Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.congente.com.co/ |
Year established | 1964 |
Head of Institution | Vicente Antonio Pabon Monroy |
Regions active | |
# Branches | 10 |
Total Portfolio (nat'l) | COP 40,700,659,712 |
Total Portfolio (USD) | USD 22,362,999.84 |
Active clients with loans | 5,927 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 80% - 100% |
Network affiliations | Emprender, Asomicrofinanzas |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 2000 |
Head of Institution | Sanja Tiwari |
Regions active | |
# Branches | 1 |
Total Portfolio (nat'l) | INR 20,329,000 |
Total Portfolio (USD) | USD 383,566.04 |
Active clients with loans | 1,539 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 40% - 60% |
Network affiliations |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
CONSUMO LIBRE INVERSION COLI | COP 100,000 - 100,000,000 | 1 - 72 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Debe ser asociado de la Cooperativa con Ahorros, Debe tener capacidad de endeudamiento | Credit Ins | |||||||
microcredito productivo | COP 535,600 - 5,356,000 | 1 - 24 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Credit Ins, Tech Asst Visits |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Small Business Loan | INR 5,000 - 12,000 | 12 | 80% - 100% | 40% - 60% | Business | Women, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
Agricultural Loan | INR 5,000 - 12,000 | 6 | 80% - 100% | 0% - 20% | Business, Can ONLY be used for working capital | Women, Agricutual needs and working capital | Credit Educ, Group Mtgs, Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
CONSUMO LIBRE INVERSION COLI | 21.2% annual, Decl Bal | 0 Fees | 1 Ins | None | 2.5% upfront 5,000.00 ongoing | 15.5% - 19.4% | 17.5% - 22.3% | 100 | ||||||||
microcredito productivo | 26.5% annual, Decl Bal | 1 Fee | 1 Ins | None | 5,000.00 ongoing | 31.9% - 34.7% | 33.9% - 37.2% | 73 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Small Business Loan | 0% | 37.5% - 43.6% | 38.6% - 44.8% | N/A | ||||||||||
Agricultural Loan | 0% | 27.6% - 27.9% | 29% - 29.3% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Small Business Loan | 18.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 37.5% - 43.6% | 38.6% - 44.8% | 43 | ||||||||
Agricultural Loan | 18.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 27.6% - 27.9% | 29% - 29.3% | 61 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
CONSUMO LIBRE INVERSION COLI | 21.2% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 2.5% upfront 5,000.00 ongoing | 15.5% - 19.4% | 17.5% - 22.3% | 100 | ||||||||
microcredito productivo | 26.5% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | 5,000.00 ongoing | 31.9% - 34.7% | 33.9% - 37.2% | 73 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Small Business Loan | 0% | 37.5% - 43.6% | 38.6% - 44.8% | N/A | ||||||||||
Agricultural Loan | 0% | 27.6% - 27.9% | 29% - 29.3% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Small Business Loan | 18.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 37.5% - 43.6% | 38.6% - 44.8% | 43 | ||||||||
Agricultural Loan | 18.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 27.6% - 27.9% | 29% - 29.3% | 61 |
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