Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.fmm.org.co/ |
Year established | 1985 |
Head of Institution | DIEGO FERNANDO MUÑOZ PORTILLA |
Regions active | |
# Branches | 93 |
Total Portfolio (nat'l) | COP 448,877,000,000 |
Total Portfolio (USD) | USD 246,635,714.30 |
Active clients with loans | 314,135 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 20% - 40% |
Network affiliations | WWB, EMPRENDER |
Funders |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.village.net.in |
Year established | 2006 |
Head of Institution | Kuldip Maity |
Regions active | Bihar, West Bengal |
# Branches | 96 |
Total Portfolio (nat'l) | INR 1,020,993,623 |
Total Portfolio (USD) | USD 19,264,030.62 |
Active clients with loans | 175,408 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Sa-Dhan, MFIN |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumo | COP 500,000 - 15,000,000 | 1 - 24 | 60% - 80% | 20% - 40% | Any Purpose | Women, Men, Salaried worker | ||||||||
MICROCREDITO | COP 400,000 - 61,800,000 | 1 - 48 | 60% - 80% | 20% - 40% | Any Purpose | Women, Men, Have business, Specific age group | Credit Ins, Tech Asst Visits | |||||||
Créditos superiores | COP 62,000,000 - 128,000,000 | 12 - 48 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Pragati | INR 4,000 - 15,000 | 11.5 - 12.1 | 80% - 100% | 0% - 20% | Business | Women | Group Mtgs, Credit Ins | |||||||
Samridhhi | INR 16,000 - 50,000 | 23.9 - 24.3 | 80% - 100% | 0% - 20% | Business | Women | Group Mtgs, Credit Ins, Other Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumo | 20.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 21.7% - 23% | 22.5% - 23.6% | 87 | ||||||||
MICROCREDITO | 26.4%-29.5% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 29.9% - 41.6% | 30.7% - 42.3% | 74 | ||||||||
Créditos superiores | 20.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 0% | 0% | N/A |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Pragati | 25.1% - 26.1% | 27.3% - 28.3% | 29.8% - 30.9% | Yes | Yes | Yes | 91 | |||||||
Samridhhi | 22.6% - 26% | 23.7% - 27.1% | 26% - 29.5% | Yes | Yes | Yes | 95 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumo | 20.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 21.7% - 23% | 22.5% - 23.6% | 87 | ||||||||
MICROCREDITO | 26.4%-29.5% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 29.9% - 41.6% | 30.7% - 42.3% | 74 | ||||||||
Créditos superiores | 20.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 0% | 0% | N/A |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Pragati | 25.1% - 26.1% | 27.3% - 28.3% | 29.8% - 30.9% | Yes | Yes | Yes | 91 | |||||||
Samridhhi | 22.6% - 26% | 23.7% - 27.1% | 26% - 29.5% | Yes | Yes | Yes | 95 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Pragati | 23.5% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 27.3% - 28.3% | 29.8% - 30.9% | 76 | ||||||||
Samridhhi | 23.5% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 23.7% - 27.1% | 26% - 29.5% | 83 |
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