| Institution Type | Credit Union / Cooperative |
| Is this institution regulated? | Yes |
| Website address | http://www.comerciacoop.coop/ |
| Year established | 1996 |
| Head of Institution | Jesus Maria Medina Duran |
| Regions active | |
| # Branches | 5 |
| Total Portfolio (nat'l) | COP 6,506,159,027 |
| Total Portfolio (USD) | USD 3,574,812.65 |
| Active clients with loans | 5,000 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Comercial (COP) | COP 200,000 - 107,000,000 | 1 - 78 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Business Training, Other Training, CAPITALIZACION APORTES, AHORRO PROGRAMADO | |||||||
| Consumo (COP) | COP 200,000 - 12,800,000 | 1 - 60 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Have home or land, Salaried worker, Codeudor | Group Mtgs, Credit Ins, Business Training, Other Training, CAPITALIZACION APORTES, AHORRO PROGRAMADO | |||||||
| Microcredito | COP 200,000 - 12,875,000 | 1 - 36 | 80% - 100% | 60% - 80% | Business, CAPITAL DE TRABAJO, LIQUIDEZ, ACTIVOS | Women, Men, Have business, MICROEMPRESARIO, COMERCIANTE - INDEPENDIENTES | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, CAPITALIZACION APORTES, AHORRO PROGRAMADO |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Comercial (COP) | 10.4%-25.9% annual, Decl Bal | 1 Fee | 1 Ins | None | 1.00% ongoing | 17.7% - 21.9% | 20.2% - 23.2% | 48 | ||||||||
| Consumo (COP) | 10.6%-27.5% annual, Decl Bal | 1 Fee | 1 Ins | None | 1.00% ongoing | 19.9% - 20.4% | 22.4% - 25.8% | 44 | ||||||||
| Microcredito | 17.3%-29.4% annual, Decl Bal | 1 Fee | 1 Ins | None | 3.00% ongoing | 26.6% - 33.4% | 28.9% - 38.2% | 50 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACLEDA | 235,200 | 215,086,000 | 6 | 167 |
| AMK | 288,200 | 63,784,000 | 16 | 139 |
| AMRET | 299,500 | 149,542,000 | 8 | 139 |
| Chamroeun | 48,100 | 7,480,000 | 4 | 119 |
| Farmer Finance | 200 | 407,000 | 1 | 139 |
| First Finance | 500 | 5,819,000 | 1 | 139 |
| HKL | 73,400 | 93,842,000 | 3 | 139 |
| KREDIT | 61,800 | 59,319,000 | 9 | 139 |
| Maxima | 2,900 | 3,179,000 | 3 | 139 |
| PRASAC | 138,500 | 251,931,000 | 9 | 139 |
| Seilanithih | 15,200 | 7,516,000 | 5 | 139 |
| SPN | 35,100 | 29,828,000 | 6 | 139 |
| TPC | 120,000 | 45,931,000 | 13 | 139 |
| VF Cambodia | 148,600 | 48,984,000 | 18 | 139 |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
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