| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.congente.com.co/ |
| Year established | 1964 |
| Head of Institution | Vicente Antonio Pabon Monroy |
| Regions active | |
| # Branches | 10 |
| Total Portfolio (nat'l) | COP 40,700,659,712 |
| Total Portfolio (USD) | USD 22,362,999.84 |
| Active clients with loans | 5,927 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | Emprender, Asomicrofinanzas |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| CONSUMO LIBRE INVERSION COLI | COP 100,000 - 100,000,000 | 1 - 72 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Debe ser asociado de la Cooperativa con Ahorros, Debe tener capacidad de endeudamiento | Credit Ins | |||||||
| microcredito productivo | COP 535,600 - 5,356,000 | 1 - 24 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Credit Ins, Tech Asst Visits |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| CONSUMO LIBRE INVERSION COLI | 21.2% annual, Decl Bal | 0 Fees | 1 Ins | None | 2.5% upfront 5,000.00 ongoing | 15.5% - 19.4% | 17.5% - 22.3% | 100 | ||||||||
| microcredito productivo | 26.5% annual, Decl Bal | 1 Fee | 1 Ins | None | 5,000.00 ongoing | 31.9% - 34.7% | 33.9% - 37.2% | 73 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACSI | 682,200 | 103,172,000 | 5 | 157 |
| ADCSI | 176,100 | 30,846,000 | 2 | 158 |
| BG | 47,000 | 4,048,000 | 4 | 157 |
| DECSI | 361,000 | 96,304,000 | 7 | 157 |
| Dire | 4,900 | 828,000 | 4 | 157 |
| DMCPSC | 1,200 | 69,000 | 1 | 157 |
| Eshet | 18,800 | 2,392,000 | 3 | 157 |
| Harbu | 22,400 | 1,757,000 | 2 | 157 |
| Meklit | 12,200 | 1,395,000 | 4 | 157 |
| Metemamen | 10,500 | 650,000 | 6 | 157 |
| OCSSCO | 502,700 | 69,565,000 | 3 | 157 |
| OMO | 323,600 | 31,385,000 | 4 | 157 |
| PEACE | 17,200 | 2,462,000 | 3 | 157 |
| SFPI | 33,600 | 2,750,000 | 3 | 157 |
| Sidama | 53,400 | 1,162,000 | 6 | 157 |
| Wasasa | 49,300 | 5,798,000 | 4 | 157 |
| Wisdom MFI | 45,300 | 5,500,000 | 6 | 154 |
| Key Statistics | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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