 4 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| JLG_FY12 | INR 5,000 - 15,000 | 12 | 100% | 0% - 20% | Business | Women, Have business, Low HH Inc, Med HH Inc, Rural HH, Urban HH | Credit Educ, Group Mtgs |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Banco de los pobres (por MEDA) | 10.9% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 10.9% - 11.3% | 15% - 18.1% | 68 | ||||||||
| CS Con Recursos B.P (Por Fomentamos) | 10.9% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 11.2% - 12% | 11.2% - 12% | 93 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| JLG_FY12 | 21.9% - 23.7% | 23.7% - 25.5% | 24% - 25.7% | Yes | Yes | NA | 100 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Banco de los pobres (por MEDA) | 10.9% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 10.9% - 11.3% | 15% - 18.1% | 68 | ||||||||
| CS Con Recursos B.P (Por Fomentamos) | 10.9% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 11.2% - 12% | 11.2% - 12% | 93 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| JLG_FY12 | 21.9% - 23.7% | 23.7% - 25.5% | 24% - 25.7% | Yes | Yes | NA | 100 |
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