Institution

Crezcamos S.A. Calle 47 # 29 - 65 SotomayorBucaramanga, Santander
Data approved: 2011-03-15
Data version: 1
Age of data: 166 months

Institution

Safe Save Ghana Head OfficeAccra, GhanaP.O. Box 949
Data approved: 2013-04-03
Data version: 1
Age of data: 139 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?No
Website addresshttp://www.crezcamos.com/
Year established2006
Head of InstitutionMauricio Osorio Sanchez
Regions active
# Branches7

Total Portfolio (nat'l)COP 41,163,048,864
Total Portfolio (USD)USD 22,617,059.82
Active clients with loans25,888
Approximate % female clients60% - 80%
Approximate % urban clients60% - 80%
Network affiliations
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.safesaveghana.org
Year established2011
Head of InstitutionEvans Forson
Regions activeGreater Accra Region
# Branches1

Total Portfolio (nat'l)GHS 70,000
Total Portfolio (USD)USD 35,532.99
Active clients with loans200
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliations
Funders

Loan Products » Summary

1,319 Borrowers
USD 1,500,912.94 Portfolio
Active Product
19,006 Borrowers
USD 14,641,068.93 Portfolio
Active Product
1,683 Borrowers
USD 421,211.58 Portfolio
Active Product
5,572 Borrowers
USD 6,001,597.16 Portfolio
Active Product

Loan Products » Summary

200 Borrowers
USD 35,532.99 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
CREDIAGRO COP 500,000 - 13,390,000 6 - 36 20% - 40% 0% - 20% Business Women, Men, Have business Credit Ins
Credinegocio COP 500,000 - 13,300,000 6 - 24 60% - 80% 40% - 60% Business Women, Men, Have business Credit Ins
Credioportuno COP 200,000 - 1,606,800 2 60% - 80% 20% - 40% Business Women, Men, Have business, Cliente con crédito vigente que tenga un saldo menor al 50% del valor desembolsado Credit Ins
Credirenovacion COP 500,000 - 13,390,000 6 - 36 40% - 60% 0% - 20% Business Women, Men, Have business Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loan GHS 350 - 500 5 - 12 80% - 100% 60% - 80% Business, Education Women, Specific age group, Must be 18+ years old Credit Educ, Group Mtgs, Business Training, Other Training, HIV/AIDS Awareness Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
CREDIAGRO 28.8%-34.0% annual, Decl Bal 2 Fees 1 Ins None N/A 42.1% - 49.3% 43% - 50.2% 62
Credinegocio 28.8%-34.0% annual, Decl Bal 2 Fees 1 Ins None N/A 42.7% - 49.4% 43.6% - 50.3% 61
Credioportuno 28.8%-34.0% annual, Decl Bal 1 Fee 1 Ins None N/A 39.3% - 40.6% 39.6% - 40.9% 72
Credirenovacion 28.8%-34.0% annual, Decl Bal 2 Fees 1 Ins None N/A 41.5% - 49.5% 42.6% - 50.4% 64

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 36.00% annual, Flat 2 Fees 0 None 50.00 upfront 92.3% - 105% 125.3% - 144.2% 26

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
CREDIAGRO 28.8%-34.0% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 42.1% - 49.3% 43% - 50.2% 62
Credinegocio 28.8%-34.0% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 42.7% - 49.4% 43.6% - 50.3% 61
Credioportuno 28.8%-34.0% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 39.3% - 40.6% 39.6% - 40.9% 72
Credirenovacion 28.8%-34.0% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 41.5% - 49.5% 42.6% - 50.4% 64

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 36.00% annual, Flat 2 Fees 0 None 50.00 upfront 92.3% - 105% 125.3% - 144.2% 26
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Key Statistics
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# Institutions
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# Borrowers
Loan Portfolio (USD)
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