Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.contactar-pasto.org/ |
Year established | 1971 |
Head of Institution | Gloria Lucía Bustos Chaves |
Regions active | |
# Branches | 21 |
Total Portfolio (nat'l) | COP 34,006,476,957 |
Total Portfolio (USD) | USD 18,684,877.45 |
Active clients with loans | 24,982 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 0% - 20% |
Network affiliations | EMPRENDER, FOROLACFR |
Funders | CORPONARIÑO - GTZ, ARTESANIAS DE COLOMBIA, FUNDACION SOCIAL, CORFAS |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.dishamicrofin.com |
Year established | 1995 |
Head of Institution | Sameer Nanavati |
Regions active | Gujarat |
# Branches | 24 |
Total Portfolio (nat'l) | INR 759,625,000 |
Total Portfolio (USD) | USD 14,332,547.17 |
Active clients with loans | 69,053 |
Approximate % female clients | 100% |
Approximate % urban clients | 0 |
Network affiliations | MFIN |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Comercial | COP 12,875,001 - 103,000,000 | 1 - 60 | 40% - 60% | 40% - 60% | Any Purpose, Principalmente para capital de trabajo y activos f, Sustitución de pasivos | Women, Men, Have business | Eventualmente capacitación y asistencia técnica | |||||||
Microcrédito | COP 200,000 - 103,000,000 | 1 - 60 | 40% - 60% | 0% - 20% | Any Purpose | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Eventualmente capacitación y asistencia técnica |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Gati F | INR 12,000 - 15,000 | 15 - 18 | 100% | 0% - 20% | Business | Women, Specific age group, Low HH Inc, Med HH Inc, Rural HH, Urban HH, Must be economically active | Credit Educ, Group Mtgs, Credit Ins | |||||||
Pragati R | INR 15,000 - 25,000 | 15 - 24 | 100% | 0% - 20% | Business | Women, Specific age group, Low HH Inc, Med HH Inc, Rural HH, Urban HH, Must be economically active | Credit Educ, Group Mtgs, Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Comercial | 23.8% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 21.2% - 21.3% | 22.5% - 22.7% | 100 | ||||||||
Microcrédito | 25.0%-31.9% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 38.4% - 41.2% | 39.6% - 42.6% | 61 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Gati F | 24.9% - 27.1% | 26.5% - 28.4% | 29.4% - 30.7% | Yes | Yes | Yes | 100 | |||||||
Pragati R | 25.1% - 27.9% | 26.2% - 28.9% | 29% - 31.6% | Yes | Yes | Yes | 99 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Gati F | 26.0%-28.5% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 26.5% - 28.4% | 29.4% - 30.7% | 87 | ||||||||
Pragati R | 26.0%-28.5% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 26.2% - 28.9% | 29% - 31.6% | 86 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Comercial | 23.8% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 21.2% - 21.3% | 22.5% - 22.7% | 100 | ||||||||
Microcrédito | 25.0%-31.9% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 38.4% - 41.2% | 39.6% - 42.6% | 61 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Gati F | 24.9% - 27.1% | 26.5% - 28.4% | 29.4% - 30.7% | Yes | Yes | Yes | 100 | |||||||
Pragati R | 25.1% - 27.9% | 26.2% - 28.9% | 29% - 31.6% | Yes | Yes | Yes | 99 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Gati F | 26.0%-28.5% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 26.5% - 28.4% | 29.4% - 30.7% | 87 | ||||||||
Pragati R | 26.0%-28.5% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 26.2% - 28.9% | 29% - 31.6% | 86 |
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