| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 1986 |
| Head of Institution | Gloria Ines Navarro De Clausen |
| Regions active | |
| # Branches | 14 |
| Total Portfolio (nat'l) | COP 9,582,555,960 |
| Total Portfolio (USD) | USD 5,265,140.64 |
| Active clients with loans | 7,917 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | Emprender, Asomicrofinanzas |
| Funders | CORUNIVERSITARIA, FELDESPATOS EL VERGEL, FENALCO TOLIMA, SURAMERICANA DE SEGUROS |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.procredit.com.gh/ |
| Year established | 2002 |
| Head of Institution | Andre Radloff |
| Regions active | Greater Accra Region |
| # Branches | 0 |
| Total Portfolio (nat'l) | 0 |
| Total Portfolio (USD) | 0 |
| Active clients with loans | 0 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | ProCredit Group |
| Funders | ProCredit Holding, Frankfurt- Germany, DOEN Foundation, Amsterdam |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Activos Fijos | COP 300,000 - 13,390,000 | 3 - 36 | 40% - 60% | 40% - 60% | Activo Fijo | Women, Men, Have business, Specific age group, SER UN PROCESO DE PRODUCCION, COMERCIO O SERVICIO | Credit Ins | |||||||
| Capital de Trabajo | COP 300,000 - 13,390,000 | 3 - 24 | 60% - 80% | 40% - 60% | Business, Capital de Trabajo | Women, Men, Have business, Specific age group, pueden realizar actividades de producción, comercio o servicios. | Credit Ins | |||||||
| Libre Inversion | COP 535,600 - 535,600 | 3 - 12 | 40% - 60% | 40% - 60% | Any Purpose | Women, Men, Have business, Have home or land, Salaried worker | Credit Ins, FRG, Estudios de Crédito |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Activos Fijos | 25.2%-29.5% annual, Decl Bal | 1 Fee | 2 Ins | None | N/A | 40.8% - 48.9% | 43.3% - 54% | 53 | ||||||||
| Capital de Trabajo | 25.2%-29.5% annual, Decl Bal | 1 Fee | 2 Ins | None | N/A | 38.4% - 48.2% | 43.6% - 55.2% | 49 | ||||||||
| Libre Inversion | 25.2%-29.5% annual, Decl Bal | 1 Fee | 2 Ins | None | N/A | 0% | 0% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Activos Fijos | 25.2%-29.5% annual, Decl Bal | 1 Fee | 2 Ins Ins | None | N/A | 40.8% - 48.9% | 43.3% - 54% | 53 | ||||||||
| Capital de Trabajo | 25.2%-29.5% annual, Decl Bal | 1 Fee | 2 Ins Ins | None | N/A | 38.4% - 48.2% | 43.6% - 55.2% | 49 | ||||||||
| Libre Inversion | 25.2%-29.5% annual, Decl Bal | 1 Fee | 2 Ins Ins | None | N/A | 0% | 0% | N/A |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
