Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | N/A |
Year established | 1994 |
Head of Institution | Cesar Ivan Velosa Poveda |
Regions active | |
# Branches | 6 |
Total Portfolio (nat'l) | COP 15,034,582,670 |
Total Portfolio (USD) | USD 8,260,759.71 |
Active clients with loans | 3,993 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 60% - 80% |
Network affiliations | Emprender, Asomicrofinanzas |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://markazalbishara.wordpress.com/ |
Year established | 1996 |
Head of Institution | Rev. Johnson Asare |
Regions active | Northern Region |
# Branches | 1 |
Total Portfolio (nat'l) | GHS 35,000 |
Total Portfolio (USD) | USD 17,766.50 |
Active clients with loans | 145 |
Approximate % female clients | 100% |
Approximate % urban clients | 100% |
Network affiliations | Christian Children's Fund of Canada (CCFC), GHAMFIN, ASSFIN, Credit Union Association (CUA) |
Funders | Christian Children's Fund of Canada (CCFC), Credit Union Association (CUA) |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Desarrollo Empresarial | COP 515,000 - 25,750,000 | 6 - 30 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Tech Asst Visits, Business Training | |||||||
Microvivienda | COP 515,000 - 25,750,000 | 6 - 30 | 40% - 60% | 60% - 80% | Housing | Women, Men, Have business | Credit Educ | |||||||
Nucleos Solidarios Productivos | COP 515,000 - 5,150,000 | 6 - 24 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business | Group Mtgs, Business Training, Giras Técnicas | |||||||
Rural Individual - Germina | COP 515,000 - 12,875,000 | 6 - 30 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business | Group Mtgs, Giras Técnicas |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Petty Trading Loan | GHS 100 - 300 | 6 | 80% - 100% | 80% - 100% | Business, Other | Women, Have business | Group Mtgs, Tech Asst Visits, Health Training (HIV/AIDS, etc.) |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Desarrollo Empresarial | 29.5% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 29.6% - 35% | 30.1% - 38% | 88 | ||||||||
Microvivienda | 29.5% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 29.6% - 31.1% | 30% - 33.7% | 91 | ||||||||
Nucleos Solidarios Productivos | 29.5% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 29.6% - 31% | 32.4% - 33.2% | 90 | ||||||||
Rural Individual - Germina | 24.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 24% - 26.3% | 25.6% - 33.9% | 83 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Petty Trading Loan | 30.00% annual, Flat | 1 Fee | 0 | None | N/A | 50.5% | 50.5% | 59 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Desarrollo Empresarial | 29.5% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 29.6% - 35% | 30.1% - 38% | 88 | ||||||||
Microvivienda | 29.5% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 29.6% - 31.1% | 30% - 33.7% | 91 | ||||||||
Nucleos Solidarios Productivos | 29.5% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 29.6% - 31% | 32.4% - 33.2% | 90 | ||||||||
Rural Individual - Germina | 24.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 24% - 26.3% | 25.6% - 33.9% | 83 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Petty Trading Loan | 30.00% annual, Flat | 1 Fee | 0 | None | N/A | 50.5% | 50.5% | 59 |
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