| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.actuarcaldas.org/ |
| Year established | 1986 |
| Head of Institution | Fabio Mejia Arango |
| Regions active | |
| # Branches | 4 |
| Total Portfolio (nat'l) | COP 9,550,000,000 |
| Total Portfolio (USD) | USD 5,247,252.75 |
| Active clients with loans | 3,702 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | EMPRENDER, ASOMICROFINANZAS |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credito Acompanado | COP 300,000 - 50,000,000 | 1 - 60 | 60% - 80% | 60% - 80% | Any Purpose, VEHICULO, MOTO, VIAJES FAMILIARES | Women, Men, Have business, EL NEGOCIO PUEDE SER FORMAL O INFORMAL | Credit Educ, Credit Ins, Tech Asst Visits, Business Training, ASESORIAS PUNTUALES Y ESPECIALIZADAS PARA EL NEGOCIO, CAPACITACION SOCIEMPORESARIAL, EN DESARROLLO PERSONAL Y EN ARTES Y OFICIOS |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credito Acompanado | 24.0%-28.8% annual, Decl Bal | 1 Fee | 0 | None | N/A | 24% - 33.9% | 24% - 33.9% | 86 |
| Outstanding portfolio (GHS) | GHS 131,645 |
| Portfolio (USD) | USD 66,824.87 |
| Active Clients with Loans | 27 |
| Approximate % Female Clients | 80% - 100% |
| Approximate % Urban Clients | 80% - 100% |
| Any purpose | |
| Income generation | x |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | |
| Other (2) |
| Men | |
| Women | x |
| Must run a business | |
| Must own a home or land | |
| Must be a salaried worker | |
| Must be specific age group | |
| Other | |
| Other (2) |
| # Regions for this institution | 3 |
| # Regions for this product | N/A |
| Regions Active |
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| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
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