Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.contactar-pasto.org/ |
Year established | 1971 |
Head of Institution | Gloria Lucía Bustos Chaves |
Regions active | |
# Branches | 21 |
Total Portfolio (nat'l) | COP 34,006,476,957 |
Total Portfolio (USD) | USD 18,684,877.45 |
Active clients with loans | 24,982 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 0% - 20% |
Network affiliations | EMPRENDER, FOROLACFR |
Funders | CORPONARIÑO - GTZ, ARTESANIAS DE COLOMBIA, FUNDACION SOCIAL, CORFAS |
Institution Type | Private 'For-Profit' |
Is this institution regulated? | N/A |
Website address | http://www.basixindia.com/ |
Year established | 1996 |
Head of Institution | Mr. Manmathdalai |
Regions active | 0 |
# Branches | 138 |
Total Portfolio (nat'l) | INR 11,024,902 |
Total Portfolio (USD) | USD 244,997.82 |
Active clients with loans | 1,199,141 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0% - 20% |
Network affiliations | MFIN, Sadhan |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Comercial | COP 12,875,001 - 103,000,000 | 1 - 60 | 40% - 60% | 40% - 60% | Any Purpose, Principalmente para capital de trabajo y activos f, Sustitución de pasivos | Women, Men, Have business | Eventualmente capacitación y asistencia técnica | |||||||
Microcrédito | COP 200,000 - 103,000,000 | 1 - 60 | 40% - 60% | 0% - 20% | Any Purpose | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Eventualmente capacitación y asistencia técnica |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Samruddhi Agri Allied Loan | INR 8,000 - 30,000 | 23 - 24 | 20% - 40% | 0% - 20% | For improving dairy livelihoods and buying inputs, purchase of mulch animals,procurement of fodder | Women, Men, Joint Liability Group | Credit Ins | |||||||
Samruddhi Crop Loan | INR 10,000 - 30,000 | 11 | 20% - 40% | 0% - 20% | Business, only for working for capital crop cultivation , purchase of agriculture inputs i.e. seeds, fertili | Women, Men, All farmers including tenant farmers engaged in cultivation of field crops | Credit Ins | |||||||
Samruddhi Micro Enterprise (NFS) Loan | INR 10,000 - 30,000 | 23 - 24 | 40% - 60% | 0% - 20% | Business, For establishment cost,fixed cost,working capital | Women, Men, Joint Liability Group | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Comercial | 23.8% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 21.2% - 21.3% | 22.5% - 22.7% | 100 | ||||||||
Microcrédito | 25.0%-31.9% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 38.4% - 41.2% | 39.6% - 42.6% | 61 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Samruddhi Agri Allied Loan | 0% | 25% - 25.3% | 25% - 25.3% | N/A | ||||||||||
Samruddhi Crop Loan | 0% | 26% - 27.8% | 29.9% - 31.7% | N/A | ||||||||||
Samruddhi Micro Enterprise (NFS) Loan | 0% | 25.1% - 25.4% | 25.1% - 25.4% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Samruddhi Agri Allied Loan | 24.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 25% - 25.3% | 25% - 25.3% | 95 | ||||||||
Samruddhi Crop Loan | 21.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 26% - 27.8% | 29.9% - 31.7% | 68 | ||||||||
Samruddhi Micro Enterprise (NFS) Loan | 24.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 25.1% - 25.4% | 25.1% - 25.4% | 95 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Comercial | 23.8% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 21.2% - 21.3% | 22.5% - 22.7% | 100 | ||||||||
Microcrédito | 25.0%-31.9% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 38.4% - 41.2% | 39.6% - 42.6% | 61 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Samruddhi Agri Allied Loan | 0% | 25% - 25.3% | 25% - 25.3% | N/A | ||||||||||
Samruddhi Crop Loan | 0% | 26% - 27.8% | 29.9% - 31.7% | N/A | ||||||||||
Samruddhi Micro Enterprise (NFS) Loan | 0% | 25.1% - 25.4% | 25.1% - 25.4% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Samruddhi Agri Allied Loan | 24.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 25% - 25.3% | 25% - 25.3% | 95 | ||||||||
Samruddhi Crop Loan | 21.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 26% - 27.8% | 29.9% - 31.7% | 68 | ||||||||
Samruddhi Micro Enterprise (NFS) Loan | 24.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 25.1% - 25.4% | 25.1% - 25.4% | 95 |
Key Statistics | |
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Loan Portfolio (USD) | |
% Products using declining balance | |
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% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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