Institution

Bancolombia Mi Negocio Cra 48 # 26 - 85 Direccion GeneralMedellín, Antioquía
Data approved: 2011-08-01
Data version: 1
Age of data: 171 months

Institution

ASA-Ghana Head OfficeKaneshieAccra, Greater AccraP.O. Box MP 1834, Mamprobi
Data approved: 2013-03-09
Data version: 2
Age of data: 143 months

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addressN/A
Year established2004
Head of InstitutionSebastian Tobon Palacio
Regions active
# Branches26

Total Portfolio (nat'l)COP 93,846,000,000
Total Portfolio (USD)USD 51,563,736.26
Active clients with loans36,297
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliationsRed de Microcredito, Asomicrofinanzas
FundersGrupo Bancolombia

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.asa-international.com/
Year established2007
Head of InstitutionMD. Aourongjeb
Regions activeGreater Accra Region, Central Region, Western Region, Ashanti Region
# Branches54

Total Portfolio (nat'l)GHS 36,218,600
Total Portfolio (USD)USD 18,962,617.80
Active clients with loans71,633
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsGHAMFIN
FundersCatalyst Microfinance Industries, ASA International

Loan Products » Summary

36,297 Borrowers
USD 51,563,736.26 Portfolio

Loan Products » Summary

1,556 Borrowers
USD 858,028 Portfolio
70,077 Borrowers
USD 18,104,590 Portfolio

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Microcrédito COP 535,600 - 13,390,000 3 - 48 40% - 60% 60% - 80% Business, Other, Activos fijos, reforma locativa, insumos, Gastos operativos del negocio, capital de trabajo Women, Men, Have business, Centrales de Riesgo aprobadas Credit Educ, Tech Asst Visits, Other Training, Acompañamiento y seguimiento, Educación financiera

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan GHS 500 - 2,000 6 - 12 80% - 100% 60% - 80% Business Women, Have business, Must have a business plan Credit Educ, Group Mtgs, Credit Ins
Small Loan GHS 300 - 1,000 6 - 12 80% - 100% 80% - 100% Business Women, Have business Credit Educ, Group Mtgs, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microcrédito 29.6% annual, Decl Bal 1 Fee 2 Ins None N/A 39.4% - 41.3% 45.2% - 57.7% 59

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 36.00% annual, Flat 1 Fee 1 Ins None 10.00% upfront 60.5% - 69.3% 73.9% - 85% 46
Small Loan 36.00% annual, Flat 1 Fee 1 Ins None 10.00% upfront 64.2% - 68.7% 81.5% - 87.5% 42

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microcrédito 29.6% annual, Decl Bal 1 Fee 2 Ins Ins None N/A 39.4% - 41.3% 45.2% - 57.7% 59

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 36.00% annual, Flat 1 Fee 1 Ins Ins None 10.00% upfront 60.5% - 69.3% 73.9% - 85% 46
Small Loan 36.00% annual, Flat 1 Fee 1 Ins Ins None 10.00% upfront 64.2% - 68.7% 81.5% - 87.5% 42
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.BankInstitution TypeMultipleLoan PurposeBancolombiaInstitutionCO-006-V01-P01ProductCOCountry2011YearRange Number1Institution Data Version05,000,00010,000,000Loan Size (all)0%20%40%60%Full APR (int fee ins tax dep)> 18,00013,0009,0004,500500Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeASA-GhanaInstitutionGH-005-V02-P01GH-005-V02-P02ProductGHCountry2013YearRange Number2Institution Data Version05001,0001,500Loan Size (all)0%20%40%60%80%Full APR (int fee ins tax dep)> 70,00052,00035,00017,0001,900Number of Borrowers
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